6,435 Pag-IBIG Acquired Assets (Foreclosed Properties) In September 2024 Listings – Week 3 Update

A total of 6,435 Pag IBIG Acquired Assets / Foreclosed Properties are available for sale this September 2024 (as of the 3rdt update). This compilation of bidding schedules/listings are updated weekly. Details below.

Here are updated listings/schedules of Pag-ibig acquired assets for sale

Summary of updates (September 15, 2024)

~Jay Castillo~

Table of Contents

Pag-IBIG Foreclosed Properties For Sale (September 2024)

Browse all Pag-IBIG foreclosed properties/acquired assets in “easy to search” database:

==> Click for all Pag-IBIG acquired assets/ foreclosed properties inside our database

This compilation of acquired assets is from Pag-IBIG’s official website.

NCR Branch Schedules/Listings

Tabulated below are all schedules for public auction and negotiated sale under Pag-IBIG’s NCR branch. (Note: Latest upcoming schedules/listings based on last day of submission of bids/offers are at the top)

Bid/Offer acceptance
period/details
Property list /
Guidelines
Locations# of properties
September 23-27, 2024
โ–ช๏ธ NCR First Auction
โ–ช๏ธ Tranche 343
โ–ช๏ธ No Discount
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Rizal
401
September 09-13, 2024
โ–ช๏ธ NCR First Auction
โ–ช๏ธ Tranche 341
โ–ช๏ธ No Discount
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Rizal
190
September 16-20, 2024
โ–ช๏ธ NCR Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 15228
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Pampanga
โ–ช๏ธ Rizal
610
September 09-13, 2024
โ–ช๏ธ NCR Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 15227
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Pampanga
โ–ช๏ธ Rizal
500
September 02-06, 2024
โ–ช๏ธ NCR Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 15226
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Pampanga
โ–ช๏ธ Rizal
500
September 16-20, 2024
โ–ช๏ธ NCR 2nd Auction
โ–ช๏ธ Tranche 294
โ–ช๏ธ With Discount
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Rizal
137
September 02-08, 2024
โ–ช๏ธ NCR 2nd Auction
โ–ช๏ธ Tranche 292
โ–ช๏ธ With Discount
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Rizal
160
Total: 2498

Provincial Branches Schedules/Listings

In the following table, I combined all listings/schedules from Pag-IBIG’s various provincial branches. Uploading to the database of all provincial listings is currently on hold due to unforeseen circumstances.

Since this is a very long list, use the Search box to filter the list quickly. ⤵️

Bid/Offer Acceptance
Period/details
Property list /
Guidelines
Location of properties# of properties
September 10-16, 2024
โ–ช๏ธ Tuguegarao Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 34079
โ–ช๏ธ Cagayan
โ–ช๏ธ Isabela
โ–ช๏ธ Nueva Vizcaya
13
September 18-27, 2024
โ–ช๏ธ Pampanga Branch
โ–ช๏ธ 2nd Bidding
โ–ช๏ธ Tranche 105
โ–ช๏ธ Bataan
โ–ช๏ธ Bulacan
โ–ช๏ธ Nueva Ecija
โ–ช๏ธ Pampanga
โ–ช๏ธ Tarlac
โ–ช๏ธ Zambales
110
September 11-20, 2024
โ–ช๏ธ Pampanga Branch
โ–ช๏ธ 2nd Bidding
โ–ช๏ธ Tranche 104
โ–ช๏ธ Aurora
โ–ช๏ธ Nueva Ecija
173
September 16-25, 2024
โ–ช๏ธ Pampanga Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 40133
โ–ช๏ธ Bataan
โ–ช๏ธ Bulacan
โ–ช๏ธ Nueva Ecija
โ–ช๏ธ Pampanga
โ–ช๏ธ Tarlac
โ–ช๏ธ Zambales
395
September 04-17, 2024
โ–ช๏ธ Pampanga Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 40132
โ–ช๏ธ Bataan
โ–ช๏ธ Bulacan
โ–ช๏ธ Nueva Ecija
โ–ช๏ธ Pampanga
โ–ช๏ธ Tarlac
โ–ช๏ธ Zambales
140
September 24-30, 2024
โ–ช๏ธ Naga Branch
โ–ช๏ธ 1st Bidding
โ–ช๏ธ Tranche 26
โ–ช๏ธ Albay
โ–ช๏ธ Sorsogon
โ–ช๏ธ Catanduanes
โ–ช๏ธ Camarines Sur
45
September 23-27, 2024
โ–ช๏ธ La Union Branch
โ–ช๏ธ Tranche 11
โ–ช๏ธ 2nd Auction
โ–ช๏ธ With Discount
โ–ช๏ธ Benguet
โ–ช๏ธ La Union
3
September 23-27, 2024
โ–ช๏ธ La Union Branch
โ–ช๏ธ Tranche 10
โ–ช๏ธ 1st Auction
โ–ช๏ธ No Discount
โ–ช๏ธ Benguet
โ–ช๏ธ Pangasinan
11
September 18-24, 2024
โ–ช๏ธ La Union Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 28095
โ–ช๏ธ Abra
โ–ช๏ธ Ilocos Sur
โ–ช๏ธ Benguet
โ–ช๏ธ Ilocos Norte
91
September 18-24, 2024
โ–ช๏ธ La Union Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 28094
โ–ช๏ธ Pangasinan109
September 23-27, 2024
โ–ช๏ธ Davao Branch
โ–ช๏ธ 1st Auction
โ–ช๏ธ No Discount
โ–ช๏ธ Tranche # 66
โ–ช๏ธ (October 2 Opening)
โ–ช๏ธ Davao City69
September 16-20, 2024
โ–ช๏ธ Davao Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 88082
โ–ช๏ธ Davao Del Sur47
September 23-27, 2024
โ–ช๏ธ Cebu Branch
โ–ช๏ธ 156th Tranche
โ–ช๏ธ 1st Auction
โ–ช๏ธ No Discount
โ–ช๏ธ Cebu24
September 17-23, 2024
โ–ช๏ธ Cebu Branch
โ–ช๏ธ 155th Tranche
โ–ช๏ธ 1st Auction
โ–ช๏ธ No Discount
โ–ช๏ธ Cebu21
September 16-20, 2024
โ–ช๏ธ Cebu Branch
โ–ช๏ธ 154th Tranche
โ–ช๏ธ 2nd Auction
โ–ช๏ธ With Discount
โ–ช๏ธ Cebu39
September 10-16, 2024
โ–ช๏ธ Cebu Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 64058
โ–ช๏ธ Cebu70
September 24-30, 2024
โ–ช๏ธ Cagayan De Oro (CDO) Branch
โ–ช๏ธ 1st Bidding
โ–ช๏ธ 25th Tranche
โ–ช๏ธ Manolo Fortich
โ–ช๏ธ Cagayan De Oro
โ–ช๏ธ Misamis Oriental
33
September 24-30, 2024
โ–ช๏ธ Cagayan De Oro (CDO) Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 82040
โ–ช๏ธ Manolo Fortich
โ–ช๏ธ Cagayan De Oro
โ–ช๏ธ Misamis Oriental
27
September 18-25, 2024
โ–ช๏ธ Calamba Branch
โ–ช๏ธ Tranche 44
โ–ช๏ธ 2nd Auction
โ–ช๏ธ With Discount
โ–ช๏ธ Batangas
โ–ช๏ธ Laguna
โ–ช๏ธ Cavite
โ–ช๏ธ Oriental Mindoro
โ–ช๏ธ Quezon Province
86
September 18-25, 2024
โ–ช๏ธ Calamba Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 47224
Batangas Province
โ–ช๏ธ Calaca
โ–ช๏ธ Lipa City
โ–ช๏ธ Malvar
โ–ช๏ธ Rosario
โ–ช๏ธ San Juan
92
September 12-18, 2024
โ–ช๏ธ Calamba Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 47223
Batangas Province
โ–ช๏ธ Balete
โ–ช๏ธ Batangas City
โ–ช๏ธ San Pascual
โ–ช๏ธ Santo Tomas City
โ–ช๏ธ Taal
โ–ช๏ธ Tanauan City

Occidental Mindoro
โ–ช๏ธ Mamburao
โ–ช๏ธ Magsaysay
106
September 10-16, 2024
โ–ช๏ธ Calamba Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 47222
Cavite
โ–ช๏ธ General Trias

Laguna
โ–ช๏ธ Cabuyao
โ–ช๏ธ Calamba
โ–ช๏ธ Pila
โ–ช๏ธ San Pablo
โ–ช๏ธ Santa Cruz

Oriental Mindoro
โ–ช๏ธ Baco
โ–ช๏ธ Bansud
โ–ช๏ธ Calapan
โ–ช๏ธ Gloria
โ–ช๏ธ Naujan
โ–ช๏ธ Puerto Galera
โ–ช๏ธ Socorro
โ–ช๏ธ Victoria

Palawan
โ–ช๏ธ Aborlan
โ–ช๏ธ Brooke's Pointe
โ–ช๏ธ Puerto Princesa
โ–ช๏ธ Quezon
102
September 05-11, 2024
โ–ช๏ธ Calamba Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 47221
Occidental Mindoro
โ–ช๏ธ San Jose

Quezon Province
โ–ช๏ธ Candelaria
โ–ช๏ธ Guinayangan
โ–ช๏ธ Infanta
โ–ช๏ธ Pagbilao
โ–ช๏ธ Perez
โ–ช๏ธ San Antonio
โ–ช๏ธ Sariaya
โ–ช๏ธ Tagkawayan
โ–ช๏ธ Tayabas
โ–ช๏ธ Tiaong
โ–ช๏ธ Lucena
181
September 16-20, 2024
โ–ช๏ธ Bacolod Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 059143
โ–ช๏ธ Capiz68
September 17-23, 2024
โ–ช๏ธ Tuguegarao Branch
โ–ช๏ธ 2nd Bidding
โ–ช๏ธ Cagayan
โ–ช๏ธ Isabela
โ–ช๏ธ Nueva Vizcaya
17
September 03-16, 2024
โ–ช๏ธ Pampanga Branch
โ–ช๏ธ 2nd Bidding
โ–ช๏ธ Tranche 99
โ–ช๏ธ Pampanga178
September 03-16, 2024
โ–ช๏ธ Pampanga Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 40131
โ–ช๏ธ Bataan
โ–ช๏ธ Bulacan
โ–ช๏ธ Nueva Ecija
โ–ช๏ธ Pampanga
โ–ช๏ธ Tarlac
โ–ช๏ธ Zambales
298
August 28 to
September 10, 2024

โ–ช๏ธ Pampanga Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 40130
โ–ช๏ธ Bataan
โ–ช๏ธ Bulacan
โ–ช๏ธ Nueva Ecija
โ–ช๏ธ Pampanga
โ–ช๏ธ Tarlac
โ–ช๏ธ Zambales
325
September 06-12, 2024
โ–ช๏ธ Naga Branch
โ–ช๏ธ 2nd Bidding
โ–ช๏ธ Tranche 25
โ–ช๏ธ Albay
โ–ช๏ธ Sorsogon
โ–ช๏ธ Catanduanes
โ–ช๏ธ Camarines Norte
โ–ช๏ธ Camarines Sur
40
September 04-10, 2024
โ–ช๏ธ Naga Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 53196
โ–ช๏ธ Camarines Norte
โ–ช๏ธ Camarines Sur
59
September 16-20, 2024
โ–ช๏ธ Davao Branch
โ–ช๏ธ 1st Auction
โ–ช๏ธ No Discount
โ–ช๏ธ Tranche # 65
โ–ช๏ธ (September 25 Opening)
โ–ช๏ธ Davao Del Norte
โ–ช๏ธ Davao De Oro
โ–ช๏ธ Davao Oriental
84
September 09-13, 2024
โ–ช๏ธ Davao Branch
โ–ช๏ธ 1st Auction
โ–ช๏ธ No Discount
โ–ช๏ธ Tranche # 64
โ–ช๏ธ (September 18 Opening)
โ–ช๏ธ SOCSARGEN85
August 27 to
September 02, 2024

โ–ช๏ธ Davao Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 88081
โ–ช๏ธ SOCCSKSARGEN
โ–ช๏ธ North Cotabato
โ–ช๏ธ Magindanao
187
September 16-20, 2024
โ–ช๏ธ Cagayan De Oro (CDO) Branch
โ–ช๏ธ 1st Bidding
โ–ช๏ธ 24th Tranche
โ–ช๏ธ Malaybalay
โ–ช๏ธ Dangcagan
โ–ช๏ธ Valencia City
โ–ช๏ธ Kalilangan
โ–ช๏ธ Quezon
25
September 03-09, 2024
โ–ช๏ธ Calamba Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 47220
Batangas Province
โ–ช๏ธ Calaca
โ–ช๏ธ Lipa City
โ–ช๏ธ Malvar
โ–ช๏ธ Rosario
โ–ช๏ธ San Juan
92
August 27 to
September 2, 2024

โ–ช๏ธ Calamba Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 47219
Batangas Province
โ–ช๏ธ Balete
โ–ช๏ธ Batangas City
โ–ช๏ธ San Pascual
โ–ช๏ธ Santo Tomas City
โ–ช๏ธ Taal
โ–ช๏ธ Tanauan City

Occidental Mindoro
โ–ช๏ธ Mamburao
โ–ช๏ธ San Jose
73
September 02-06, 2024
โ–ช๏ธ Bacolod Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 059142
โ–ช๏ธ NEGROS OCCIDENTAL
โ–ช๏ธ ILOILO
โ–ช๏ธ ANTIQUE
โ–ช๏ธ AKLAN
52
September 09-13, 2024
โ–ช๏ธ Bacolod Branch
โ–ช๏ธ 1st Bidding
โ–ช๏ธ Tranche 59092024-1
โ–ช๏ธ NEGROS OCCIDENTAL
โ–ช๏ธ ILOILO
โ–ช๏ธ CAPIZ
32
August 27 to
September 9, 2024

โ–ช๏ธ Pampanga Branch
โ–ช๏ธ 1st Bidding
โ–ช๏ธ Tranche 101
โ–ช๏ธ Pampanga63
August 23 to
September 5, 2024

โ–ช๏ธ Pampanga Branch
โ–ช๏ธ 1st Bidding
โ–ช๏ธ Tranche 100
โ–ช๏ธ Bataan
โ–ช๏ธ Bulacan
โ–ช๏ธ Zambales
112
August 27 to
September 2, 2024

โ–ช๏ธ Naga Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 53194
โ–ช๏ธ Albay
โ–ช๏ธ Sorsogon
โ–ช๏ธ Catanduanes
40
August 29 to
September 4, 2024

โ–ช๏ธ Calamba Branch
โ–ช๏ธ Tranche 44
โ–ช๏ธ 1st Auction
โ–ช๏ธ No Discount
โ–ช๏ธ Batangas
โ–ช๏ธ Laguna
โ–ช๏ธ Cavite
92
August 27 to
September 02, 2024

โ–ช๏ธ Bacolod Branch
โ–ช๏ธ 2nd Bidding
โ–ช๏ธ Tranche 59082024-2
โ–ช๏ธ ILOILO
โ–ช๏ธ BACOLOD CITY
โ–ช๏ธ CADIZ
28
Total: 3937

Reminder: You will need Adobe Acrobat Reader to view PDF files, which is free to download at Adobe.com

How can I find Pagibig house and lots, condos, vacant lots, etc?

Here’s a handy list for easy reference:

To quickly find the types of properties you prefer, you can use “keywords” when you search our foreclosed properties database.

For example, the keywords “pagibig” and “house” will find all pagibig properties with the word “house” in their listing descriptions. This will also include rowhouses, townhouses, house and lots, etc. Click here to see the search results for pagibig+house.

For condos, simply use “pagibig” and “condo”. Click here to see search results for condos.

For Vacant lots, you will have to use “lot only” as this is the term often used by pag-IBIG. Click here to see the search results for lot only.

You can then filter according to your preferred location(s).

I’ll share a video tutorial when I have time.

How to avail or participate in the auctions of Pag-IBIG acquired assets

This is just an overview/summary of how to avail/participate in a public auction conducted by Pag-IBIG:

1. View the list of Pag-IBIG foreclosed properties for sale included in the auction and identify properties you are interested in.

2. Do your due diligence. When you find a property that you are interested in, you need to do a reasonable amount of due diligence (property inspection to see extent of repairs needed, check if there are any illegal occupants, checking the titles/tax declarations for any problems, etc.). Always keep in mind that foreclosed properties are for sale on an “As-is, where-is” basis.

3. Secure forms so you can participate in the auction. If a property passes your due diligence, and you want to participate in the auction, you need to secure related forms from Pag-IBIG. You will submit these during the auction. (refer to the guidelines for exact forms, and where to secure them)

4. Register for the auction/bidding – Bidders are required to register at the Acquired Asset frontline counter servicing (venue to be specified per auction) prior to dropping of sealed bid offer/s. Only bid offers from registered bidders shall be accepted and a registration stub will be issued as proof of registration.

5. Submit sealed bid/proposal – Bidders are advised to submit their proposals together with a photocopy of their 2 valid Identification (ID) card and latest proof of income only on the scheduled date of batch. No proposals shall be accepted earlier or later than the scheduled date. Please refer to bidding guidelines for more details.

6. Opening of sealed bids shall be done as per schedule. The results of the sealed public auction shall be released and posted at Pag-IBIG’s official website. Winning bidders shall also be notified via email and SMS.

7. Winning Bidders Payment of Bid Bond – As per guidelines: “The winning bidder shall be required to pay his/ her BID BOND equivalent to five percent (5%) of the BID OFFER and shall be paid within 3 working days after the publication of the winning bidders. It shall be in Philippine Currency and may be in the form of cash or managerโ€™s check payable to Pag-IBIG Fund. It shall likewise serve as the down payment of the winning bidder”

Reminder: What you see above is just a quick summary. The exact step-by-step instructions are inside the guidelines as released by Pag-IBIG for each auction, which you can download above.

How to Buy Pag-IBIG Acquired Assets for Negotiated Sale

To explain the details, I uploaded a step-by-step video tutorial in youtube, see below to watch:

Step-by-step tutorial video

Click to watch video in Youtube ==> How to buy/avail Pag-IBIG acquired assets/foreclosed properties under negotiated sale (Step-by-step tutorial)

Summary from Pag-IBIG’s website:

“1. The list of the properties for negotiated sale may be viewed at Pag-IBIG Fund website. Please take note of the Publication Batch No., Start/End Time and Date of Acceptance of Offer.

2. Interested buyers are encouraged to inspect their desired property/ies to purchase prior to submission of offer/s.

3. On the scheduled date of submission of offer, buyer shall register at the acquired asset frontline counter servicing at the start of the acceptance period.

4. Buyer must accomplish and submit an Offer to Purchase indicating the preferred mode of sale and payment in a sealed envelope. Then drop in a designated drop box.

5. Dropping of sealed envelope in a drop box is according to scheduled date.

6. Cut off time for submission of offer/s is at 5:00p.m. After cut off time, registration of buyers shall be closed.

7. NO more offers shall be accepted from unregistered buyers after the cut-off time and date.

8. The opening of sealed envelopes shall be done on the date, time and place stated in the Invitation to Submit Offer to Purchase

RESERVATION FEE SHALL BE ACCEPTED ONCE DECLARED AS THE HIGHEST PURCHASE OFFEROR OR WINNING BUYER.โ€

For more details kindly call at 8-654-1398/8-654-1032 or visit us at 2nd Flr. Acquired Asset Counter Servicing at JELP Bldg., Shaw Blvd., Mandaluyong City”

Important reminders for interested buyers

1. Pagibig does not accept reservations thru Real Estate Brokers/Agents

This was announced in Pag-IBIG’s website last September 30, 2019, and I noticed they also removed their list of accredited real estate brokers. They advice interested buyers to coordinate directly with the Acquired Asset Management Group or with the nearest Housing Hubs. Be very careful with real estate brokers/agents who are selling Pag-IBIG foreclosed properties, they are not authorized and you might end up getting scammed! Refer to article below for more info.

==> How to Identify and Avoid Foreclosed Property Scams

2. Pag-IBIG foreclosed properties are all for sale on an “as-is, where-is” basis

3. A big number of properties on the listings are occupied.

In summary, we do not recommend buying occupied properties, even if they can have big discounts.

4. Do your due diligence before submitting a bid/offer.

To guide you with your due diligence, you may refer to our article “31 Questions you need to ask when inquiring about foreclosed properties

5. Check for new Erratum/Announcements.

Please refer to the notice from Pag-IBIG:

“Interested parties are encouraged to visit Pag-IBIG’s website, https://pagibigfund.gov.ph/acquiredassets.html five (5) days prior the actual opening of bid offers, to check whether there is any erratum posted on the list of properties posted under the sealed public auction/negotiated sale.”

What are Pag-IBIG Acquired Assets?

Pag-IBIG acquired assets are properties that were repossessed by Pag-IBIG because the property owner (who financed the purchase through a housing loan from Pag-IBIG) was not able to pay their monthly amortizations for at least 3 consecutive months.

Typically, non-payment would trigger the foreclosure process.

If the borrower is unable to catch-up with payments (or is unable to restructure the loan), the property will end up in a foreclosure auction that shall be conducted by the Sheriff at the City/Municipal hall where the property is located.

The lending institution (Pag-IBIG or HDMF in this case) will end up as the winner of the foreclosure auction by default if there are no other bidders, and the redemption period begins once the certificate of sale is annotated on the title.

The redemption period (1 year for individuals, 90 days for corporations) gives the borrower a chance to redeem the property, where they have to make a full payment before the redemption period ends.

If the borrower is unable to redeem the property, then the property will end up as a Pag-IBIG acquired asset or foreclosed property and they can proceed with transfer of ownership from the borrower to Pag-IBIG.

This transfer of ownership is often referred to as the “consolidation”, which can take a long time, depending on the completeness of the documents and other requirements (for example, payment of real estate taxes, etc.) needed for the transfer of ownership.

Frequently Asked Questions (FAQ)

1. How to avail Pag-IBIG acquired assets? How to buy via auction/ negotiated sale?

You can refer to the video and text summaries above. You can also read the bidding guidelines/invitation to bid for more detailed information, please download a copy from the table of schedules above (with red download buttons).

Note: Each schedule/listing of properties for auction/negotiated sale will have its own guidelines/invitation to bid, which also contains the list of properties for sale.

2. Can I get Pag-IBIG financing for Pag-IBIG foreclosed properties/acquired assets?

As a general rule, you can finance the purchase of Pag-IBIG foreclosed properties/acquired assets through a Pag-IBIG loan. This applies to buying via public auction and negotiated sale. Details are included within the guidelines for each tranche/publication batch. If you have questions, contact Pag-IBIG directly through the contact details specified in each of the listings above.

3. Where/how can I find a Pag-IBIG foreclosed property that is not on any current list/schedule?

It might be included in an upcoming schedule/listing. It’s also possible that it is not yet for sale (Ex. The property needs to be appraised, the redemption period has not yet lapsed, etc). It is also possible that it was already sold in past schedules. Please call Pag-IBIG directly to inquire. I highly suggest that you call the designated contact person(s) in other listings/schedules for the same location of the property/ies you are interested in.

4. Can you help us find Pag-IBIG foreclosed properties within my preferred location/city/village/budget, etc?

We can no longer give assistance as brokers because Pag-IBIG no longer allows brokers/agents to sell their properties effective September 30, 2019.

However, I created a tool so you can find properties easily and “Do It Yourself”.

You can search our foreclosed properties database where you can quickly find properties in your preferred location (search for the city, subdivision, village, condo name, etc). You can even filter to only include properties withing your target price-range/budget, and also exclude properties that have illegal occupants as indicated in the listings from Pag-IBIG.

5. What does it mean if a Pag-IBIG acquired asset is “OCCUPIED”?

An “Occupied” status/remark means the foreclosed property has illegal occupants, and the buyer will have to eject the occupants. We also received feedback that some properties that are listed as unoccupied can turn out to be occupied.

Here are additional info for your reference:

1. Bad things can happen if you buy properties with illegal occupants. Don’t believe me? Watch this video to see what can happen: Why we don’t recommend buying foreclosed properties that are occupied (even if they are cheap)

2. How to avoid foreclosed properties that are tagged as “occupied” – This is now easy with our “Foreclosed Properties Database”. Here’s a step-by-step on how to do this: How To Exclude Occupied Foreclosed Properties When Searching Our Foreclosed Real Estate Database

If you find out that a property is occupied, my advice is to forget about that property and move-on to other available properties that are not occupied.

6. Who do I contact to inquire for Pag-IBIG foreclosed properties?

Please contact Pag-IBIG directly through their designated contact person(s) for each schedule/listing of properties for public auction/negotiated sale. The contact person(s)/contact details can be found inside the listing/bidding guidelines above, and also within the details for properties inside our database.

7. Can I buy Pag-IBIG foreclosed properties that were not sold during a previously scheduled public auction/negotiated sale?

Yes you may, but you have to check if a property is really still available and was not sold during a previous schedule (you have to contact Pag-IBIG directly to check). To give you an idea, here’s what can happen to properties that are not sold (This is based on Pag-IBIG circular 428):

1. If a property is not sold sold during the 1st auction, it will be included in a 2nd auction (you have to check each new schedule/listing to see if your target property is included).

2. If a property is not sold during the 2nd auction, it will be included in another schedule/list of properties under negotiated sale.

3. If a property is not sold under a schedule/listing via negotiated sale, it will be included in another schedule/listing of properties under negotiated sale. They repeat this until it a property gets sold.

8. Can I sell Pag-IBIG foreclosed properties as a real estate broker/sales person?

No, Pag-IBIG no longer allows accredited licensed real estate brokers to sell their foreclosed properties as announced on their official website last September 30, 2019. Details are explained here: Real Estate Brokers/Salesperson are not allowed to sell Pag-IBIG properties

9. Can you please check if a Pag-IBIG foreclosed property from an old list/schedule is still available?

Only Pag-IBIG has information if a property is still available and was not sold in previous listings/schedules of auctions and negotiated sale. Please contact Pag-IBIG directly to check if a property from an old listing/schedule is still available. I highly suggest that you call the designated contact person as indicated in the old schedule/listing.

10. What are the requirements to buy Pag-IBIG foreclosed properties?

To get a complete list of requirements, please refer to the guidelines which you can download above (those in red buttons).

11. We live in a property that is now a Pag-IBIG acquired asset/foreclosed property, can we buy it/apply for it?

Pag-IBIG can give occupants of their acquired assets a chance to purchase the property. They call this a “Direct Purchase”. Here are the details as quoted from Pag-IBIG circular 428:

“IV. DIRECT PURCHASE FOR OCCUPIED UNITS

1. Direct Purchase shall refer to the purchase of the acquired assets by the present occupant.

2. The Fund shall issue an Invitation to Purchase (ITP) to the present occupant offering him/her the option to purchase outright the acquired asset or to lease the property with option to purchase later.

3. The present occupant shall submit an Offer to Purchase (OTP) indicating his chosen mode of payment, and pay the non-refundable reservation fee. Said reservation fee shall be forfeited in favor of the Fund in case the buyer did not pursue the sale transaction, or his application is denied for reasons attributable to him. The OTP shall be valid for a period of thirty (30) calendar days.

4. The selling price of the subject acquired asset shall be based on its latest appraised value.

5. No discount shall be granted under direct purchase.

6. Once an offer has been made, the buyer must comply with the terms and conditions of the chosen mode of payment under Item VI.1 of this Guidelines within the prescribed period from payment of the reservation fee.

7. If the occupant fails to submit an OTP within the prescribed period from receipt of the Invitation to Purchase, Pag-lBIG Fund may initiate the eviction proceedings.”

Link to Pag-IBIG Circular No. 428 – Omnibus Guidelines on the Sale of Pag-IBIG Fund Real and Other Properties Acquired: https://www.pagibigfund.gov.ph/document/pdf/circulars/housing/Circular%20No.%20428%20-%20Omnibus%20Guidelines%20on%20the%20Sale%20of%20Pag-IBIG%20Fund%20Real%20and%20Other%20Properties%20Acquired.pdf

12. What does it mean if Pag-IBIG acquired asset’s title is “FOR CONSOLIDATION”?

When a Pag-IBIG foreclosed property’s title (TCT/CCT) is “FOR CONSOLIDATION”, it means it is still under the name of the former owner/original borrower and Pag-IBIG has not yet finished the transfer of the title to them.

The process of transferring the title of a foreclosed property/acquired asset to Pag-IBIG is called “CONSOLIDATION” and it can take a long time depending on the completeness of the documents required for the transfer of the title.

Read: Pag-IBIG Acquired Assets: For Title Consolidation Meaning (Safe To Buy?)

13. What is the difference between Pag-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES?

PAG-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES are the same. These properties are also referred to as ROPA (Real and Other Properties Acquired). They can also be referred to as pagibigfund acquired assets

14. What does “TCT under abatement” mean? Is it safe to buy?

The BIR has an โ€œAbatement Programโ€ where the taxpayer (HDMF in this case) can apply for the reduction or cancellation of taxes, penalties, and/or interest. This process can take a long time and will affect the consolidation of the title. This is the reason for the following disclosure in the affected listings:

“TCT UNDER DEVELOPER OR UNDER ABATEMENT MAY TAKE SEVERAL YEARS (MORE OR LESS 5 YEARS) FOR TCT TO BE CONSOLIDATED IN THE NAME OF THE FUND”

Since the consolidation of the title will take a long time, this can make it difficult to transfer the ownership if you decide to sell the property. To avoid complications with title transfer to your buyer, you will have to wait for the title consolidation to finish.

Got more questions? Please read:

If you have more questions with regard to the buying process, please read the bidding guidelines first. Most questions already have answers in the files because they have instructions, forms for bidders, and contact details of Pag-IBIG. You may download the guidelines per publication batch from the table above (the red buttons).

If you want to inquire about a property, please contact Pag-IBIG directly as this helps ensure that you get the details you want faster, Pag-IBIG contact info are included in the guidelines for each publication batch.

Pag-IBIG contact details

If you are interested in any of the Pag-IBIG foreclosed properties in the listings above, please contact Pag-IBIG DIRECTLY! You should contact the person-in-charge as written in the bidding/negotiated sale guidelines.

You may also call Pag-IBIG’s Hotline:

Pag-IBIG FUND HOTLINE:

  • 8-724-4244 (8-Pag-IBIG) – 24/7 Call Center operation

Full disclosure: Nothing to disclose. We are not accredited real estate brokers of Pag-IBIG. We are posting this as a public service announcement for those who have been asking for updated listings of foreclosed properties from Pag-IBIG.

References

  1. Pag-IBIG official website. Pag-IBIG Fund. As retrieved on August 29, 2024, 4:11 pm
  2. Steps to Purchase Acquired Assets. Pag-IBIG Fund. As retrieved on July 15, 2020
  3. Pag-IBIG official website. Pag-IBIG Fund. As retrieved on September 30, 2019
  4. Jay Castillo. Why we donโ€™t recommend buying foreclosed properties that are occupied (even if they are cheap). ForeclosurePhilippines.com. Last retrieved on February 16, 2018

Search for more foreclosed properties in our database…

You can also search from over 30,000 foreclosed properties in our database.

This includes other banks and lending institutions that have foreclosed properties for sale.

Use this to quickly search for all foreclosed properties in a subdivision, village, condominium project, city, etc.

==> Click for advanced foreclosed properties search

All locations with foreclosed properties by Province/City

You can also browse all locations within the Philippines with foreclosed properties available from ALL banks/lending institutions inside our database, grouped by Province/ City, on this page:

==> Click to browse all foreclosed property locations

Note: The “Foreclosed Properties Database” is a work in progress. If you have comments/ suggestions, please do let me know by leaving a comment below.

FREE CHECKLIST: IDENTIFY AND AVOID PROBLEMATIC FORECLOSED PROPERTIES BY DOING PROPER DUE DILIGENCE!
Avoid losing money, wasted time and effort caused by buying foreclosed properties that have too many problems, with our free 60-item Property Due Diligence Checklist. Grab your free copy now.
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692 thoughts on “6,435 Pag-IBIG Acquired Assets (Foreclosed Properties) In September 2024 Listings – Week 3 Update”

  1. Sir Jay ask ko lng po kung meron papo bang slot na lot only sa South fairway landayan san pedro laguna for bidding po
    Phase 5/6 lot 106/107/108
    Maraming salamat po

  2. Good day Po sir JAY CASTILLO ,, taos puso Po akong nagpapasalamat sa Inyo dahil sa inyong vlog & wedsite ay nanalo ako ng townhouse sa PAG IBIG foreclosed negotiated sale..
    Maraming salamat po Sir โ™ฅ๏ธ

    1. Nakasulat po sa lahat ng listings ang source. BFS po ay Bahay Financial Services. Nasa details po ng mga listings below and contact info and procedure:

      1. https://www.foreclosurephilippines.com/advert/bfs-foreclosed-single-detached-house-and-lot-scions-elite-400-brgy-kauswagan-cagayan-de-oro-city-misamis-oriental-lot-area-148-00-sqm-floor-area-156-25-sqm-for-negotiated-sale-occupied/

      2. https://www.foreclosurephilippines.com/advert/bfs-foreclosed-single-detached-house-and-lot-scions-elite-400-brgy-kauswagan-cagayan-de-oro-city-misamis-oriental-lot-area-149-00-sqm-floor-area-63-75-sqm-for-negotiated-sale-occupied/

      3. https://www.foreclosurephilippines.com/advert/bfs-foreclosed-single-detached-house-and-lot-scions-elite-400-brgy-kauswagan-cagayan-de-oro-city-misamis-oriental-lot-area-294-00-sqm-floor-area-149-35-sqm-for-negotiated-sale-occupied/

      4. https://www.foreclosurephilippines.com/advert/bfs-foreclosed-single-detached-house-and-lot-scions-elite-400-brgy-kauswagan-cagayan-de-oro-city-misamis-oriental-lot-area-148-00-sqm-floor-area-64-00-sqm-for-negotiated-sale-occupied/

      Kita naman po sa property details ang procedure and contact info.

  3. Hi! May I know the procedure for acquiring/buying properties listed here? Paano ho malalaman if saang bank naka list yun foreclosed property? Scion Elite 400 in Cagayan de Oro City. Nag email na ho ako but I still have not received any reply. Thanks

    1. Good day po. Under Bahay Financial Service (BFS) po yung mga foreclosed sa Scion Elite 400 in Cagayan de Oro City. Eto po yon diba: https://www.foreclosurephilippines.com/classifieds/?query=Scion+Elite+400+in+Cagayan+de+Oro+City

      1. https://www.foreclosurephilippines.com/advert/bfs-foreclosed-single-detached-house-and-lot-scions-elite-400-brgy-kauswagan-cagayan-de-oro-city-misamis-oriental-lot-area-148-00-sqm-floor-area-156-25-sqm-for-negotiated-sale-occupied/

      2. https://www.foreclosurephilippines.com/advert/bfs-foreclosed-single-detached-house-and-lot-scions-elite-400-brgy-kauswagan-cagayan-de-oro-city-misamis-oriental-lot-area-149-00-sqm-floor-area-63-75-sqm-for-negotiated-sale-occupied/

      3. https://www.foreclosurephilippines.com/advert/bfs-foreclosed-single-detached-house-and-lot-scions-elite-400-brgy-kauswagan-cagayan-de-oro-city-misamis-oriental-lot-area-294-00-sqm-floor-area-149-35-sqm-for-negotiated-sale-occupied/

      4. https://www.foreclosurephilippines.com/advert/bfs-foreclosed-single-detached-house-and-lot-scions-elite-400-brgy-kauswagan-cagayan-de-oro-city-misamis-oriental-lot-area-148-00-sqm-floor-area-64-00-sqm-for-negotiated-sale-occupied/

      Kita naman po sa property details ang procedure and contact info.

  4. May I know list of pagibig foreclosed units here in Eco Verde Homes Subdivision at Alae, Manolo Fortich Bukidnon.

  5. Dahil biglaan pong announcement na walang pasok ang feb 24 saan po pwedeng mag drop ng registration form at bidding offer last day po kasi ng property na sasalihan ko

  6. Gusto ko po masettle ni pagibig foreclosed property ang panloloko nila sa tulad ko na member .mapipilitan na ako magdemanda pag hindi inayos dalawang beses na ako niloko ng pagibig mutual fund .dapat maparusahan mga employee jn na may pananagutan

  7. Bakit po benenta ni pagibig ang bahay na nabili ko kahit may pending monthly amort.dahil may civil case at napanalo ko noong sheriff na benenta na pla sa relatives ng kalaban ko .at ni walang pirma ako sa cancelation.at pumayag na ako palitan but benenta pa rin ksi may nagbid ng mas mataas .hangang ngayon Hindi nererefund yung hulog ko at walang pa.gusto ko lng po palitan niyo in same subdivision .

  8. hi sir tanung ko lang po kung sale na po yung pag ibig foreclosed properties noong month ng october 2022 sa may lot 68 block 14 cedar st.phase 3 snt.joseph 10 san pedro laguna, thank you.

  9. Rene boy vergara

    Sir. Good morning Po, my open pa po ba sa belvedere 3 pasung kawayan 2 general trias.
    My updated na po ba sa beding. Nka lagay pa din po kasi don October 4-17 pwde pa po ba un applayan. Salamat po.

  10. Rene boy vergara

    Sir my updated na po ba sa mga forclose na bahay sa Cavite, sa belvedere town 3 pasung kawayan 2 general trias. .. October 4-17 parin po kasi nka lagay.. Pwde pa po ba applayan un.. Salamat

  11. Hi Sir Jay, Im planning to get 1unit of Bungalow TownHouse under Pag-Ibig Loan (P830k in cash price, P5,500 monthly amortization for 30yrs), and meron rental demand sa area na P10k per month (if fully furnished). Pasok sya sa 1% rule. Do you think this is a good deal?

    1. Hi Kevin! Nice! Sa tingin ko malaki chance na good deal yan… bihira ang property na kaya ma-abot ang 1% rule. ๐Ÿ™‚

      Matinding due diligence ang kailangan para sure ka na walang hidden problems. good luck and thanks for sharing, looking forward to updates from you with regard to this property! Wishing you a successful deal!

  12. Can I participate in bidding if I am OFW? I have my representative in the Phils.

    What are the requirements?

  13. Mila M. Adolfo

    Kapag bumili ng as is where is sa isang subdibisyon, ano ang mga liabilities? Kasama ba ang iniwang arrears ng dating may ari.

    1. Kung pag-IBIG acquired asset, lahat po ng arrears na iniwan ng former owner (ex. HOA dues, tubig, kuryente, etc.) ay kailangan i-settle ng buyer.

  14. Mila M. Adolfo

    Sino pwede kontakin tungkol sa as where is (forclosed) na bilihan sa isang subdivision na may accomulated arrears (monthly dues)? Kasama ba ito sa as is where is na bilihan?

    1. Pwede niyo tanungin yung Home Owner’s Association nung subdivision. Yes, dahil “As is, where is”, ang buyer ang magbabayad ng arrears.

    1. Hi Vicky,

      Kung agricultural, pwede mo search yung “agricutural”. Eto results: https://www.foreclosurephilippines.com/classifieds/?query=agricultural

      Dagdagan mo na lang ng location.

      Kung vacant lot sa alabang, muntinlupa… pwede mo i-search yung “vacant lot” PLUS ilagay mo rin “alabang” tapos piliin momng location muntinlupa, metro manila. Eto search results as of today: https://www.foreclosurephilippines.com/classifieds/?_form_scheme_id=98514&query=alabang+%22vacant+lot%22&location=3620

  15. any up date po s bon giorno homes subd. Munting pulo lipa city batangas s blk.2 lot 37 and blk 2 lot 39
    tnx God bless

  16. Garry paligad

    Sir good day po wala po bang blk 34 lot 7 phase 3 a nortwinds city san jose del monte bulacan tapat kasi mg hoise namin po yan kaya inaabangan ko po magpunta dito yong taga pag ibig last month.m

  17. Gpm sir,
    meron npo ba listing ng foreclosed properties sa Verde Heights Subdivision Brgy Gaya-gaya..paano po makita or pwd po pa send ng link
    Thanks po

    1. Hi Edwin, thanks for texting me earlier, I hope my suggestions were helpful. I hope and pray everything will be okay.

  18. Luningning Doroteo

    Hello, sir Jay. Being an online tutor, considered ako as a freelancer and my major challenge is about the requirements for acquiring foreclosed properties. Kaya my first option is to buy a property in cash pero mabigat sa bulsa but we have a house and lot owned by my father in Marikina. I’m also considering that as a collateral. Any advice po for my situation so I can acquire a property much easier and faster?

    1. Hi Luningning, ganyan din sitwasyon namin nung nag self-employed na kami, hindi kami ma-a-approve sa bank loan. Naghintay pa kami ng 2 years para ma-build ang credit history through declaring all earnings which will reflect sa income tax return… sa awa ng diyos, na approve naman kami sa housing loan nung nag apply kami. ๐Ÿ™‚

      With regard to using your father’s house and lot as collateral, the banks will still require proof of income/capacity to pay, so babalik pa rin dun sa ITR, kailangan talaga mag declare ka ng income for two years para yon ang proof mo.

      One last thing you can do is to buy from banks where installment payments are through a Contract-To-Sell or CTS (ex UCPB, UnionBank) , less stringent ang requirements, and baka pwede na yung bank statements as proof of income. Good luck and thanks for the question!

  19. FYI. Pwede na mag submit ng Registration Forms at Offer to Bid/Purchase forms via couriers kagaya ng Lalamove, Grab Express, Mr. Speedy, Toktok, etc.

    Para sa schedules na affected ng ECQ under NCR, hindi na kailangan pumunta sa Pag-IBIG branch para mas safe!

    Please refer to announcements sa taas.

    1. Katrina Angelica Dela Cruz

      Hi po sir jake…itatanong ko lang po baka sakaling masagot ninyo….kase po nakita namin yung name ng ate qoh sa highest bidder or should i say winning bidder kaso wala pa pong nag tetext or email na nanalo po sya ano po kaya pwede namin gawin..?

      1. Hi Katrina, congrats sa Ate mo! Suggestion ko, kahit wala pa siyang narecv na email or text, magfollow up na siya sa Pag-IBIG para mas sigurado. Mas maganda kung tumawag kayo during office hours.

    2. Good day dir Jay. OFW po ako gusto ko pong Somali sa biding para sa ngayun buwan ng August 16 2021
      Kailangan ko po ng SPA. Para sa representative ko na nasa Pilipinas. Pwede po ba ang SPA sign ko at I send via email. At sa Pilipinas na I papa Notaryo ng aking AIF?

    3. sir ask ko lng po san site malalaman ang bid winner at manonotify po b kmi either winner or lose sa bidding. thank you po sa pag sagot nagapply ksi ako this august 13.

  20. Agnes Lumatao

    Good day Sir Jay! Question lang po, allowed po ba mag-bid on more than one property under the same tranche even though isa lang talaga ang bibilhin once manalo?

    E.G. Bid on 3~4 properties (for more chances of winning) but I won on 2~3 of those properties (although suntok sa buwan but just in case), but 1 lang talaga bibilhin na property in the end. Is that allowed in pag-ibig?

    1. Hi Ms. Agnes, dapat po pwede kasi sa mga banks ganun ang best practice, naiintindihan nila kung bakit may multiple bids at mag proceed lang sa isa pag nanalo, tapos mag backout na dun sa iba (in cas more than one ang manalo).

      Yun nga lang, sa Pag-IBIG circular 428, pwede daw mablacklist ang buyer as per section 5.1.1.1: “The buyer withdraws his/her offer to purchase after it has been accepted;” kaya dapat siguro i-consult muna sa Pag-IBIG before mag-submit ng multiple bids para sure.

      Eto po link to Pag-IBIG circular 428:

      https://www.pagibigfund.gov.ph/document/pdf/circulars/housing/Circular%20No.%20428%20-%20Omnibus%20Guidelines%20on%20the%20Sale%20of%20Pag-IBIG%20Fund%20Real%20and%20Other%20Properties%20Acquired.pdf

    2. Jimboy Francisco

      Sir Jay, if BSP ung foreclosed n property, pwde dn po ba un for Long term mode of payment ky Pagibig?

      At panu nman po if wala check na maippasa pra sa 5% na bid bond? anu po iba option?

  21. Sir Jay, pwede pong malaman kung saan ko makkikita yung list ng foreclosed properties na wala sa website or sa list ng acquired asset?

    1. Hi Lani, pwede mo check sa bulletin boards sa may hall of justice/city hall na sumasakop sa property. Dun kasi pinapaskil yung mga foreclosure auction before maging acquired asset/foreclosed property.

  22. Hi Sir,

    Gusto ko lang po magpasalamat sainyo. Dahil sa guidelines at mga turo ninyo tungkol sa pag sali sa BID, nakuha ko yong gusto kong lote.Maraming Salamat po sana marami pa po kayong matulungan. Mabuhay po kayo and God Bless po sir.

  23. sana po magkaroon ng online bidding gaya ko po na nasa ibang bansa nkalagay po kc need pa ng SPA ang problema po Wala npong available slot ng appointment para s SPA dito s consulate gawa po ng pandemic. nkakalungkot

    1. Oo nga po, sana makagawa sila ng paraan para pwede na ang online bidding. Sana din po matapos na ang pandemic. Ingat po kayo diyan, stay safe!

  24. hi sir question ko lang po kasi nanalo ako sa public auction kaso hindi ako nakapunta sa due date ko ng payment ng 5% offer price kasi nagkaroon ng emergency,pwede ko pa po ba e bid ulit ung property kung sakali e post ulit eto ni pagibig?thank you sa sagot…

  25. Rechelle Ann Timones

    Sana po my sumagot..kelan po ang schedule (date and time) ng public Auction sa mga properties this July po? at anu po ang need dalhin/requirements sa Pagibig po during the auction po?

    1. Hi Rechelle Ann, nakalagay na sa taas yung list of schedules and period of acceptance of bids. Bale halos isang lingo ka pwede mag register at mag submit ng bid (yung time, depende sa branch kung ano ang office hours nila, tapos ang cut-off 4pm).

      Pakicheck din ang guidelines (yung red download buttons sa taas), andun nakalista na lahat ng requirements, sobrang haba kung i-paste ko pa dito.

      Para may idea ka, i-paste ko na rin dito yung schedules na nacompile ko as of June 30, 2021:

      2 Pag-IBIG Acquired Assets For Sale (July 2021)

      2.1 For Public Auction
      2.1.1 JULY 05 – JULY 09, 2021/ NCR BRANCH – SPB 179 (1st Auction – no discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila
      2.1.2 JUNE 28 – JULY 02, 2021/ NCR BRANCH – SPB 158 (2nd Auction – With discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila
      2.1.3 JULY 19 – JULY 24, 2021/ CEBU HOUSING HUB – SPB 69th (2nd Auction – With Discount)/ CEBU PROPERTIES
      2.1.4 JULY 16 – JULY 24, 2021 / Bacolod HBC (1st and 2nd auction) Iloilo (Pavia, Oton, Pototan, Zarraga), Neg. Occidental (Bacolod, Bago, Cadiz)
      2.1.5 JULY 12 – JULY 16, 2021/ CEBU HOUSING HUB – SPB 68th (2nd Auction – With Discount)/ CEBU PROPERTIES
      2.1.6 JULY 06, 2021/ DAVAO HOUSING HUB (1st Auction – No Discount)/ DAVAO CITY
      2.1.7 JUNE 28 – JULY 02, 2021/ CEBU HOUSING HUB – SPB 66th (1st Auction – No Discount)/ CEBU PROPERTIES
      2.1.8 JUNE 28 – JULY 02, 2021/ NAGA HBC – SPB 4 (2nd Auction – With Discount)/ PACOL, NAGA CITY, CAMARINES SUR
      2.2 Under Negotiated Sale
      2.2.1 JULY 05 – JULY 09, 2021/ NCR BRANCH – 15076/ Bulacan, Cavite, Laguna, Rizal and Metro Manila
      2.2.2 JULY 08 – JULY 17, 2021/ BACOLOD HBC – 59037/ Capiz, Iloilo, Negros Occidental, Aklan, Antique
      2.2.3 JULY 05 – JULY 09, 2021 / CEBU HBC – Batch 64006/ CEBU PROPERTIES
      2.2.4 JUNE 24 – JULY 03, 2021/ BACOLOD HBC – 59036/ Antique, Capiz, Iloilo, Negros Occidental
      2.2.5 JUNE 28 – JULY 02, 2021/ NCR BRANCH – 15075/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila

      1. may I ask about sheriff sale? I saw it at the city hall hall of justice. 1. Is the amount in default the minimum value for the bid? in case the amount in default is much bigger than the value of the collateral, can I bid a lower than that amount? Thanks

        1. Hi Stanley, the minimum bid as stated in the notice is the amount in default plus penalties and surcharges (if any). Unfortunately, no, you cannot bid below the stated minimum bid. Good luck!

  26. Hi good day sir jay bukas po ba ang pag ibig office nyo s mandaluyong on april 27 or on weekdays on that month kasi mag papasa na sana kmi ng requirements but due to ecq na pending ang pag submit namin ng requirements,possible po ba n bukas ang inyong tanggapan?

    1. Editorial Staff

      Hi Dan, sorry pero hindi ako taga Pag-IBIG, shine-share ko lang updates na nahahanap ko.

      Regardding kung bukas yung office nila sa Jelp building sa Mandaluyong, suggestion ko tumawag muna kayo para sure. Eto po ang hotline number nila:

      Pag-IBIG FUND HOTLINE:

      8-724-4244 (8-Pag-IBIG) โ€“ 24/7 Call Center operation

    1. Editorial Staff

      Hi Juan,

      Based sa mga announcement, yung sa NCR at Laguna lang ang suspended, so mukhang tuloy yung sa ibang lugar. As usual, suggestion ko is tawag muna kayo para sure at hindi masayang ang pagpunta niyo.

  27. Napansin ko, nagpalit ng attachment si Calamba sa BATCH 47028 nila. Sana mabago rin dito to avoid confusion.

      1. I think yung property ng Laguna area. Same as Batch 47027 yung location ng property. Napansin ko na rin po kasi ito. Since suspended naman yung acceptance ng offers, nagreupload na lang siguro sila?

        1. Editorial Staff

          Pero pareho pa rin po yung date of acceptance of offers. Akala ko ilalagay nila na suspended, hindi pala.

          HIndi ko pa nacompare sa batch 47027, nahilo nako sa paghanap ng nag-iba sa luma at bagong 47028, pahinga muna. ๐Ÿ™‚

                1. Editorial Staff

                  Yes po, all updated as of today (April 14, 2021 at 2:00pm), including the affected listings inside the database.

  28. Hi Sir ask ko lang po kung may online bidding?since GCQ at medyo makirap pumunta sa main. Kung wala po ano po other option?

    1. Editorial Staff

      Hi Icy, sa ngayon wala pa eh, sana nga magkaroon sila ng online bidding. Kung may kakilala ka na pwedeng siya na lang ang magpunta as your representative, yung lang ang pwedeng option sa ngayon.

  29. question lang po ano po ba yung active hotline ng pagibig. tnry ko po kasing twagan wala pong sumasagot. salamat po

    1. Editorial Staff

      Hi Edlyn, kakacheck ko lang, eto hotline nila:

      Pag-IBIG FUND HOTLINE: 8-724-4244 (8-Pag-IBIG) – 24/7 Call Center operation

      Thanks for asking, sinama ko na din sa article yung hotline nila.

  30. Thank you so much. Po sa pag answer sir..
    but I still have question po. I hope po masagot uli
    nag bid po ako sa bahay na ino occupied ko but talo po ako sa bidding. Ano po pwede kong gawin considering na yung may ari ng bahay eh ayaw npo ibalik yung binayad nmin sa kanila . In short niloko po nila kami na aasikasuhin nila yung unit . Nanghihinayang lang po tlga ko sa mga naw samin . Maraming maraming salamat po sa sagot

    1. You’re welcome, pero nalungkot ako dahil hindi kayo nanalo sa bidding. ๐Ÿ™

      Yun naman sa binayad niyo sa dating may-ari na ayaw ibalik, yan po ang nakaka-inis. Pwede po magcomplain kayo sa barangay/pulis. Sana may kasulatan/resibo kayo para mapakita na ebidensya para wala silang lusot. Pag ayaw talaga, pwede siguro ipa-tulfo niyo. Good luck po and stay safe.

      1. Hi sir jay ganyan din. May na icounter din akong ganyan sir jay buti diko pinatulan ma foforeclosed na din sila. Trough pagibig … bali di na nila na tinitirhan ang bahay balak nila ioccupied na namin para pag naoccupied na namin. Ei kami na daw ang priority ni pagibig sa pag ibig buti nalang di ko tinangap heheh. Madami na ponh nag gaganyan sa panahon .. .

        1. Hi Jerson, yes, ganyan nga yung nabanggit ko sayo na pwede mangyari. Kawawa naman si Ms Julie. Sana ibalik na lang yung pera nila para tapos na.

  31. Hi Sir Jay! ask ko lang po dun sa mga kasama sa public auction na bahay, yung nakalagay po na schedule ng auction niya ay February first week pero kapag po binuksan yung link na feb 22- march 1 kasama pa din po yung bahay na yun. ibig sabihin available pa po yun?

    1. Hi Ms. Pia, yes po, ang mga properties na hindi nabenta ay sinasama sa next schedules. Bale yung hindi nabenta sa 1st public auction ay mapupunta sa 2nd public auction. Pag hindi naman nabenta sa 2nd public auction, mapupunta sa nakaschedule under negotiated sale. Pag hindi pa rin nabenta under negotiated sale, pa-ulit-ulit isasama sa next schedule for under negotiated sale.

      For example, yung hindi nabenta sa 2nd Auction under NCR BRANCH – SPB 146th Tranche last FEB 01-05 2021, pwedeng isama nila sa FEB 22 โ€“ FEB 26, 2021 schedule under NCR BRANCH (negotiated sale batch 15066). By the way, napansin ko din, nililimit nila sa 500 properties kada schedule, kaya pwedeng sa iba-ibang schedule mapunta yung ibang properties na hindi nabenta.

      1. Good day sir!
        Ask ko lng po un bang sumali sealed public auction
        Hnd makaka avail long term payment ?only cash or short lng?

        1. Good day Ais, siyempre pwede po. Eto po nakalagay sa guidelines (from https://www.pagibigfund.gov.ph/document/pdf/acquiredassets/uploads/publicnodiscount/NCR_Tranche179_062521(ND).pdf):

          20. Payment of the remaining ninety five percent (95%) bid offer balance may either be thru any of the following modes:
          a. Cash Payment โ€“ the balance on the net selling price shall be paid not later than thirty (30) calendar days from date of signing of Deed of Conditional Sale (DCS).
          b. Short-Term Installment โ€“ the balance on the net selling price shall be paid in equal monthly installment and provided the chosen payment term shall not exceed twelve (12) months subject to an interest based on the Full Risk-Based Pricing Framework for three-year fixing period.
          c. Long-Term Installment โ€“ payment shall be in the form of monthly amortization based on the approved term, which may be up to a maximum of thirty (30) years with the following considerations:
          c.1. Approval and term shall be subject to eligibility requirements stipulated under the Circular 428 Omnibus Guidelines on Sale of Pag-IBIG Fund Real and Other Properties Acquired;
          c.2. The amount shall be the bidderโ€™s bid offer, net of 5% downpayment;
          c.3. The bidder shall be required to file his/her Long-Term Installment application and pay the processing fee within thirty (30) calendar days upon receipt of Notice of Award:
          – Incidental expenses and
          – Equity, if applicable;
          c.4. In case the Bid Offer, net of the five percent (5%) bid bond and additional discount, is still higher than the approved amount for Long Term Installment, the amount in excess shall be treated as equity. It shall be paid by the buyer within thirty (30) calendar days from receipt of Notice of Conditional Approval of Sale (NCAS).
          c.5. Original Borrowers who wish to participate on the Sealed Public Auction sale shall not be allowed to avail long term installment as mode of payment. They may only submit offer thru cash or short-term installment basis.
          c.6. In case the application has been disapproved due to buyerโ€™s fault, the 5% bidderโ€™s bond shall be forfeited in favor of the Fund.

          1. Thanks you so much po s update Sir.sana walang nakakuha sa property na gusto ko Inc.req.pa kc ako ng makita ko xa under pubic auction wait ko nlang mapost ul8…

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