The LRA Registration Fee is often referred to as the registry of deeds transfer of title fee. Quickly compute for it using our online registration fee calculator, based on the LRA Registration Fee Table from the Land Registration Authority. Details below.
Table of Contents
LRA Registration Fee Calculator
To quickly compute for Registration Fees, here’s our Registration Fee Calculator which is based on the LRA Registration Fee Table below. Simply enter the selling price and click the “Calculate” button to compute for the Registration Fee.
Note: I personally built this calculator and I would appreciate any feedback. Thanks! ~ Jay Castillo
LRA Registration Fee Table
| Value of Consideration or Selling Price | ||
| More Than | Not Exceeding | Registration Fee |
| 0 | 500 | 21 |
| 500 | 1,000 | 30 |
| 1,000.00 | 1,500.00 | 39 |
| 1,500.00 | 2,000.00 | 48 |
| 2,000.00 | 2,500.00 | 57 |
| 2,500.00 | 3,000.00 | 66 |
| 3,000.00 | 3,500.00 | 75 |
| 3,500.00 | 4,000.00 | 84 |
| 4,000.00 | 4,500.00 | 93 |
| 4,500.00 | 5,000.00 | 102 |
| 5,000.00 | 5,500.00 | 111 |
| 5,500.00 | 6,000.00 | 120 |
| 6,000.00 | 8,000.00 | 144 |
| 8,000.00 | 10,000.00 | 168 |
| 10,000.00 | 12,000.00 | 192 |
| 12,000.00 | 14,000.00 | 216 |
| 14,000.00 | 16,000.00 | 240 |
| 16,000.00 | 18,000.00 | 264 |
| 18,000.00 | 20,000.00 | 288 |
| 20,000.00 | 22,000.00 | 312 |
| 22,000.00 | 24,000.00 | 336 |
| 24,000.00 | 26,000.00 | 360 |
| 26,000.00 | 28,000.00 | 384 |
| 28,000.00 | 30,000.00 | 408 |
| 30,000.00 | 35,000.00 | 450 |
| 35,000.00 | 40,000.00 | 492 |
| 40,000.00 | 45,000.00 | 534 |
| 45,000.00 | 50,000.00 | 576 |
| 50,000.00 | 55,000.00 | 618 |
| 55,000.00 | 60,000.00 | 660 |
| 60,000.00 | 65,000.00 | 702 |
| 65,000.00 | 70,000.00 | 744 |
| 70,000.00 | 75,000.00 | 786 |
| 75,000.00 | 80,000.00 | 828 |
| 80,000.00 | 85,000.00 | 870 |
| 85,000.00 | 90,000.00 | 912 |
| 90,000.00 | 95,000.00 | 954 |
| 95,000.00 | 100,000.00 | 996 |
| 100,000.00 | 110,000.00 | 1,056.00 |
| 110,000.00 | 120,000.00 | 1,116.00 |
| 120,000.00 | 130,000.00 | 1,176.00 |
| 130,000.00 | 140,000.00 | 1,236.00 |
| 140,000.00 | 150,000.00 | 1,296.00 |
| 150,000.00 | 160,000.00 | 1,356.00 |
| 160,000.00 | 170,000.00 | 1,416.00 |
| 170,000.00 | 180,000.00 | 1,476.00 |
| 180,000.00 | 190,000.00 | 1,536.00 |
| 190,000.00 | 200,000.00 | 1,596.00 |
| 200,000.00 | 210,000.00 | 1,656.00 |
| 210,000.00 | 220,000.00 | 1,716.00 |
| 220,000.00 | 230,000.00 | 1,776.00 |
| 230,000.00 | 240,000.00 | 1,836.00 |
| 240,000.00 | 250,000.00 | 1,896.00 |
| 250,000.00 | 260,000.00 | 1,956.00 |
| 260,000.00 | 270,000.00 | 2,016.00 |
| 270,000.00 | 280,000.00 | 2,076.00 |
| 280,000.00 | 290,000.00 | 2,136.00 |
| 290,000.00 | 300,000.00 | 2,196.00 |
| 300,000.00 | 310,000.00 | 2,256.00 |
| 310,000.00 | 320,000.00 | 2,316.00 |
| 320,000.00 | 330,000.00 | 2,376.00 |
| 330,000.00 | 340,000.00 | 2,436.00 |
| 340,000.00 | 350,000.00 | 2,496.00 |
| 350,000.00 | 360,000.00 | 2,556.00 |
| 360,000.00 | 370,000.00 | 2,616.00 |
| 370,000.00 | 380,000.00 | 2,676.00 |
| 380,000.00 | 390,000.00 | 2,736.00 |
| 390,000.00 | 400,000.00 | 2,796.00 |
| 400,000.00 | 410,000.00 | 2,856.00 |
| 410,000.00 | 420,000.00 | 2,916.00 |
| 420,000.00 | 430,000.00 | 2,976.00 |
| 430,000.00 | 440,000.00 | 3,036.00 |
| 440,000.00 | 450,000.00 | 3,096.00 |
| 450,000.00 | 460,000.00 | 3,156.00 |
| 460,000.00 | 470,000.00 | 3,216.00 |
| 470,000.00 | 480,000.00 | 3,276.00 |
| 480,000.00 | 490,000.00 | 3,336.00 |
| 490,000.00 | 500,000.00 | 3,396.00 |
| 500,000.00 | 520,000.00 | 3,486.00 |
| 520,000.00 | 540,000.00 | 3,576.00 |
| 540,000.00 | 560,000.00 | 3,666.00 |
| 560,000.00 | 580,000.00 | 3,756.00 |
| 580,000.00 | 600,000.00 | 3,846.00 |
| 600,000.00 | 620,000.00 | 3,936.00 |
| 620,000.00 | 640,000.00 | 4,026.00 |
| 640,000.00 | 660,000.00 | 4,116.00 |
| 660,000.00 | 680,000.00 | 4,206.00 |
| 680,000.00 | 700,000.00 | 4,296.00 |
| 700,000.00 | 720,000.00 | 4,386.00 |
| 720,000.00 | 740,000.00 | 4,476.00 |
| 740,000.00 | 760,000.00 | 4,566.00 |
| 760,000.00 | 780,000.00 | 4,656.00 |
| 780,000.00 | 800,000.00 | 4,746.00 |
| 800,000.00 | 820,000.00 | 4,836.00 |
| 820,000.00 | 840,000.00 | 4,826.00 |
| 840,000.00 | 860,000.00 | 5,016.00 |
| 860,000.00 | 880,000.00 | 5,016.00 |
| 880,000.00 | 900,000.00 | 5,196.00 |
| 900,000.00 | 920,000.00 | 5,286.00 |
| 920,000.00 | 940,000.00 | 5,376.00 |
| 940,000.00 | 960,000.00 | 5,466.00 |
| 960,000.00 | 980,000.00 | 5,556.00 |
| 980,000.00 | 1,000,000.00 | 5,546.00 |
| 1,000,000.00 | 1,020,000.00 | 5,736.00 |
| 1,020,000.00 | 1,040,000.00 | 5,826.00 |
| 1,040,000.00 | 1,060,000.00 | 5,916.00 |
| 1,060,000.00 | 1,080,000.00 | 6,006.00 |
| 1,080,000.00 | 1,100,000.00 | 6,096.00 |
| 1,100,000.00 | 1,120,000.00 | 6,186.00 |
| 1,120,000.00 | 1,140,000.00 | 6,276.00 |
| 1,140,000.00 | 1,160,000.00 | 6,366.00 |
| 1,160,000.00 | 1,180,000.00 | 6,456.00 |
| 1,180,000.00 | 1,200,000.00 | 6,546.00 |
| 1,200,000.00 | 1,220,000.00 | 6,636.00 |
| 1,220,000.00 | 1,240,000.00 | 6,726.00 |
| 1,240,000.00 | 1,260,000.00 | 6,816.00 |
| 1,260,000.00 | 1,280,000.00 | 6,906.00 |
| 1,280,000.00 | 1,300,000.00 | 6,996.00 |
| 1,300,000.00 | 1,320,000.00 | 7,086.00 |
| 1,320,000.00 | 1,340,000.00 | 7,176.00 |
| 1,340,000.00 | 1,360,000.00 | 7,266.00 |
| 1,360,000.00 | 1,380,000.00 | 7,356.00 |
| 1,380,000.00 | 1,400,000.00 | 7,446.00 |
| 1,400,000.00 | 1,420,000.00 | 7,536.00 |
| 1,420,000.00 | 1,440,000.00 | 7,626.00 |
| 1,440,000.00 | 1,460,000.00 | 7,716.00 |
| 1,460,000.00 | 1,480,000.00 | 7,806.00 |
| 1,480,000.00 | 1,500,000.00 | 7,896.00 |
| 1,500,000.00 | 1,520,000.00 | 7,986.00 |
| 1,520,000.00 | 1,540,000.00 | 8,076.00 |
| 1,540,000.00 | 1,560,000.00 | 8,166.00 |
| 1,560,000.00 | 1,580,000.00 | 8,256.00 |
| 1,580,000.00 | 1,600,000.00 | 8,346.00 |
| 1,600,000.00 | 1,620,000.00 | 8,436.00 |
| 1,620,000.00 | 1,640,000.00 | 8,526.00 |
| 1,640,000.00 | 1,660,000.00 | 8,616.00 |
| 1,660,000.00 | 1,680,000.00 | 8,706.00 |
| 1,680,000.00 | 1,700,000.00 | 8,796.00 |
Source: lrafeeschedule1.pdf last retrieved from LRA’s website on November 22, 2021
What Are Registration Fees?
We often pay for registration fees when we do title transfers. Actually, it is paid for the registration of all of the following:
- A deed of sale, conveyance, transfer, exchange, partition, or donation;
- A deed of sale with pacto de retro, conditional sale, sheriffโs sale at public auction, sale for nonpayment of taxes, or any sale subject to redemption, or the repurchase or redemption of the property so sold;
- Any instrument, order, judgement or decree divesting the title of the registered owner, except in favor of a trustee, executor, administrator, or receiver;
- Option to purchase or promise to sell;
- Any mortgage, surety, bond, lease, easement, right-of-way, or other real right or lien created or constituted by virtue of a district contract or agreement, and not as an incidental condition of sale, transfer or conveyance; and
- The assignment, enlargement, extension or novation of mortgage or of any other real right, or release or mortgage, termination of lease, or consolidation of ownership over a property sold with pacto de retro.
Where to pay
Registration fees are paid to the Register of Deeds or Land Registration Authority (LRA) where the real property is located.
When to pay
This is paid after the taxes on the sale of the property have been paid and the Certificate Authorizing Registration (CAR) and Tax Clearance (TCL) has been secured from the Bureau of Internal Revenue.
Take note that a CAR and TCL, once issued, should be presented to the Register of Deeds within two (2) years from issuance, otherwise it shall be deemed to have no effect and you will need to request for the issuance of a new CAR, following the requirements of Revenue Memorandum Order (RMO) No. 23-2010 dated March 15, 2010.
How to compute for the registration fee
To compute for the registration fee, you may refer to the LRA registration fee table, if the selling price does not exceed P1,700.00.00
If the selling price exceeds P1,700,000.00, You need to add P90 for every P20,000.00 or fraction thereof; In excess of P1,700,000.00, in addition to the fee of 8,796.00.
Sample computations
1. With selling price not exceeding P1,700,000.00. What is the registration fee if the selling price is P1,000,000.00?
If the selling price is 1,000,000.00, the registration fee would be P5,546, based on the Registration Fee table.
2. With selling price exceeding P1,700,000.00. What is the registration fee if the selling price is P2,000,000.00?
Since the selling price is greater than 1,700,000.00, we need to add P90.00 for everyP20,000.00 or fraction thereof; in excess of P1,700,000.00, in addition to the fee of 8,796.00
Registration Fee = ((P2,000,000.00 – P1,700,000.00)/P20,000.00)xP90.00 + P8,796.00
=P10,146.00
LRA Requirements for transfer of title
Payment for registration fee is required when you transfer a title and you need to bring all the other requirements:
- Owner’s duplicate copy of the Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT)
- Deed Of Absolute Sale
- Certificate Authorizing Registration or CAR
- Tax clearance from the Office of the City/Municipal Treasurer’s office or assessor’s office
- Transfer Tax Receipt and other supporting documents (In Quezon City for example, you also need to bring a Certification that transfer tax has been paid, and it has to have a security seal)
- If the property is a condominium unit, you also need to submit a Certificate Of Management.
- If you are If you are transacting on behalf of the owner, bring an authorization letter duly signed by the owner (if you have a notarized Special Power of Attorney (SPA), much better), plus a photocopy of the ownerโs valid government-issued ID
- Certified true copy of the Secretary’s certificate if the seller is a corporation
Other Taxes and transfer fees to consider
For a real estate transaction, there are a lot of taxes and fees to consider.
Usually, only the Capital Gains Tax (CGT) or Creditable Withholding Tax (CWT) are for the account of the seller (whichever is applicable).
You also need to check if Value Added Tax (VAT) is applicable.
The Documentary Stamps Tax (DST) on the sale of real property, Transfer Tax, registration fees, Information Technology (I.T.) fees, and all other expenses required to transfer the property from the name of the seller to the buyer are for the account of the buyer.
In order to avoid surprises, I suggest that you request for a computation of the expenses which are for the buyerโs account from your real estate broker (if you have one), or from the seller, including registration fees.
Transfer Tax is another fee you need to know, which is paid to the Local Government Unit (LGU) where the property is located.
You should also check if Business Tax is applicable to the city where the property is located. For example, Quezon City and Las Pinas are cities that have business tax.
Who should pay for the LRA registration fee?
While the major taxes like CGT, CWT, and VAT are shouldered by the seller, all the rest (including the registration fee) are shouldered by the buyer.
However, it really depends on what is currently in place and/or what all parties have agreed upon. For example, all taxes and fees are shouldered by the buyer when buying foreclosed properties from Unionbank.
Cherry Vi M. Saldua-Castillo
Real Estate Broker, Lawyer, and CPA
PRC Real Estate Broker License No. 3187
PRC CPA License No. 0102054
Roll of Attorneys No. 55239
LinkedIn Profile
2021 Chapter President, REBAP-LMP
Text by Jay Castillo and Cherry Castillo. Copyright ยฉ 2008 โ 2021 All rights reserved.
Full disclosure: Nothing to disclose.
References
1. LRA Fees Schedules last retrieved from LRA’s website on November 22, 2021
Hi po, nag pa transfer of title po ako nagbayad ako sa seller ng 48K dahil sa kanya ko na pina asikaso, unfortunately humihingi ng additional fee ang seller 60K dahil naabutan dw ng covid This is Lot onlyโฆ location in Pandi Bulacan, 130 sq.m. ang the selling price is 180,000.00, Please help me
Hi Jane, 60K dahil sa Covid? Bakit daw? Ang naisip ko lang na pwedeng dahilan ay na-delay at hindi umabot sa mga deadline kaya nagkapenalty sa payment ng taxes. Suggestion ko po ay ipa-itemize niyo para alam niyo saan nanggaling yung Php60K na additional. Good luck po at sana ay maging maayos ang lahat
Hi po, nag pa transfer of title po ako nagbayad ako sa seller ng 48K dahil sa kanya ko na pina asikaso, unfortunately humihingi ng additional fee ang seller 60K.. Lot lg po ito… location in Pandi Bulacan, 130 sq.m. ang lot and the selling price is 180,000.00, Please help me.
Hi good day. Kapag kasama na po ba sa TCP yung VAT hindi na po mag babayad ng CGT or CWT? or separate pa po yun sa VAT?
Thank you po in advance
Gud evening po
..nakabili po ako ng lupa at pinagawan nmin nd deed of sale..yung benenta skin n lupa ay pinamana s kanya at may deed of extra judicial settlement of the state at notaryado po s city of manila..nung mgbabayad ako s BIR ng cgt at dst, sabi kelangan daw ipaverify ung deed of extra judicial settlement..nung pinaverify ko s city hall of manila, sabi ng verifier wala daw pong file at ndi naisubmit ung deed of extra judicial settlement n notaryado..papaano po kaya un at ano po magandang gawin dun para maitransfer..salamat po
Good afternoon po. When I acquire a
house and lot (duplex) in cavite thru a loan from nhmfc payable in 25 years, the title is still in my name and in the name of the other person owning the other half. We owned 75 square meters each. I had fully paid my loan however nhmfc would not release my share of the title until the owner of the other half would fully paid her share. But per record of said agency, no payment has been made by the other owner since the loan takeout meaning for 25 years. What should I do to get my share of the title? What are the requirements for splitting of the title?I have no contact with the other owner if there is a need for her signature in the documents. How can I demand my copy of title from nhmfc?
good day , magpapatulong lang po sna aq ,magpapacompute kung magkno magagastos q lahat,
TCP:1,000,000.00
dto lang po sa bacoor city ,cavite
aq po magsshoulder ng capital gain tax..
Nasa 86k po
Capital Gain Tax 6% = 60,000.00
DST 1.5% = 15,000.00
Certification Fee = 130.00
Transfer Tax = 5,000.00
Registration Fee = 5,546.00
Transfer Tax Dec = 50
Total = 85,726.00
Hi How much po kaya ung annotation fee for the Real estate mortgage? RD of manila po ako
Good day! Please enlighten me about my queries. This is a bank financing loan.
The real state loan was fully paid already. The messenger handed to me the transfer certificate of title with still the annotation at the back and the cancellation of real state mortgage is not notarized. I was told by the bank branch head to go to registry of deeds for the cancellation of real state mortgage. Will I be the one to pay for the notarial service and go to registry of deeds for the cancellation of real state mortgage?
Thank you.
Yes Raine, the borrower is usually the one who shoulders the notarial fee for the cancellation of the real estate mortgage. Once notarized, the buyer (or your broker) will present this to the Registry of Deed for the cancellation of the mortgage.
Good evening Sir, ask ko lang po sino ang nagbabayad ng Deed of sale, buyer po ba o ang seller?
Usually ang buyer po ang nagbabayad ng notarial fee, pero depende pa rin sa usapan niyo.
Hello po. Ask ko lang po magkano kaya estimate magagastos sa title transfer. Bali un property po is house & lot na me extra lot kaya two titles po sya and TCP total is 7M, 5.5M un house & lot plus 1.5M un extra lot. Seller does not want to shoulder to CGT, buyer daw po magsoshoulder lahat kasi net daw po price nila. Is this legal na ayaw magshoulder ng CGT ni seller. Salamat po sana me makuha ako sagot para me idea lang po magkano aabutin. Thank you.
Hello po. Ask lang po sana ako ng estimated cost for transfer. The TCP is a total of 6.5M two titles po sya, one is house & lot na 5M and the other is extra lot na 1.5M. Magkano po kaya aabutin, possible po ba na i-under value po para mas mababa gagastusin sa pag transfer. Ayaw po kasi mag shoulder ni seller/developer ng CGT, sa buyer daw po lahat gastos. Kaya bago sana ituloy un transaction e magkaron ng idea magkano abutin. Salamat po sa sagot.
hi sir, ask ko lang po but meron pa pong ibang computation sa registry of deeds aside from the table above na na mention nyo, meron po bang ganun sir? bali bumili po ako ng lupa at bahay worth 1.7m and when i went to pay for the registration kasi yun na lang po yung last na gagawin for titling na then po pinacompute ko kung magkano ang binigay po is around 22,000 po kasama na po dun yung 8,796.00. pls reply asap, tnx po.
Ang laki naman po ng nadagdag. Baka po may nasa titulo na ipapacancel (for example, cancellation of mortgage, etc), although parang sobrang laki pa rin. Hingi na lang po kayo ng breakdown. Yung IT fee, usually 3K din.
Hello, asking for your inputs regarding this. We’re planning to buy a house and lot (Php 2, 444, 530) and based dun sa payment terms, there’s a 12% processing fee( Php 293,343.60) para daw dun sa title transfer, utilities and pag ibig application. Kung ibabased ko sa computation above for registration of deeds,
Registration Fee = ((P2,444,530.00 โ P1,700,000.00)/P20,000.00)xP90.00 + P8,796.00 = Php 12, 146.39
Other than this, ano pa po ba ung need iconsider na may expected gagastusin kapag magpurchase ng bahay? Ang how much is yung expected for application ng utilities(electric and water) and pag ibig loan application?
Hoping someone could enlighten me. Thanks!
Hi Nick,
In addition to the registration fee at the registry of deeds which you have already computed, the following also have to be paid:
1. If you will shoulder Capital Gains Tax, this is the biggest at 6% of selling price or zonal value or fair market value, whichever is higher. However, this is usually shouldered by the seller. All the rest are usually shouldered by the buyer.
2. Documentary Stamps Tax or DST: Php15.00 for every 1,000 of tax base or fraction thereof. Tax base is selling price or zonal value or fair market value, whichever is higher
Hi Jay,
Thanks for the feedback. So i made some research and this is what i found out that the buyer usually pays when purchasing property(correct me if i am wrong)
1. Documentary Stamps Tax(DST) – 1.5% of the selling price or zonal value whichever is higher
2. Transfer of title – 0.25 – 0.75% of the selling price
3. Registration fee ( which i did earlier computation)
All in all if i am to estimate based on our target property, the total would be around Php 67K. So im really wondering, is the seller asking too much when it comes to processing fee? Note that this includes utilities and pag ibig application as well but im not really sure how much it cost for new application.
Or is it better if i personally do the registration and stuff rather than letting the agent/developer do it to save in the fees?
Thank you in advance!
Hi Nick, you’re welcome!
It might be one of the major taxes (CGT or CWT), whichever is applicable.
Hi po updated po ba ito ngaung 2017? Plano po namin bumili ng condo unit ant TCP po nya ay 3.5m at mag ddown po kami ng 300k. Gusto ko po sana itanong kung paano i compute ang CCT or pag transfer sa amin ng title dahil binigyan kami ng quote ng agent na mahigit 300k.. salamat po
Hi! may concern po ako regarding sa bahay na pinareserve ko last week. Meron po akong bbyran s builders ko na 92000 for downpayment po un, payable ng 15 months, tapos po may additional po silang pinapabyaran sakin na 23,410 pesos para sa “Estimated Finance Charges” para daw po yun sa pag aasikaso ng papers ko sa Pag-Ibig at titulo… tanong ko lang po reasonable po ba ung ganung klaking amount para mag asikaso ng papeles ko? Dapat po ba na magbayad pa ako para sa pag aasikaso ng agent ko sa Pag-Ibig? Thanks po.
Hi, may binili po kaming commercial lot ang area po nya ay 470 square meter. It cost 3,316,320.00 pesos. Mga magkano pa po ba ang babayaran namin sa pag tranfer ng titulo at ano po ang mga ito? Looking forward for your reply. Thank you
SAAN YUN LOCATION NG PROPERTY PO?
Hi sir ,bibilili po. Sana kami ng lots kaso under processing pa po ung CAR, gusto po ng Real state na bibilhan namin kami ang mag process ng CAR pero under pa ng name nila. It’s possible ma transfer sa pangalan ko and Title?
Hi! How much na po per square meter na land kung ang location ay sa looban pa ng barangay if I will build a small house like bungalow with 2 bed rooms, 1living room, 1 dining room, 1 kitchen,1tb tipically not that expensive materials because not really rich I mean simple lang thank you.
Hi Jeff, at the moment ang estimate ay between Php15,000 to Php20,000 per sqm of floor area, pero depende pa rin sa contractor na makukuha mo. Dapat mas mura kung taga diyan malapit sa property niyo yung contractor.
Hi good i would like to ask if how much it will cost me to transfer a land property into my name ? the price of the land is 360,000. Thanks for answering my queries in advance
Hi Im very confused now. I’ve been to Bacoor Cavite yesterday and I paid all ths necessary fees. Now I’m just wanted the land title will be transferred to my name. I thought the last payment was transfer tax and now ive learned I have to pay to the registry of deeds. How would I find out how much or the percentage of what I’m going to pay before I get there. The land is register at trece martires city. Your help will be greatly appreciated. Thank you
Hi po,ask ko lng po ung nabili ko n lot po kc eh 2 ang title..amount po ng lot 458,400..question ko po, bt po nung nagbayad ako s LRA 6,554 po aside p po ung s city hall n 3,900.. para saan po b unat ang laki? Tnx po
Good evening po may bayad po ba mag pa registry of deeds at paano po magpa register salamat po im from caloocan po
Hello, my father died 16 years ago. May property po Lolo at lola ko pero di pinapaalam sa amin ng mga kapatid bg daddy ko until we found it out that they sold some of the property without our knowledge and giving our shares as the heirs of my father.
My question: (1) pede po ba kami maghabol? (2) ano po dapat namin gawin para ipaalam nila sa min ung ibang property?
Hi, tinanong lang po ako kung magkano ba ang bayad pagmag patitle ng land. Kasi ang lupang ito at declaration lang po. Buo naman ito at napatransfer na sa pangalan ko.
Hi, ang price po ng property n nkuha namin is 348000, pero ang computation s registry of deeds marikina is 3,020.96 for LRA fee and another 3,668.01 for IT service fees…tama po ba ito? Masyado po kasi ata malaki..thanks
Hi Heidi, baka in addition sa reg fee na Php2,496 (based sa table), may additional fees pa, kaya umabot sa Php3,020.96. Hingi po kayo ng break-down. Yung IT fee, between 3K to 4K po talaga yon.
Whais IT fee. I bought land without improvement 240k from the bank then my sister bought it with me for 80k how much us the registration fee now for them. It just one title 2 transfer.
Hi mam,
Meron po ako nabili na condo unit with assumption mortgage in Pagibig how much po magiging cost of the following expenses if the selling price of the unit is PhP 397,000.00. Sana po matulungan nyo agad ako.
Capital Gain Tax
Documentary Stamp Tax
Transfer Tax
Notarized Deed of Absolute Sale
Registration Fee
Transfer of Title
Other Expenses
Hi mam,
Meron po ako nabili na condo unit with assumption mortgage in Pagibig how much po magiging cost of the following expenses if the selling price of the unit is PhP 397,000.00. Sana po matulungan nyo agad ako.
Capital Gain Tax
Documentary Stamp Tax
Transfer Tax
Notarized Deed of Absolute Sale
Registration Fee
Transfer of Title
Other Expenses
Hi,
Is the Documentary Stamps Tax, Transfer Tax, and Registration Fee must be shoulder by buyer or its depends on our agreement?
At the LOI signed by both seller and buyer, there is a clausal “Documentary Stamps Tax, Transfer Tax, and Registration Fee by seller. now the agent is pursuing me to pay that fee, she told me that is require by Law, must be pay by buyer.
Can i defend back by using the LOI signed by both party?
Hi Marsono, it really depends on your agreement.
Nope, it is not required by law, it is just the usual practice. You can ask that agent to give you copy of the law and see what he/she will give you. ๐
Yes, you can use the signed LOI as the basis for the seller to shoulder those.
Hi Jay
Thank you so much!
You’re welcome!
hello poh, may naregister po ako na title last week palang, collateral nang client namin na ang avail nang 600,000 loan. 28 months napo siyang hindi bumabayad. pwede napo ba ipa foreclose yung property
May valid mortgage agreement po ba? If yes, siguro naman po lagpas lagpas na yung 28 months.
are there other fees beside the registration fee? how much would it cost if there are any?
HI Ms. Hazel, the usual would be Creditable Withholding Tax or Capital Gains Tax (whichever is applicable… 6% of selling price, zonal value, or fair market value, whichever is higher), Documentary Stamps Tax or DST (1.5% of selling price, zonal value, or fair market value, whichever is higher), and Transfer Tax (from 0.5% to 0.75% of selling price, depending on LGU). Usually, the seller only shoulders the major tax (CWT or CGT), and all the rest are for the buyer.
May i know the LRA or BIR computation for a land i sold which is 48 sq.meter amounting to Php 24,000.00 and with a market value of 1,900.00 as per municipal computation my problem is i sold it since 2011 and notarized also the deed of sale year 2011,i decide to transfer now on my name can you give me a simple computation and idea how much i will pay including the penalty .please ..Thanks
How much would be the notary fee if I were to buy a property worth 20 million
Hi Shanu, the standard rate I encountered before was between 0.5% to 1% of the selling price on the deed if sale (this rate would obviously be very expensive for your transaction).
However, I have found notary publics that charge a standard fee of Php1,000 regardless of the selling price (they go for volume and are located near the bank/lending institution’s office. If you are transacting with a bank/lending institution, ask them for a referral, they usually know them.
Thank you Jay, could you send me a contact number to call if I were interested to approach you for consultation purposes in purchasing a property. My FB profile is [email protected]
I recently bought a condo unit in QC priced at 3.2M. Seller already paid cgt of 6% while we have paid 1.5% docu stamp fee. Now broker is asking for 0.75% (or 24,000) fee for transfer tax although upon research it should only be 0.5% transfer tax. He’s also asking for another 20,000 or so for LRA registration (for transfer of name from seller to owner). I feel like I am being scammed somewhat. Hope you could give me advice on this.
Hi Pheobe, I’m really sorry for the late reply. For what it’s worth (and for others in a similar situation) my suggestion is to show the results of your research and ask why he/she is charging you this much and keep silent while he/she explains… ๐
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May I know the basis for the IT-service fee rate?
Actually, I also could not find a basis, although we noticed the average is anywhere between Php 3K to 4K per transfer
Hi. Can the LRA fess be paid in checks? Or does it need to be payable in cash lang? If yes for the check, what will i put to the payee part? Pls advice. thanks
Hi Ms. Mai, you can also make check payments, the payee is REGISTRY OF DEEDS OF (City or Municipality where the RD is located). I also suggest you get an assessment at the RD to get the exact amount and payee information
Hi Ma’am, just want to ask you about registration fee, i’m a little confused right now. I bought a condo unit and one of the fees i paid for is the Registration fee. Once i completed the full downpayment, i will transfer it to a bank home loan. One of the bank charges during the loan application is the Registration fee. Do i need to pay again the Registration fee charged by the Bank? Or should the Registration Fee i paid to the Developer should cover it all? Thanks in advance.
Hi Atty. Cherry! As I was looking for an answer to my questions about Transfer of Deeds, I happened to see your post รฅnd I found it really helpful. My husband and I bought a small house. We applied for a PAGIBIG loan and it was granted and now, we need to transfer the land title to our names. As per our developer/agent, they will be the รธnes to fix everything for us รฅnd we just need to pay for โ he processing fees but I think they are charging us too much. I spoke to my dad’s friend, who happens to work in BIR. She confirmed what I think about the developer. here’s the breakdown. I hope you can enlighten me… please… Thanks!
Selling price of the house and lot: 1,186,000.00
additional processing fee: 30,000
total contract price: 1,216,000.00
documentary stamps: 17,765.00
transfer tax (3/4 of 1% of SP): 8,857.50
realty tax: 0
registry of deeds: 10,046.00
IT Fee: 3,875.00
Misc. ฦee (tax dec., assessor’s office, etc.): 10,500
documentary stamp for LMA: 1,825.00
RD rate: 5, 286.00
Notarial fee: 500
IT fee on LMA: 1,937.00
Transfer tax declaration: 1,000
Total processing fee of TCT: 61, 592.00
Please let me know… Thanks!
Good day! How many days is the releasing of the new title in the name of the new owner from the time the documents are submitted and the registration fee is paid? Thank you. I just submitted today, May 13, 2014.
Hi my mom wants to transfer title to me her daughter. In terms of amount to be paid – which will be better – Deed of Donation or Deed of Sale ?
gud day ms cherry my partner buy a unit in edsa grand residences in qc which is 3 bedroom unit as nw we still not full payment when we get the paper for move in fee it show there that the title transfer fee is cost 208,000 it times by 3% for the 47.something of square meter.my partner been surprised for that he said that he don believe that for transfer title is will cost 208,000 my agent said it is also already got discount supposed to be she said is 4.75% is it true that ms cherry tat cost of title fee is so much big money and it say the paper tat it will pay that in the management in edsa grand realty.
let say the lot cost 250k + house cost 1M = 1.250M it only cost less than 45K
let’s assume that the cost of house and lot are 2M, based on my experience in work the cost for 2M is only less than 65K. So be careful
Sir/Madam, I’m taking a 5-year housing loan (parking lot) of 702,000.00 – which is the 80% balance of its TCP of 877,500.00. The bank is asking me to pay for the following –
Handling Fee: 5,000.00
Notarial Fee: 500.00
Documentary Stamps on Tax: 3,510.00
Registration Fee: 16,520.00
Annual MRI Premium: 3,384.50
I find the registration fee quite excessive and way beyond the above Table on this page. What do you think please? Thanks so very much.
I wanna ask how is the computation for real estate mortgage for the registration at the Registry of Deeds, we are only just getting P 150,000 loan, Thank you
Greeting,Madam you might help us to sell a property of our friend in Pasong Tamo makati near makati cinema square a prime lot and it’s 1064 sqm selling price 230M. Clean title. And the tagaytay lot property 7.3hectares before picnic groove it’s a prime lot also..pls. Contact me I will give the docs and details.if your interested my names Mark Medina thank you and God Bless.
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Hi!
I saw this site very helpful on what’s troubling me right now.
My developer gave this computation of the Registration Expenses for the transfer of title for the condo unit i brought worth almost P1.3M. I’m about to transfer my in-house loan to a bank loan which has been approved.
Transfer Tax: 9,514.64
Registration of Sale: 34,599.36
Doc Stamps: 19,035.00
Processing Fee: 5,000.00
TOTAL: 68,149.00
My question is what is the Registration of Sale? Is that different from the Registration Fee which, as I see on this site, is far way cheaper than the Registration of Sale my developer gave me. Is this has something to do with the zonal value or fair market value?
Hope you could enlighten me.
Thanks!
Fe
Hi Fe,
The registration fee payable to the LRA/Register of deeds is based on the selling price.
I can only assume that the discrepancy is caused by additional fees for your bank loan (can include mortgage registration fee which is usually Php10K, DST for the mortgage loan which is 0.5% of the loan amount (see https://www.foreclosurephilippines.com/documentary-stamp-tax-dst-on-real/), mortgage annotation fee, business tax if applicable, etc.) and they probably added all of this into one lumpsum amount and labelled it “Registration of Sale”. This should include the the registration fee amounting to Php6,996 (based on the table above), plus IT fee (around Php 3K) that is payable to the LRA/Register of deeds. If you consider all of these fees and taxes, it’s possible to reach around Php 35K.
My suggestion is for you to ask a breakdown.
Goodluck and thanks for the question.
who typically pays for the notarization of the deed of absolute sale in a regular purchase of a house and lot transaction? is it the seller?
Hi Anna, it’s usually the buyer, but everything is negotiable. ๐
I just found out that in the absence of any agreement regarding this, who ever needs to execute the document is the one required to have it notarized. In the case of the doas, it is the seller.
where can i find pictures of the houses that are being auctioned off
You can check https://www.foreclosurephilippines.com/database/ although not all banks provide pictures.
This is great info Jay! It’s quite big for a higher priced property. Knowing this will let investors and brokers have a better estimate of the expenses that might incur during transfer ๐
Thank you DJ!
Are the computations below reasonable for a property near South mall ( 1.1 M ) ?
DOC. STAMP (1.5%) 16,500.00
TRANSFER TAX 5,500.00
REGISTRATION FEE 6,700.00
IT FEE 4,000.00
NOTARY FEE 1,200.00
MISCELLANEOUS FEE 3,500.00
(Cert. Title, Tax Dec, Certification, Doc Stamps, transfer Tax Dec., Xeroxes)
Hi Ms. Ely,
The DST is exactly at 1.5% of the selling price, which is correct unless the zonal or FMV are higher than 1.1M.
Transfer tax should be 0.5% of selling price, so it’s also correct.
Registration fee should be P6,096.
Notarial fee of P1.2K looks reasonable, others charge 1% of the selling price (that would be P11K in this case!).
The miscellaneous fees are a bit expensive if you will only consider the actual cost of getting the certified true copies, but if you will also consider other out of pocket expenses like gasoline, time and effort, food, etc. P3.5K sounds reasonable.
Thank you.