As of November 1, 2024, a total of 2,281 BFS foreclosed properties are available for negotiated sale in their nationwide list. This comes directly from Bahay Financial Services (BFS). Complete listing and details below.
BFS listing updates summary for November 2024:
- 7 newly listed properties were added in this update.
- I removed 144 properties from the list which were either sold/no longer for sale.
- In total, 2,281 BFS foreclosed properties are available as of November 1, 2024
- This update replaces all previous listings from BFS.
Reminder
Please take note that a significant number of properties are “Occupied”, and we don’t recommend buying occupied properties even if they are cheap). Please refer to FAQ#10 below for more details.
View all BFS foreclosed properties (database)
To view all foreclosed properties from BFS in our database (for easy searching/filtering), click on the button below:
==> Click to view ALL BFS Foreclosed Properties (with pictures and vicinity maps if available)
If you prefer to download a copy of the list, refer to link below:
==>bfs-property-listing-for-posting-as-of-11.2024-public_compressed.pdf
Big discounts for BFS foreclosed properties are available!
To get the best deals, here are some very important reminders from BFS:
-> SPOT CASH BUYERS GET THE BIGGEST DISCOUNTS!
-> Discounts from 5% up to 40%+++!
-> UP TO Php 500K PRICE DROP on some properties!
BFS Advisories and Notice to the public
I just noticed the following from BFS when I visited their website. Please be guided accordingly.
“ADVISORY:
Please pay exclusively thru our OFFICIAL Payment Channels: BFS Cashier, Banks (BPI and RCBC), and GCash. NO PERSON is authorized to accept payments from clients.”
Here’s another advisory with regard to the BFS SPECIAL BAYANIHAN PROGRAM
I also saw this NOTICE TO THE PUBLIC
You will see all of the above the first time you visit the BFS website (you will see them as “popups”)
How to buy BFS foreclosed properties
Here’s a step-by-step guide for buying BFS foreclosed properties:
Source: BFS Facebook page
BFS Telephone Numbers
To inquire, please call BFS directly and get ready with your target property’s account number.
- BFS Trunkline (Taguig Head Office): (02) 7750-3888
- BFS Davao Office: +6382 221-0809
BFS Office Addresses
You may also visit BFS offices at the following locations:
- Bonifacio Global City (Head Office)
- 22nd Floor, A.T. Yuchengco Center (formerly RCBC Savings Bank Corporate Center), 25th and 26th Streets, Bonifacio Global City, Bonifacio Global South, Taguig, Philippines
- Telephone: (02) 7750-3888
- Davao Office
- Unit 301, Plaza de Luisa, Ramon Magsaysay Avenue, Davao City, Davao, Philippines 1634
- Telephone: +6382 221-0809
Found a property for sale from 3rd parties that comes from a listing of BFS foreclosed properties?
Here’s advice to avoid getting scammed:
I have been receiving a lot of questions about properties for sale from 3rd parties that are actually from BFS. If you encounter something similar, you should read the article below to avoid becoming a victim of a foreclosed property scam:
Frequently Asked Questions (FAQ)
Here’s a compilation of frequently asked questions about BFS foreclosed properties. Click a question to view the answer:
Note: FAQ #1 to #8 are from the BFS FAQ Page, but since a lot of you have been asking, I added FAQ #9 and #10. If you have other questions, please let us know by leaving a comment below. ~ Jay Castillo
* Offer prices subject to change without prior notice.
** BFS does not make any representations with respect to these properties. We encourage you to make an ocular inspection of the property โ these, or the creditorโs rights over these, are sold โAs is, Where isโ and the pictures contained herein may vary from the actual condition of the property.
*** Some of these properties may still be subject to redemption. In case of redemption, you will be reimbursed from the redemption proceeds.
**** These Properties may still be subject to a transaction or proceeding, which necessarily involves government agencies. BFS has no control over, and makes no representation with respect to the time it will take for concerned government agencies to process and release the necessary documents and clearances.
*****All taxes are the responsibility of the Buyer.
Search for more foreclosed properties in our database…
You can also search from over 30,000 foreclosed properties in our database.
This includes other banks and lending institutions that have foreclosed properties for sale.
Use this to quickly search for all foreclosed properties in a subdivision, village, condominium project, city, etc.
==> Click for advanced foreclosed properties search
All locations with foreclosed properties by Province/City
You can also browse all locations within the Philippines with foreclosed properties available from ALL banks/lending institutions inside our database, grouped by Province/ City, on this page:
==> Click to browse all foreclosed property locations
Note: The “Foreclosed Properties Database” is a work in progress. If you have comments/ suggestions, please do let me know by leaving a comment below.
sa Gensan vill subdivision bgy bula general santos city sout cotabato blk 5 lot L16 available po ba yun at sino po ang pwedeng makausap duon
Hello, i am interested to buy H&L in Cagayan de Oro City. Pls help me.
Hi meron po ba BFS sa binan city,.laguna po. Thank you.
Bfs in binan laguna po ba, may available po?
Hello sir Jay. I would like to ask you to kindly elaborate on the ff. terms from bfs :
1.) TCT Consolidated
2.) Auctioned
3.) Pre-Filing
4.) Expired Redemption
I am asking because i want to buy from them but i want to make sure that I can transfer the title to my name within a month because i am planning to flip it which is why i am concerned on the foreclosure status of the property. The status of the property is Auctioned. does this mean the title is in the name of BFS and is ready to be transferred to the purchaser?
is there an available house and lots in emerson subd saog marilao bulacan?
Sorry, I just checked the database, wala po.
You can also search on our “Classifieds” page:
https://www.foreclosurephilippines.com/classifieds/
Hi bkt hnd ini honor ng pag ibig calamba ang 5% bid bond?
Hindi po nila inaccept kahit yon ang nakalagay sa bidding guidelines? Sa alin pong bidding yan? Double check natin guidelines.
Ingats ho kayo sa BFS notorius ho yan… pagtransfer ng title na sila dapat ang gagastos pinasasalo kasi nga hindi ho inaasikaso ng ilang taon.. marami ng complaints kung saan saan check nyo sa internet ang mga reklamo ng hindi masayang customer nila. goodluck sa on going. pagsagot ng phone hindi nila magawa kapag nag ff-up kana. good luck sa pumasok na sa kanila.
Kailangan ba talaga sila mgpricess for title transfer or pwede po tayo kukuha ng kakilala? Thanks po.
Hi Sir Jay. Upon reading and checking on the availability of the property, it is still up for sale. Pag abandoned house po ba wala na talagang nakatira ever? I need some advice here kasi first time buyer and want to make sure. Thank you sure.
Hi Abi, ekahit listed as abandoned, dapat mo pa rin ma-inspect to verify na walang occupant. If wala kasing bakod yung property, anytime pwedeng may pumasok na informal settler.
Good Day! is there an available house and lot in Olivarez Homes Sto Tomas Binan Laguna?
Sorry, there are none at the moment.
available pa po ba ung Bari,Mangaldan, Pangasinan?
from BATAAN area po
leah ann felizarta po ask q lang pwede ba bilhin ang bahay kung may nakatira na tao pero hindi nman un ung may ari
Pwede naman po, pero kayo ang magkakaso at magpapa-eject sa illegal occupants. Magastos po yon and sakit sa ulo, pwera na lang kung sanay na kayo sa ejectment court cases.
ang foreclose po ba pweding ipasok sa pag ibig.
Sa BFS, hindi po. Nasa FAQ po yung details kung bakit.
Hi Jay, ngayon ko lang narining itong BFS. I checked the photos of the properties, nagtataka ako, bakit mukhang dens? Wala namang illegal issues yung mga properties? Have you personally bought a property sa BFS? How was your experience?
Hi A. W. sorry for the late reply. Matagal na BFS, I’ve been sharing their listings of foreclosed properties as early as 2009.
Yes, the properties look so dilapidated and bulok-bulok, at least they are willing to show the real status of the properties.
Full disclosure, BFS is one of our direct advertisers (but I can still say what I want/need to say based on facts).
Anyway, only a business partner of mine has had first-hand experience with buying a property from BFS, okay naman daw if you are going to keep the property. Mahirap pag for flipping kasi matagal malipat sa pangalan ng buyer yung title (usually).
Hi sir do you for closed in city home sampaloc 4 dasmariรฑas cavite
Great thanks appreciate your reply!
Welcome!
Sir, follow up po sa discussion on title transfer under BFS properties kung pwede po ba na hindi sa kanila ipa-process ang pag-transfer ng pangalan? Salamat po. I’ve been learning a lot from your website though. GOD bless po.
good day po! Sir Jay, nagtataka lang po ako bakit lagi namang updated yun ini post post mong foreclose properties, pero nung nagtanong ako sa bfs if available pa yun certain property na ini inquire ko, sabi nila, hindi daw available., kesyo under daw iyon ng ps bank, bakit naka post under ng bfs, kung ps bank na yun property? Hindi naman na po ako ganun ka interested sa property na ini inquire ko, kaya lang gusto ko lang magkaroon ng sagot yung tanong ko properly.
Good afternoon Ms. Gina,
Nangyari na po yan before, maraming taon na din ang nakalipas. Tinanong namin sa BFS kung bakit ganun, sabi nila yung PSBank properties ay hinihintay ang appraisal/ongoing ang paglipat sa BFS ang titulo kaya hindi available for sale, pero sinasama nila sa listahan. Hindi ko lang po sure kung same ang sitwasyon sa property na gusto niyo.
Actually, nakakapagtaka kasi nakalagay sa list nila na “Available” lahat ng property under sa Sales Status. May column din na “POD Remarks for PSBank accounts” pero blank naman lahat kaya hindi ko na sinama sa database (nakasama po sa PDF list). Kahit nga po Lot Area and Floor area ay wala sa latest list, buti na lang may data from previous listings for majority ng properties.
Pasensiya po sa abala, inform ko po ang BFS management at wait po ako ng updates from them. Salamat po at nalaman namin ito dahil sa tulong niyo.
gud pm po tanong ko lang po pede po bang installment ang apply sa foreclosed na bahay po?
Usually po hindi pwedeng i-loan/installment ang BFS properties dahil masyadong mababa ang price at hindi pasok sa minimum loanable amount ng mga banks. As far as I remember Php400K an minimum loan amount sa karamihan ng mga banko.
Bakit sinasabi ng BFS foreclose at for sale ang property tapos pag gusto palang iredemp ng owner ang property puede pala. Paano kung sakaling binili ko at paid in full sabi ng bfs isosoli ang nabayad ko at siguro it will take a long time na masoli ang perang naibayad ko, parang money making racket yata ito.
Kaya po hindi namin nirerecommend bumili ng property na within redemption period. Meron din kasi na gusto talagang bumili ng isang property (usually sila na yung nakatira dun or katabi lang nila yung property, kaya kahit within redemption period ay purchase pa rin nila para hindi sila maunahan). No idea yet kung gaano katagal ma-isoli ang pera in case ma-redeem, pero at least masosoli pa din…. sa tingin ko matatawag mo lang na money making racket pag talagang forfeited at hindi isosoli.
Hello po. May tanong lang po. Yung house inside a subdivision po nabili na ng friend nung husband ko ang blema po di nila makuha yung title kasi yung lot daw nang subd. naka prenda pala bago pa lng nila nalaman to and blema pa po namatay na yung father na syang nag mamay ari nung entire lot ng subd. Ano po ba dapat nila gawin gayung wala po silang association kasi wala daw sila title pero may license to sell ang developer from HLURB.
Good morning, I saw your BFS properties at Foreclosurephilippines.com I focus on Pangasinan projects. Do you partner with licensed brokers? How can I get accredited to sell your properties. Thank you. Licensed real estate broker #24034 [email protected]
Sir Jay, Kumusta po kayo? sana okay ang lahat jan.
Tanong ko lang po, for example bumili ako nang house and lot na 5 years to pay,
maacept po ba sya sa bangko as collateral sa loan kahit wala pang isang taon na hinuhulugan?
Sana po masagot ninyo salamat po. God Bless.
Hi Po, good morning. if ever po ba? I’m going to apply this unit which my family are staying there for 16 yrs., in Blk. 2 Lot 61 Ciudad Adelina Brgy. Conchu Trece Martires City. The owner of that house was under the name of Casimiro Saturno. And as far I know he pawn the house to a neighbor. But that person or( a pawnee) never stay in that unit. In fact, it turn out that I’m the tenant there for the past 16 yrs. Since 2001. I heard some from the agent that those who stay in the unit will be their first priority. According to BFS staff. Only this morning too, my husband message me that there are groups of people come to my unit there to measure the house? I am hoping to get an answer from you sir. But I will try to call one of your contact information as well. Thanks for taking your time to read my message. Godbless
Sir pagbumili po b ng property sa bfs,through phone po b talaga ang transaction para maka usap ang may hawak ng account properties. Pasensya na po first time ko po kz bibili ng property.
nagverify ako s pag ibig pinakita ko tax dec wala rin sa record nila ,anu po bang govt agency ang magsasabi kung sino updated na may ari ng lupa.. sabi sa kin ng regster of deed kung sino nakalagay na owner sa title yun ang may ari..based on may neighborhood since nadevelop yung palmera homes inc sa subdivision wala daw po tumira ,kaya wala daw may ari ..sayang kasi yung unit tinatamabayan lang ng kung sinu sino kaya tinirahan ko nalagayan nko ng tubig ng home owner assoc, at meralco meter, gusto ko po iavail sa pag ibig housing loan, pakihelp ako sir jay kung paano malolocate original owner, 09198473498
sir jay castillo , occupants po ako sa isang abandoned or foreclosed house n lot located at antipolo na kakuha po ako ng tax declaration then binayaran ko na amilyar full payment ,gusto ko po iavail sa pag ibig or any bank institution, the owner is under palmera homes inc based on certified true copy ng title sa regster of deed, paano ko pa ba makokontak c palmera homes inc ,nag punta na ko sa camella/palmera office binerify ko yung tax dec wala raw record pero sa title sila ang owner.. pwede nyo ba ko matulungan kung paaano makakausap/makokontak c palmera homes inc.
Kailan ulit mag open ng property manila
Good day po.
Ask ko po kung magkano po ang ma discount ko kung spot cash?
Thank you po
hi good afternoon ,ask ko lang cash po ba ang pagbili ng property sa bfs.
thanks
Sabi po nila dati, kadalasan cash basis, pero depende po sa selling price. Hindi ko lang matandaan ang minimum price para pwede pa sa installment. Paki-check na lang po with BFS. Salamat!
Good Morning ,
Sir pwede ko po ba avil thru pagibig yung mga mga unit nyo.
thanksย Angie Morada
Angelica Morada
AR Specialist
Asiapro Coop – NAI Head Office
From: Disqus
To: [email protected]
Sent: Tuesday, February 28, 2017 7:11 AM
Subject: Re: Comment on Here are 1, 103 BFS Foreclosed Properties For Sale as of January 2017
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Jay Castillo
Sabi po nila dati, kadalasan cash basis, pero depende po sa selling price. Hindi ko lang matandaan ang minimum price para pwede pa sa installment. Paki-check na lang po with BFS. Salamat! 6:11 p.m., Monday Feb. 27 | Other comments by Jay Castillo | ย |
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| | hi good afternoon ,ask ko lang cash po ba ang pagbili ng property sa bfs.thanksRead more |
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Para po sa lahat ng nagpapahanap ng property, hindi po namin kayo ma-a-assist dahil hindi na kami nagbrobroker ng properties. Pero ipinagpapatuloy namin na i-post ang listings ng mga foreclosed properties dito kasi website namin ito at alam namin na iyon ang hinihintay ng karamihan ng nagbabasa nito.
Isipin niyo na lang na para kaming online version ng newspaper na may classified ads (example Manila Bulletin). Siguro naman po hindi niyo tatawagan ang Manila Bulletin para magpatulong sa paghahanap ng property di ba po.
Alam na po ito ng karamihan na matagal na naming readers/subscribers, at nililinaw ko lang po ito para sa mga bagong visitors. Salamat sa pang-unawa.
Hello! Meron po ba kau available na residential lot sa Imus, Bacoor or Kawit area 500 to 1000sqm yung accessible po sana..bibili ang pamangkin ko..at 2nd question po magkanu po ang market value ng residential lot sa Gardenville Pag asa, Imus Cavite..salamat po..my email is [email protected] 09059052413 Feb 7, 2017
Hello! Meron po ba kau available na residential lot sa Imus, Bacoor or Kawit area 500 to 1000sqm yung accessible po sana..bibili ang pamangkin ko..at 2nd question po magkanu po ang market value ng residential lot sa Gardenville Pag asa, Imus Cavite..salamat po..my email is [email protected] 09059052413 Feb 7, 2017
naghahanap po ako ng foreclose properties around molino 2 ,, meron pa po ba d2
Me mga sinasabi sa area nmin na under n ng bfs pero upon checking ala p sya sa listing if in case me squatters occupying the house bfs po ba magpapaalis in case mabili n namin ung property?
Pag binili po na may squatter, ang buyer po ang magpapaalis. Ganun po kasi pag for sale on an “as-is, where is” basis. Payo ko po, iwas na lang sa may squatter.
How to buy lot s mga list po nio ng foreclose. interisado po aq bilhin ang property acct. no. AN-2275786. my office po b kau s CDO?
Good day Sir… ask q lng po qng cno kontackin at paano q bibilhin kong property? meron po b kau office s CDO? gusto q ksi bilhin ung Property acct. no.AN-2290248 or AN-2275786. paano po ang process s BFS?
Good day Mr. Bridge, tawag po kayo sa (02) 750-3888 at pakihanap na lang yung designated contact person na nasa listahan. Base po sa list of offices ng BFS (nilagay ko na po sa article taas), wala po silang opisina sa CDO.
Negotiated sale po ito so bale after niyo i-check ang isang property at nagustuhan niyo, at available pa, magsusubmit kayo ng offer sa BFS directly. For property details, diretso napo kayo sa BFS.
Naglagay na rin ako ng step-by-step guide from BFS sa taas, please check. Salamat!
Sir,
Good day.. OFW po aq from Kuwait. cno po pwede kontakin sakaling may bbilhin aqng property? gusto q sana bihin ung Property Acct. no: AN-2275786. ask q n rin po qng pwede po b cxa tru pag-ibig or bank finacing?
Meron po b kyong house and lot for close s san jose delmonte bulcn kung mga worth 300 thow pwede po bng i loan s pag ibig
benebenta k po un bahay ko sa san jose del monte bulacan , cityhome subd pero sa loob ng sarmiento bulacan kaya lng worth 3milyon
Magang araw po sir, ask ko lang po kung pwede po ba ito i apply thru pagibig housing loan? At pwede po ba diretso na po ako ang maglalakad or dapat po may broker pa? Salamat po.
Hi sir Jay!
Tanong ko lang po kung may list ka ng mga foreclosures sa Baguio? Naghahanap po kasi ako ng bahay mga 2-3 bedrooms.
Thanks!
sir paano po ba magavail sa bfs if may nakita na akong bahay thanks po
Good day Sir, Do you have any other contact information of the sales specialists aside from the phone numbers listed for the individual properties? I am an OFW and would like to contact them via email if possible… thank you!
Sir..nasa italy po ako..pwedi po ba humingi ng numbeer na pwedi ko matawagan thnks..edward
do you have an office in cebu? i am interested on a property in Camella Homes-Tierra Grande, Talisay City, Cebu. send an email po.. thanks.
Hello were here in the US ask ko lang sana if you can help us to find foreclose houses near Rosario Cavite area pls help!
Mag inquire po ako. Last Aug yung kapatid ko bumili ng forclosed property at naka pag full payment na rin sya sa property. Until now nanghihingi sila ng document para makapaggpakabit na ng kuryente at tubig wala sila ibinibigay na papers para makabitan ng water at kuryente. Lagi silang nag follow up. Sino kaya ang right person na para mapabilis na ang pag process. Iba iba kasi ang dahila nila. Ngayon ang last statement nila isasabay na daw sa pag transfer ng titulo. Ang alam ko matagal ang process nuon.sana matugunan ang problem ng kapatid ko. Gusto ko lang makatulong sa kapatid ko.
sir ask ko lng po sa mga foreclose properties pwede tumatanggap po ba cla ng downpayment tpos monthly amortization nlng kc my gusto akong haus and lot sa cdo pro d kya sa budget sir..
Kadalasan po pwede. Sa BFS depende po sa price at status ng property. Pag sobrang mura, hindi po tinantanggap ng ibang bank for loan, cash basis lang po siya.
hi sir jay, katulad po ba ng 150k hindi na po pwedeng iloan? kung ika-cash po sya may discount pa po ba iyon? maraming salamat…
Sa pagkakaalam ko Reynalyn cash lang siya pwede. Yes, usually may discount pag cash, paki-check na lang po with BFS. Thanks!
Hi Sir Jay. Just wanna ask po about a foreclosed prop I purchased.. if it’s okay na walang receipt na ii issue after paying the dp & monthly amortization? They said that the deposit slips will serve as proof of payment. The official receipt daw po will just be indicated on the dos to coincide with the notary.
Hi Cindy, I believe even the BIR accepts deposit slips as receipts when applying for the certificate authorizing registration (CAR), so mukhang okay lang yan. Just make sure you keep the original and make lots of photocopies or scanned copies of the deposit slips.
hello sir..pls tulungan niyo po ako.. naghahanap po ako ngayun ng lupa para tayuan ng bahay… 200k po budget.. ang area dito po sa cagayan de oro city… misamis oriental.. baka may alam po kayo. salamat!!!
hi po meron po ba sa rizal area? at pwede ba thru pag ibig yung pag purchase ng bahay?
Hello sir good day,yong house and lot sa villa corolina available pa ba?magkano po kung sakali last price noon at pwede ba sa pag ibig loan kung sakali?Or baka meron kayo within mandurriao area iloilo city thanks
Hi Banny, ang nakita ko po “Villa Carolina”, tama po ba? In the latest update I uploaded as of October 12, 2016 for BFS, available pa siya. Eto po yung link to the property details:
https://www.foreclosurephilippines.com/classifieds/?query=villa+carolina
Kung consolidated na po, dapat po pwede na sa Pag-IBIG. Pakit tanong na lang po sa person in charge dun sa links sa taas.
Sa Pag-IBIG po, may nakita ako sa Mandurriao for auction on October 25, 2016. Makikita niyo po yung listahan sa link na ito:
https://www.foreclosurephilippines.com/pag-ibig-foreclosed-properties-for-sale/
Hello good morning and thanks for the info sir
You’re welcome po!
hello Sir Jay, san po mas prefer nyo maginvest, condo or landed properties?
Depende po sa goal niyo at depende rin sa pwedeng pagpiliian. Kung goal niyo eh rental, eh di dun po ako sa mas maganda ang balik, mapa condo man o lupa (although mahirap mag-pa-rent ng lupa lang, dapat may bahay).
Kung gusto niyo ng pwede pa gandahin, siyempre yung may lupa anh mas maganda.
Hi Sir Jay,
Kindly contact me.. 09431372198 or email at [email protected]
Thanks.
Sorry but we no longer broker properties.
hello po ir Jay
May instalment po bang agri land sa cordon,santiago area po.magkno po kaya down at pwdi po ba ito eloan at paano po ang mga steps po.tnxs po.at ito po ang email kopo [email protected]….tnxs po