2,281 BFS Foreclosed Properties in November 2024 list for negotiated sale

By / November 14, 2024 / Foreclosed Properties / 136 Comments

As of November 1, 2024, a total of 2,281 BFS foreclosed properties are available for negotiated sale in their nationwide list. This comes directly from Bahay Financial Services (BFS). Complete listing and details below.

bfs foreclosed properties 2024 november

BFS listing updates summary for November 2024:

~Jay Castillo

Reminder

Please take note that a significant number of properties are “Occupied”, and we don’t recommend buying occupied properties even if they are cheap). Please refer to FAQ#10 below for more details.

View all BFS foreclosed properties (database)

To view all foreclosed properties from BFS in our database (for easy searching/filtering), click on the button below:

VIEW ALL BFS PROPERTIES IN SEARCHABLE DATABASE →

==> Click to view ALL BFS Foreclosed Properties (with pictures and vicinity maps if available)

If you prefer to download a copy of the list, refer to link below:

==>bfs-property-listing-for-posting-as-of-11.2024-public_compressed.pdf

Big discounts for BFS foreclosed properties are available!

To get the best deals, here are some very important reminders from BFS:

-> SPOT CASH BUYERS GET THE BIGGEST DISCOUNTS!

-> Discounts from 5% up to 40%+++!

-> UP TO Php 500K PRICE DROP on some properties!

=> Don’t forget to tell BFS that you learned about them from ForeclosurePhilippines.com to get the best deals!

BFS Advisories and Notice to the public

I just noticed the following from BFS when I visited their website. Please be guided accordingly.

“ADVISORY:

Please pay exclusively thru our OFFICIAL Payment Channels: BFS Cashier, Banks (BPI and RCBC), and GCash. NO PERSON is authorized to accept payments from clients.”

Here’s another advisory with regard to the BFS SPECIAL BAYANIHAN PROGRAM

bfs special bayanihan program advisory

I also saw this NOTICE TO THE PUBLIC

bfs notice to the public 2024 11

You will see all of the above the first time you visit the BFS website (you will see them as “popups”)

How to buy BFS foreclosed properties

Here’s a step-by-step guide for buying BFS foreclosed properties:

how to buy foreclosed properties from bfs 2020 july v1

Source: BFS Facebook page

BFS Telephone Numbers

To inquire, please call BFS directly and get ready with your target property’s account number.

  • BFS Trunkline (Taguig Head Office):  (02) 7750-3888
  • BFS Davao Office: +6382 221-0809

BFS Office Addresses

You may also visit BFS offices at the following locations:

  • Bonifacio Global City (Head Office)
    • 22nd Floor, A.T. Yuchengco Center (formerly RCBC Savings Bank Corporate Center), 25th and 26th Streets, Bonifacio Global City, Bonifacio Global South, Taguig, Philippines
    • Telephone: (02) 7750-3888
  • Davao Office
    • Unit 301, Plaza de Luisa, Ramon Magsaysay Avenue, Davao City, Davao, Philippines 1634
    • Telephone: +6382 221-0809
bfs foreclosed properties contact info

Found a property for sale from 3rd parties that comes from a listing of BFS foreclosed properties?

Here’s advice to avoid getting scammed:

I have been receiving a lot of questions about properties for sale from 3rd parties that are actually from BFS. If you encounter something similar, you should read the article below to avoid becoming a victim of a foreclosed property scam:

Babaeng iligal na nagbebenta ng foreclosed property arestado

How To Identify and Avoid Foreclosed Property Scams

Learn More

Frequently Asked Questions (FAQ)

Here’s a compilation of frequently asked questions about BFS foreclosed properties. Click a question to view the answer:

BFS’ pre-owned properties are located nationwide, from Metro Manila to the provinces of Bataan, Bulacan, Cavite, Camarines Norte, Davao, Laguna, Pampanga, Quezon, Rizal and Tarlac. Please log onto www.bfs.com.ph/property for a complete listing of BFS properties.

Note: BFS also sends their updated listings to me regularly, which I share here at ForeclosurePhilippines.com ~Jay Castillo

Pre-owned properties are an attractive alternative for entry-level buyers, as opposed to purchasing new homes or building from scratch. House and lots sell for as low as P110,000. Most BFS properties are located in developed subdivisions located in Metro Manila, Cavite, Laguna, Bulacan, and Rizal with access to paved roads and commercial centers.

BFS sells rights to the pre-owned property. The pre-owned property may still go through the one-year Redemption Period that allows the Original Borrower to redeem the property. If the Original Borrower redeems the property, the buyer gets a full refund minus service fees for the time the Buyer was in possession of the property prior to redemption.

Contact BFS Property Sales to find out if your broker is legitimate or accredited.

The release of titles is dependent on the processing of documents by government offices such as the courts, the Bureau of Internal Revenue, and the Registry of Deed. BFS works with these government offices to facilitate the transfer of the titles to the buyers’ names, but cannot commit a definite date.

Yes, once the title to the property is consolidated to the name of Balikatan, a buyer may opt to process consolidation of the title to his/her name upon signing a Deed of Undertaking.

The term “as-is-where-is” gives notice to buyers that Balikatan does not give any representation or warranty as to the quality of the property. The buyer is free to inspect it before purchase; but if any defects are discovered after purchase, the buyer has no recourse against Balikatan.

For Property After Sales Service (PASS) concerns, please e-mail [email protected] with your Account number, Buyer’s name, and property address. Our PASS Customer Service Representative shall get in touch with you within 48 hours.

It depends on the status of the property. Most of the time, getting approved for a Pag-IBIG housing loan is not possible for bfs properties (Ex. Property’s title is not yet consolidated, or the price of the property is too low and cannot meet minimum loan amount, etc. ). Please check with the designated sales-specialist from BFS that handles the property you are interested in purchasing

Yes, you can still buy occupied properties, but in my opinion, you should avoid them even if they are cheap, and I explained this in the following article: https://www.foreclosurephilippines.com/dont-buy-occupied-foreclosed-properties/

Note: FAQ #1 to #8 are from the BFS FAQ Page, but since a lot of you have been asking, I added FAQ #9 and #10. If you have other questions, please let us know by leaving a comment below. ~ Jay Castillo

Disclaimer and disclosure:

* Offer prices subject to change without prior notice.

** BFS does not make any representations with respect to these properties. We encourage you to make an ocular inspection of the property – these, or the creditor’s rights over these, are sold “As is, Where is” and the pictures contained herein may vary from the actual condition of the property.

*** Some of these properties may still be subject to redemption. In case of redemption, you will be reimbursed from the redemption proceeds.

**** These Properties may still be subject to a transaction or proceeding, which necessarily involves government agencies. BFS has no control over, and makes no representation with respect to the time it will take for concerned government agencies to process and release the necessary documents and clearances.

*****All taxes are the responsibility of the Buyer.

Search for more foreclosed properties in our database…

You can also search from over 30,000 foreclosed properties in our database.

This includes other banks and lending institutions that have foreclosed properties for sale.

Use this to quickly search for all foreclosed properties in a subdivision, village, condominium project, city, etc.

==> Click for advanced foreclosed properties search

All locations with foreclosed properties by Province/City

You can also browse all locations within the Philippines with foreclosed properties available from ALL banks/lending institutions inside our database, grouped by Province/ City, on this page:

BROWSE ALL LOCATIONS WITH FORECLOSED PROPERTIES →

==> Click to browse all foreclosed property locations

Note: The “Foreclosed Properties Database” is a work in progress. If you have comments/ suggestions, please do let me know by leaving a comment below.

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136 thoughts on “2,281 BFS Foreclosed Properties in November 2024 list for negotiated sale”

    1. Jay Castillo

      Hi Ms. Angelita, sorry they did not send any updated list for October and November 2023. I will follow-up and update this when they give an update.

      Reply
  5. Andrea Fullon

    Good morning po
    Ma’am/Sir
    Tanong lang po kung kilan po ulit mag open ang Tinitirahan ng kapatid ko
    Blk 23 lot 29 ph2 sunrise place tres Cruses Tanza cavite hindi po kasi namin na bantayan ang pag labas ng open po.
    Sana matulungan niyo po kami

    Reply
  6. jay

    Hi sir. i just recently inquired one of their properties here in manila. sa phone ko sila nakausap.. kaso. cash payment daw po. hindi na daw sila tumatanggap ng bank financing or pag ibig.. totoo po ba?? may kilala ba kaung broker sir?

    Reply
    1. Jay Castillo

      Hi Jay, madalas kasi masyadong maliit ang selling price ng BFS properties kaya hindi kaya ang minimum loan amount ng bank financing/pagibig.

      Sorry, wala kaming marerecommend sa ngayon na broker na accredited sa BFS.

      Reply
  7. LJ

    Hi Sir Jay,

    Matagal na po akong follower dito sa Website nyo and lagi ko syang inoopen para mag check ng latest listing. May tanong lang about sa BFS po, Since may Target location po and sa totoo lang po, Mababa talaga sya. Ang problem po, occupied po sya, Si BFS po ba may binibigay na letter doon kay Occupant para ivacancy yung property? If hindi po pumayag si occupant, kami po ba ang magpapaalis po doon? More power po sa inyo. Salamat po

    Reply
    1. Jay Castillo

      HI LJ, thank you for being with us through the years, much appreciated!

      Yung BFS property na occupied, ang buyer ang magpapa-alis, kaya hindi ko marerecommend bumili ng occupied.

      Malamang may pinadala nang demand letter ang BFS na nagsasabi na mag-vacate or umalis yung occupant, pero yun nga, hindi lahat umaalis.

      Yung next step is pwedeng mag file ng ejectment case ang BFS. May cost kasi kaya hindi lahat dumidiretso sa ejectment, check mo na lang sa BFS. If yes, buyer ang magtutuloy ng kaso.

      Reply
  8. Rizza Leah ledesma mallorca

    sir good eve,,sir tulungan mo nmn po ako makapasok ng bfs as agent po may mga client po ako gusto kumuha ng mga forclose po..slmt sir sa tulong..my cp no.09565386201/09204587900ty sir

    Reply
  9. rachelle sagun

    good day ! sir my nakita po aq foreclosed properties along candelaria,quezon at nkita ko n po un property s picture po ng bfs it was 10 years ago pa! ok p un bahay pero ngaun po sira n yun bahay at intresado lng po aq s lupa! puede kaya mbwasan presyo nun kung sakali! kasi s pgkkakita ko po sa bahay d n puede need n idemolished kaya un lote n lang un puede talaga! napuntahan ko n po un property! if ok lang po khit po inspection ng bfs ibbgay ko po un exact loacation! thank you!

    Reply
    1. Jay Castillo

      Hi Rachelle, suggestion ko mag submit kayo ng offer sa BFS na mas mababa sa listed price, mag include kayo ng letter na may details kung bakit ganun ang offer niyo (ex. bulok na yung bahay, kailangan na i-demolish, etc.). Tapos follow-up kayo sa status ng offer niyo…

      Make sure to contact BFS directly using the contact info above. Good luck po!

      Reply
    1. Jay Castillo

      Hi Annabelle, as for inquiring via email, I highly suggest you call to follow-up. You can also refer to my tips and suggestions in this article: https://www.foreclosurephilippines.com/frustrated-getting-foreclosed-property-details-tips-help/

      As to whether BFS properties can be purchased through financing, please see FAQ #9 which I believe also applies to bank financing (Can I get a Pag-IBIG housing loan for BFS foreclosed properties?):

      It depends on the status of the property. Most of the time, getting approved for a Pag-IBIG housing loan is not possible for bfs properties (Ex. Property’s title is not yet consolidated, or the price of the property is too low and cannot meet minimum loan amount, etc. ). Please check with the designated sales-specialist from BFS that handles the property you are interested in purchasing

      Reply
  12. Lorie Ann Barrios

    Ano po process sa bahay under Balikatan po, na hndi pa na aplayan ng nkatira sa Balikatan…pero ibebenta niya ang bahay…paano po yan? Pwede po bah, mlaman ano ang proseso nito??? Magkano po ba mbyran sa Balikatan???

    Reply
    1. Jay Castillo

      Hi Ms. Lorie, mas mabuti na direct na kayo makipagusap sa BFS para malaman niyo kung ano ang status ng property. Pag tiyagaan niyo na lang na tumawag sa kanila hanggaang mau makausap kayo. Good luck po

      Reply
  13. Lorie Ann Barrios

    Good evening po..May i ask po ano website ninyo sa Balikatan Housing sa Tagum City po??? Nquire lng po ako regarding sa bahay po…

    Reply
  14. Jerold ballo

    Good day po sir, pano po kung nasa list na foreclose then OCCUPIED na po . Mabibili pa po ba ung ganyan ? salamat po

    Reply
      1. Jefrem Rose San Martin

        Good evening sir jay.. ask lang po, lumabas na po kasi yung result last bidding nung august 4 at isa po ung name ng husband ko yung nakalista po. nakalagay po sa kanila for further announcement daw po para sa 5% reservation of bid. Pag ganitong ECQ ang NCR or MECQ ang Bulacan delay din po ba talaga yung email or text nila about dun? Thank you po

        Reply
        1. Jay Castillo

          Hi Jefrem, congrats sa inyo! Regarding sa mga email at text galing sa Pag-IBIG, malamang po magkadelay kasi posibleng hindi lahat ng taga pag-ibig ay nasa opisina (dahil sa ECQ). Suggestion ko po, tumawag kayo para mag follow-up at least once a week para sure kayo na alam niyo kung may schedule na yung pag bigay ng 5% reservation.

          Reply
  15. jhon

    Sir Jay, ako po ang may ari ng bahay at lupa, ang buyer po nag apply ng loan sa pag ibig, na i submit na po ang lahat ng requirements n naka published, pero n reject humuhingi pa ang pag ibig ng thecnical description n galing p daw sa LRA or DENR ?

    Tama po ba yun?

    Reply
    1. Jay Castillo

      Hi Jhon, nasa titulo na kasi yung technical description, baka may discrepancy? For example, hindi nag-close yung polygon, etc.

      Reply
    1. Jay Castillo

      Hi Randy, as of today walang lumalabas sa database from BFS. Pati sa ibang banks/institutions wala din. Baka meron sa mga PDF listings ng Pag-IBIG sa provincial areas. Puro NCR lang kasi na-u-upload ko sa database from Pag-IBIG.

      Reply
  17. Corazon Ortiz Javier

    Hi Sir Jay, I am really thankful for your effort to help us find a much cheaper house. However, almost all in the list are occupied so nakaka frustrate lang din. Anyway, may I know if BFS also offer installment like in PAG-IBIG?
    Thank you very much.

    Reply
    1. Jay Castillo

      You’re welcome Ms. Corazon! Oo nga po, andami pa rin an occupied. 🙁

      Regarding kung pwede ang Pag-IBIG financing, depende po sa maraming factors. Eto po ang explanation as per FAQ #9:

      9. Can I get Pag-IBIG financing for BFS foreclosed properties?
      It depends on the status of the property. Most of the time, Pag-IBIG financing is not possible (Ex. Property’s title is not yet consolidated, or the price of the property is too low and cannot meet minimum loan amount, etc. ). Please check with the designated sales-specialist from BFS that handles the property you are interested in purchasing

      Reply
    1. Jay Castillo

      Hi Ricky, as mentioned in FAQ # 9 above, it depends on the property.

      9. Can I get Pag-IBIG financing for BFS foreclosed properties?
      It depends on the status of the property. Most of the time, Pag-IBIG financing is not possible (Ex. Property’s title is not yet consolidated, or the price of the property is too low and cannot meet minimum loan amount, etc. ). Please check with the designated sales-specialist from BFS that handles the property you are interested in purchasing

      Reply
  19. Lea Llanita

    I am willing to buy the lot located in Calumpit, Bulacan. Im trying to email but no reply.. Hope for assistance.

    Reply
    1. Editorial Staff

      Hi Ms. Lea, due to the MECQ in Metro Manila, BFS might be operating with less staff to answer all inquiries. I do not recommend to go to their office due to the pandemic, and my only suggestion is to call the BFS Trunkline: (02) 7750-3888 (please be patient again due to the possibility they have less staff in the office).

      Reply
    1. Editorial Staff

      BFS is basically a company that purchases properties from banks/lending institutions in bulk, and then manages/sells these properties for profit.

      Here’s a more detailed explanation from their website (http://www.bfs.com.ph/background/):

      BACKGROUND

      BFS is a pioneering multi-national mortgage servicing platform that combines functional competencies in Mortgage Finance Origination and Credit Underwriting, Loan Servicing, Default Management, Property Management and Sales and Secondary Market Development.

      As a comprehensive business proposition covering the entire mortgage servicing life cycle, BFS has specifically addressed the following Key Success areas:

      A management team of seasoned professionals, fully knowledgeable and equipped with broad experience in portfolio management

      Development of and adherence to best-practice policies, controls and procedure

      Development and implementation of best-practice servicing methodologies in the areas of:

      Mortgage Loan Origination and Underwriting for a better Credit Culture

      Loan Servicing and

      Default Management

      Development of a secondary market for mortgage paper underwritten and serviced to internationally-rated standards

      Using specialized and efficient technology applied to manage the processing of a high volume of information, ensuring a high degree of transactional efficiency and integrity

      Entering into strategic partnerships with like-minded professional entities

      A first mover in this industry, BFS adheres to international standards and best practices that are customized for local market conditions.  The company employs customized programs and strategies, systems-driven processes and procedures, and end-to-end automation including virtual foldering, a centralized database, and data warehousing.

      Global Asset Management Fund

      BFS was established in 2005 by an institutional investment fund managed by a leading global fund manager (together, the Fund).  The Fund specializes in real estate and infrastructure investments, managing more than US$62 billion in assets and operating asset management platforms worldwide.  BFS is the Fund’s asset management and servicing arm for its investments in the Philippines.

      The Fund invests across the entire risk spectrum, from core investments covering income-producing assets to opportunistic investments involving property development.  The Fund’s asset management platforms cover the spectrum from primary servicing to value-added management through re-positioning, rehabilitation, and financial engineering of real estate assets.  Throughout its long history managing real estate assets globally, the Fund has acquired specialized skills which it transfers to each operating company for standardized, international best asset management practices.  The Fund leverages the intimate local knowledge gained from its investments to customize global best practices for the specific investment and operating conditions of each market.

      Reply
      1. Henny relya

        Hi sir good afternoon pls po I need your help I really want to buy the foreclose in antipolo hills subdivision,, natawag po ako SA office nyo parang sarado Po ata paano po Kayo makuntak Salamat po,, God bless I meet your reply or msg me messenger account, Ashley Aungon I’m in hk now Slamat po uli asap po can’t open my email pls fb or sms my hk number +85292401642

        Reply
        1. Editorial Staff

          Hi Henny, sorry but I am not from BFS, I just share their listings here on my website (full disclosure, BFS is one of our advertisers). The fastest way to connect with them is by telephone during office hours. Alternately, you can fill-out the inquiry form from the property details page and the BFS sales specialist will contact you as soon as possible.

          Reply
    1. Editorial Staff

      Hi Edgardo, sorry I’m not sure why the contact info here has no telephone number, but I have just added it back, thanks for letting me know. Please see below:

      Unit 301, Plaza de Luisa
      Ramon Magsaysay Avenue
      Davao City, Davao, Philippines 1634
      Telephone: +6382 221-0809

      Reply
      1. Don Supi

        Yun pong telephone number na +6382 221-0809, di naman po ma-contact. Interested buyer po ako PERO wala namang ka-kwenta2 yung pino-provide na contact details sa page nato. Puro di matawagan, I`m residing here in CDO pero wala namang convenience kong pupunta pa nang Davao saka pa ma-entertain. Hindi responsive lahat ng contact details, pati e-mail walang sumasagot sa personal na tanong ko kong papano ko mapo-purchase yung property.

        Reply
        1. Jay Castillo

          Hi Don. Sorry to hear your problems with trying to contact BFS. Lahat po ng data na nasa page na ito ay galing mismo BFS, kaya hindi ko rin maintindihan kung bakit hindi sila responsive. Kahit ako po na may questions sa kanila ay walang response, talaga pong nakakafrustrate. 🙁

          Anyway, kahit sa website mismo ni BFS, same lang po info (from https://www.bfs.com.ph/properties/contact-us/):

          Executive Office And Business Development
          Head Office
          23/F A.T Yuchengco Centre
          26th and 25th Streets
          Bonifacio Global City Taguig City,
          Metro Manila Philippines 1634
          Trunkline: +632 7750-3888
          Fax: +632 756 6247
          Email: [email protected]

          Account Management and Property Sales
          Head Office
          22/F A.T Yuchengco Centre
          26th and 25th Streets
          Bonifacio Global City Taguig City,
          Metro Manila Philippines 1634
          Telephone: +632 7750-3888
          Website: http://www.bfs.com.ph
          Email: [email protected]

          Human Resources
          Head Office
          23/F A.T Yuchengco Centre
          26th and 25th Streets
          Bonifacio Global City Taguig City,
          Metro Manila Philippines 1634
          Trunkline: +632 7750-3888
          Fax: +632 756 6247
          Email: [email protected]

          Davao Office
          Plaza de Luisa
          Unit 301
          Ramon Magsaysay Avenue
          Davao City, Davao, Philippines 1634
          Telephone: +6382 221-0809

          Reply
  22. Thor

    Good pm,
    I want to buy foreclose in Bacolod,
    My plan is to get cheap house, fix it and put on sale. Flipping and rental is the plan.
    What do I need to be aware about when buying.
    What is save way of doing this without risking to much?
    Im aware that as foreigner I cant own land here but I can always use asawa name as Buyer

    Thanks in advance

    Reply
  23. Edevie Maravillas

    Hello po, Sir Jay! Do you have listing for auction sa Pag-ibig here in Northern Mindanao or Region 10? Salamat po.

    Reply
  24. Victoria Serrano

    Gusto ko lng pong malaman kung nsa forclosed na unit ,,Blk,8 lot 10,,finland st.san marino annex. Phase 2, salawag dasmarinas cavite,,

    Reply
  25. Andrei Clay

    Hi, there do you still have the keep your home program? Im interested to get a loan to pay off my parents mortgage.

    Reply

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