April 7, 2025 – Here’s my updated compilation of Pag-IBIG foreclosed properties for April 2025, the latest listings/schedules for 1st/2nd Online Public Auction and negotiated Sale have been added. Details below.
Table of Contents
Summary of 3rd update (as of April 6, 2025)
New listings added:
- NCR Branch 1st Online Public Auction Tranche # OPA1510023: Acceptance of bids on April 14-18, 2025 and includes properties from Batangas, Bulacan, Cavite, Laguna, Metro Manila, and Rizal.
- NCR Branch 2nd Online Public Auction Tranche # OPA1520022: Acceptance of bids on April 14-18, 2025 and includes properties from Batangas, Bulacan, Cavite, Laguna, Metro Manila, and Rizal.
~Jay Castillo~
Pag-IBIG Foreclosed Properties For Sale (April 2025)
Browse all Pag-IBIG foreclosed properties/acquired assets in “easy to search” database:
Note: The foreclosed real estate database allows you to quickly search for foreclosed properties from ALL tranches/batches.
==> Click for all Pag-IBIG acquired assets/ foreclosed properties inside our database
I always say you should avoid occupied foreclosed properties, so I excluded them all:
==> Click to exclude Occupied pag-ibig foreclosed properties inside our database
The source of this compilation of acquired assets is from Pag-IBIG’s official website.
If you prefer to see properties per batch/tranche, see tabulated list below.
NCR Branch Schedules/Listings – List of Tranches/Batches
Tabulated below are all the Tranches/Batches as scheduled under Pag-IBIG’s NCR branch.
April 2025
| Bid/Offer acceptance period/details | Property list / Guidelines | Locations | # of properties |
|---|---|---|---|
| April 14-18, 2025 ▪️ NCR Branch ▪️ First Online Public Auction ▪️ Tranche OPA1510023 ▪️ No Discount | Note: When you go to Pag-IBIG's website, you need to go to the OPA1510023 list to view pictures and submit bids (The "Submit Offer" button will only appear during the period of acceptance of offers). | ▪️ Batangas ▪️ Bulacan ▪️ Cavite ▪️ Laguna ▪️ Metro Manila ▪️ Rizal | 75 |
| April 14-18, 2025 ▪️ NCR Branch ▪️ 2nd Online Public Auction ▪️ Tranche OPA1520022 ▪️ With Discount | Note: When you go to Pag-IBIG's website, you need to go to the OPA1520022 list to view pictures and submit bids (The "Submit Offer" button will only appear during the period of acceptance of offers). | ▪️ Batangas ▪️ Bulacan ▪️ Cavite ▪️ Laguna ▪️ Metro Manila ▪️ Rizal | 150 |
| April 07-11, 2025 ▪️ NCR Branch ▪️ First Online Public Auction ▪️ Tranche OPA1510022 ▪️ No Discount | Note: When you go to Pag-IBIG's website, you need to go to the OPA1510022 list to view pictures and submit bids (The "Submit Offer" button will only appear during the period of acceptance of offers). | ▪️ Batangas ▪️ Bulacan ▪️ Cavite ▪️ Laguna ▪️ Metro Manila ▪️ Pampanga ▪️ Rizal | 200 |
| April 7-11, 2025 ▪️ NCR Branch ▪️ 2nd Online Public Auction ▪️ Tranche OPA1520021 ▪️ With Discount | Note: When you go to Pag-IBIG's website, you need to go to the OPA1520021 list to view pictures and submit bids (The "Submit Offer" button will only appear during the period of acceptance of offers). | ▪️ Batangas ▪️ Bulacan ▪️ Cavite ▪️ Laguna ▪️ Metro Manila ▪️ Rizal | 150 |
| April 7-11, 2025 ▪️ NCR Branch ▪️ Negotiated Sale ▪️ Batch # 15254 | Note: When you go to Pag-IBIG's website, you need to go to the 15254 list to view pictures. Submission of offers is still through previous manual process (see guidelines). | ▪️ Batangas ▪️ Bulacan ▪️ Cavite ▪️ Laguna ▪️ Metro Manila ▪️ Pampanga ▪️ Rizal | 500 |
| MARCH 31 to April 4, 2025 ▪️ NCR Branch ▪️ First Online Public Auction ▪️ Tranche OPA1510021 ▪️ No Discount | Note: When you go to Pag-IBIG's website, you need to go to the OPA1510021 list to view pictures and submit bids (The "Submit Offer" button will only appear during the period of acceptance of offers). | ▪️ Batangas ▪️ Bulacan ▪️ Cavite ▪️ Laguna ▪️ Metro Manila ▪️ Pampanga ▪️ Rizal | 59 |
| MARCH 31 to April 4, 2025 ▪️ NCR Branch ▪️ 2nd Online Public Auction ▪️ Tranche OPA1520020 ▪️ With Discount | Note: When you go to Pag-IBIG's website, you need to go to the OPA1520020 list to view pictures and submit bids (The "Submit Offer" button will only appear during the period of acceptance of offers). | ▪️ Bulacan ▪️ Cavite ▪️ Laguna ▪️ Metro Manila ▪️ Rizal | 150 |
| MARCH 31 to April 4, 2025 ▪️ NCR Branch ▪️ Negotiated Sale ▪️ Batch # 15253 | Note: When you go to Pag-IBIG's website, you need to go to the 15253 list to view pictures. Submission of offers is still through previous manual process (see guidelines). | ▪️ Batangas ▪️ Bulacan ▪️ Cavite ▪️ Laguna ▪️ Metro Manila ▪️ Pampanga ▪️ Rizal | 500 |
| Total: 1784 |
The deletion of listings from March is ongoing.
How about Provincial Schedules/Listings?
To view the latest provincial schedules/listings, just go to pag-IBIG’s website: https://www.pagibigfundservices.com/OnlinePublicAuction/
Online Public Auction – Buying Foreclosed Properties Just Got Easier!
Pag-IBIG has officially launched the Online Public Auction (OPA) for their foreclosed properties/acquired assets.
This means there is now a more convenient way to submit bids/offers, no need to visit their branches or send via courier.
Please take note of the updated buying procedure in the Invitation To Bid/Guidelines for each tranche.
More info about the Pag-IBIG Online Public Auction system/platform can be found here:
=> Pag-IBIG Online Public Auction – Everything You Need To Know
By the way, With Pag-IBIG’s Online Public Auction system/platform, you have to go to their website to submit an offer/bid. Which is why I added a button that links to Pag-IBIG’s website, with instructions.
~Jay Castillo~
How can I find Pagibig house and lots, condos, vacant lots, etc?
Here’s a handy list for easy reference:
- Pag-IBIG House and lots (includes row houses, townhouses, etc)
- Pag-IBIG Condominium units
- Pag-IBIG Vacant Lots
To quickly find the types of properties you prefer, you can use “keywords” when you search our foreclosed properties database.
For example, the keywords “pagibig” and “house” will find all pagibig properties with the word “house” in their listing descriptions. This will also include rowhouses, townhouses, house and lots, etc. Click here to see the search results for pagibig+house.
For condos, simply use “pagibig” and “condo”. Click here to see search results for condos.
For Vacant lots, you will have to use “lot only” as this is the term often used by pag-IBIG. Click here to see the search results for lot only.
You can then filter according to your preferred location(s).
I’ll share a video tutorial when I have time.
How to participate in a Pag-IBIG Online Public Auction for acquired assets
Here’s a quick overview/summary of the buying process via Online Public Auction:
1. View the list of Pag-IBIG foreclosed properties for sale included in the auction and identify the property or properties you are interested in. Take note of the PROPERTY NUMBER.
2. Do your due diligence. When you find a property that you are interested in, you need to do a reasonable amount of due diligence (property inspection to see extent of repairs needed, check if there are any illegal occupants, checking the titles/tax declarations for any problems, etc.). Always keep in mind that foreclosed properties are for sale on an “As-is, where-is” basis.
4. Register for the Online Public Auction – Bidders are required to register online on this page (also includes requirements):
==> https://www.pagibigfundservices.com/OnlinePublicAuction/Registration/RequirementsView
For more info, you may visit my article Pag-IBIG Online Public Auction – Everything You Need To Know (So Far)
5. Submit sealed bid – As of February 2025, there are 2 ways bidders can submit their bids online:
- Go to Pag-IBIG’s official website: https://www.pagibigfundservices.com/OnlinePublicAuction/ and go to the tranche with your target property. Search for your target property using the PROPERTY NUMBER of your target property as listed above and then click the “Submit Offer” button and follow instructions. Bidders can only submit bids during the duration of acceptance of bids (The “Submit Offer” button will NOT be available before/after the period of acceptance of offers)
- Go to Pag-IBIG’s Property Finder Page: https://www.pagibigfundservices.com/OnlinePublicAuction/ListofProperties/PropertyFinder. In the drop-down under “Search By”, choose ROPA ID and enter the PROPERTY NUMBER of your target property as listed above and click the “Search” button. You will see details of your target property with the “Submit Offer” button. Click the “Submit Offer” button and follow instructions. Bidders can only submit bids during the duration of acceptance of bids (The “Submit Offer” button will NOT be available before/after the period of acceptance of offers).
6. Opening of sealed bids shall be done as per schedule. The results of the sealed public auction shall be released and posted at Pag-IBIG’s official website. Winning bidders shall also be notified via email and SMS.
7. Winning Bidders Payment of Bid Bond – As per guidelines: “The winning bidder shall be required to pay a DOWNPAYMENT equivalent to five percent (5%) of the BID OFFER, which shall be paid within five (5) working days from the receipt of notification. It shall be in Philippine Currency and may be in the form of cash or manager’s check payable to Pag-lBIG Fund.”
Reminder: What you see above is just a quick summary. The exact step-by-step instructions are inside the guidelines as released by Pag-IBIG for each auction, which you can download above.
How to Buy Pag-IBIG Acquired Assets for Negotiated Sale
Note: The procedure for buying via negotiated sale is through the old manual submission process. See details below.
To explain the details, I uploaded a step-by-step video tutorial in youtube, see below to watch:
Step-by-step tutorial video
Click to watch video in Youtube ==> How to buy/avail Pag-IBIG acquired assets/foreclosed properties under negotiated sale (Step-by-step tutorial)
Step-By-Step guidelines
To view the latest step by step guidelines from Pag-IBIG, see them all at this page:
Summary from Pag-IBIG’s website:
“1. The list of the properties for negotiated sale may be viewed at Pag-IBIG Fund website. Please take note of the Publication Batch No., Start/End Time and Date of Acceptance of Offer.
2. Interested buyers are encouraged to inspect their desired property/ies to purchase prior to submission of offer/s.
3. On the scheduled date of submission of offer, buyer shall register at the acquired asset frontline counter servicing at the start of the acceptance period.
4. Buyer must accomplish and submit an Offer to Purchase indicating the preferred mode of sale and payment in a sealed envelope. Then drop in a designated drop box.
5. Dropping of sealed envelope in a drop box is according to scheduled date.
6. Cut off time for submission of offer/s is at 5:00p.m. After cut off time, registration of buyers shall be closed.
7. NO more offers shall be accepted from unregistered buyers after the cut-off time and date.
8. The opening of sealed envelopes shall be done on the date, time and place stated in the Invitation to Submit Offer to Purchase
RESERVATION FEE SHALL BE ACCEPTED ONCE DECLARED AS THE HIGHEST PURCHASE OFFEROR OR WINNING BUYER.”
For more details kindly call at 8-654-1398/8-654-1032 or visit us at 2nd Flr. Acquired Asset Counter Servicing at JELP Bldg., Shaw Blvd., Mandaluyong City”
Important reminders for interested buyers
1. Pagibig does not accept reservations thru Real Estate Brokers/Agents
This was announced in Pag-IBIG’s website last September 30, 2019, and I noticed they also removed their list of accredited real estate brokers. They advice interested buyers to coordinate directly with the Acquired Asset Management Group or with the nearest Housing Hubs. Be very careful with real estate brokers/agents who are selling Pag-IBIG foreclosed properties, they are not authorized and you might end up getting scammed! Refer to article below for more info.
- How to Identify and Avoid Foreclosed Property Scams
- Real Estate Brokers/Agents are NOT allowed to sell Pag-IBIG foreclosed properties
2. Pag-IBIG foreclosed properties are all for sale on an “as-is, where-is” basis
3. A big number of properties on the listings are occupied.
In summary, we do not recommend buying occupied properties, even if they can have big discounts.
Also, if you buy an occupied property, there is a risk that the occupant will cannibalize/vandalize the property, just like this one: Occupied Pag-IBIG acquired asset cannibalized/vandalized by ex-owner
4. Do your due diligence before submitting a bid/offer.
To guide you with your due diligence, you may refer to our article “31 Questions you need to ask when inquiring about foreclosed properties“
5. Check for new Erratum/Announcements.
Please refer to the notice from Pag-IBIG:
“Interested parties are encouraged to visit Pag-IBIG’s website, https://pagibigfund.gov.ph/acquiredassets.html five (5) days prior the actual opening of bid offers, to check whether there is any erratum posted on the list of properties posted under the sealed public auction/negotiated sale.”
What are Pag-IBIG Acquired Assets?
Pag-IBIG acquired assets are properties that were repossessed by Pag-IBIG because the property owner (who financed the purchase through a housing loan from Pag-IBIG) was not able to pay their monthly amortizations for at least 3 consecutive months.
Typically, non-payment would trigger the foreclosure process.
If the borrower is unable to catch-up with payments (or is unable to restructure the loan), the property will end up in a foreclosure auction that shall be conducted by the Sheriff at the City/Municipal hall where the property is located.
The lending institution (Pag-IBIG or HDMF in this case) will end up as the winner of the foreclosure auction by default if there are no other bidders, and the redemption period begins once the certificate of sale is annotated on the title.
The redemption period (1 year for individuals, 90 days for corporations) gives the borrower a chance to redeem the property, where they have to make a full payment before the redemption period ends.
If the borrower is unable to redeem the property, then the property will end up as a Pag-IBIG acquired asset or foreclosed property and they can proceed with transfer of ownership from the borrower to Pag-IBIG.
This transfer of ownership is often referred to as the “consolidation”, which can take a long time, depending on the completeness of the documents and other requirements (for example, payment of real estate taxes, etc.) needed for the transfer of ownership.
Frequently Asked Questions (FAQ)
1. How to avail Pag-IBIG acquired assets? How to buy via auction/ negotiated sale?
You can refer to the video and text summaries above. You can also read the bidding guidelines/invitation to bid for more detailed information, please download a copy from the table of schedules above (with red download buttons).
Note: Each schedule/listing of properties for auction/negotiated sale will have its own guidelines/invitation to bid, which also contains the list of properties for sale.
2. Can I get Pag-IBIG financing for Pag-IBIG foreclosed properties/acquired assets?
As a general rule, you can finance the purchase of Pag-IBIG foreclosed properties/acquired assets through a Pag-IBIG loan. This applies to buying via public auction and negotiated sale. Details are included within the guidelines for each tranche/publication batch. If you have questions, contact Pag-IBIG directly through the contact details specified in each of the listings above.
3. Where/how can I find a Pag-IBIG foreclosed property that is not on any current list/schedule?
It might be included in an upcoming schedule/listing. It’s also possible that it is not yet for sale (Ex. The property needs to be appraised, the redemption period has not yet lapsed, etc). It is also possible that it was already sold in past schedules. Please call Pag-IBIG directly to inquire. I highly suggest that you call the designated contact person(s) in other listings/schedules for the same location of the property/ies you are interested in.
4. Can you help us find Pag-IBIG foreclosed properties within my preferred location/city/village/budget, etc?
We can no longer give assistance as brokers because Pag-IBIG no longer allows brokers/agents to sell their properties effective September 30, 2019.
However, I created a tool so you can find properties easily and “Do It Yourself”.
You can search our foreclosed properties database where you can quickly find properties in your preferred location (search for the city, subdivision, village, condo name, etc). You can even filter to only include properties withing your target price-range/budget, and also exclude properties that have illegal occupants as indicated in the listings from Pag-IBIG.
5. What does it mean if a Pag-IBIG acquired asset is “OCCUPIED”?
An “Occupied” status/remark means the foreclosed property has illegal occupants, and the buyer will have to eject the occupants. We also received feedback that some properties that are listed as unoccupied can turn out to be occupied.
Here are additional info for your reference:
1. Bad things can happen if you buy properties with illegal occupants. Don’t believe me? Watch this video to see what can happen: Why we don’t recommend buying foreclosed properties that are occupied (even if they are cheap)
2. How to avoid foreclosed properties that are tagged as “occupied” – This is now easy with our “Foreclosed Properties Database”. Here’s a step-by-step on how to do this: How To Exclude Occupied Foreclosed Properties When Searching Our Foreclosed Real Estate Database
If you find out that a property is occupied, my advice is to forget about that property and move-on to other available properties that are not occupied.
6. Who do I contact to inquire for Pag-IBIG foreclosed properties?
Please contact Pag-IBIG directly through their designated contact person(s) for each schedule/listing of properties for public auction/negotiated sale. The contact person(s)/contact details can be found inside the listing/bidding guidelines above, and also within the details for properties inside our database.
7. Can I buy Pag-IBIG foreclosed properties that were not sold during a previously scheduled public auction/negotiated sale?
Yes you may, but you have to check if a property is really still available and was not sold during a previous schedule (you have to contact Pag-IBIG directly to check). To give you an idea, here’s what can happen to properties that are not sold (This is based on Pag-IBIG circular 428):
1. If a property is not sold sold during the 1st auction, it will be included in a 2nd auction (you have to check each new schedule/listing to see if your target property is included).
2. If a property is not sold during the 2nd auction, it will be included in another schedule/list of properties under negotiated sale.
3. If a property is not sold under a schedule/listing via negotiated sale, it will be included in another schedule/listing of properties under negotiated sale. They repeat this until it a property gets sold.
8. Can I sell Pag-IBIG foreclosed properties as a real estate broker/sales person?
No, Pag-IBIG no longer allows accredited licensed real estate brokers to sell their foreclosed properties as announced on their official website last September 30, 2019. Details are explained here: Real Estate Brokers/Salesperson are not allowed to sell Pag-IBIG properties
9. Can you please check if a Pag-IBIG foreclosed property from an old list/schedule is still available?
Only Pag-IBIG has information if a property is still available and was not sold in previous listings/schedules of auctions and negotiated sale. Please contact Pag-IBIG directly to check if a property from an old listing/schedule is still available. I highly suggest that you call the designated contact person as indicated in the old schedule/listing.
10. What are the requirements to buy Pag-IBIG foreclosed properties?
To get a complete list of requirements, please refer to the guidelines which you can download above (those in red buttons).
11. We live in a property that is now a Pag-IBIG acquired asset/foreclosed property, can we buy it/apply for it?
Pag-IBIG can give occupants of their acquired assets a chance to purchase the property. They call this a “Direct Purchase”. Here are the details as quoted from Pag-IBIG circular 428:
“IV. DIRECT PURCHASE FOR OCCUPIED UNITS
1. Direct Purchase shall refer to the purchase of the acquired assets by the present occupant.
2. The Fund shall issue an Invitation to Purchase (ITP) to the present occupant offering him/her the option to purchase outright the acquired asset or to lease the property with option to purchase later.
3. The present occupant shall submit an Offer to Purchase (OTP) indicating his chosen mode of payment, and pay the non-refundable reservation fee. Said reservation fee shall be forfeited in favor of the Fund in case the buyer did not pursue the sale transaction, or his application is denied for reasons attributable to him. The OTP shall be valid for a period of thirty (30) calendar days.
4. The selling price of the subject acquired asset shall be based on its latest appraised value.
5. No discount shall be granted under direct purchase.
6. Once an offer has been made, the buyer must comply with the terms and conditions of the chosen mode of payment under Item VI.1 of this Guidelines within the prescribed period from payment of the reservation fee.
7. If the occupant fails to submit an OTP within the prescribed period from receipt of the Invitation to Purchase, Pag-lBIG Fund may initiate the eviction proceedings.”
Link to Pag-IBIG Circular No. 428 – Omnibus Guidelines on the Sale of Pag-IBIG Fund Real and Other Properties Acquired: https://www.pagibigfund.gov.ph/document/pdf/circulars/housing/Circular%20No.%20428%20-%20Omnibus%20Guidelines%20on%20the%20Sale%20of%20Pag-IBIG%20Fund%20Real%20and%20Other%20Properties%20Acquired.pdf
12. What does it mean if Pag-IBIG acquired asset’s title is “FOR CONSOLIDATION”?
When a Pag-IBIG foreclosed property’s title (TCT/CCT) is “FOR CONSOLIDATION”, it means it is still under the name of the former owner/original borrower and Pag-IBIG has not yet finished the transfer of the title to them.
The process of transferring the title of a foreclosed property/acquired asset to Pag-IBIG is called “CONSOLIDATION” and it can take a long time depending on the completeness of the documents required for the transfer of the title.
Read: Pag-IBIG Acquired Assets: For Title Consolidation Meaning (Safe To Buy?)
13. What is the difference between Pag-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES?
PAG-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES are the same. These properties are also referred to as ROPA (Real and Other Properties Acquired). They can also be referred to as pagibigfund acquired assets
14. What does “TCT under abatement” mean? Is it safe to buy?
The BIR has an “Abatement Program” where the taxpayer (HDMF in this case) can apply for the reduction or cancellation of taxes, penalties, and/or interest. This process can take a long time and will affect the consolidation of the title. This is the reason for the following disclosure in the affected listings:
“TCT UNDER DEVELOPER OR UNDER ABATEMENT MAY TAKE SEVERAL YEARS (MORE OR LESS 5 YEARS) FOR TCT TO BE CONSOLIDATED IN THE NAME OF THE FUND”
Since the consolidation of the title will take a long time, this can make it difficult to transfer the ownership if you decide to sell the property. To avoid complications with title transfer to your buyer, you will have to wait for the title consolidation to finish.
Got more questions? Please read:
If you have more questions with regard to the buying process, please read the bidding guidelines first. Most questions already have answers in the files because they have instructions, forms for bidders, and contact details of Pag-IBIG. You may download the guidelines per publication batch from the table above (the red buttons).
If you want to inquire about a property, please contact Pag-IBIG directly as this helps ensure that you get the details you want faster, Pag-IBIG contact info are included in the guidelines for each publication batch.
Pag-IBIG contact details
If you are interested in any of the Pag-IBIG foreclosed properties in the listings above, please contact Pag-IBIG DIRECTLY! You should contact the person-in-charge as written in the bidding/negotiated sale guidelines.
You may also call Pag-IBIG’s Hotline:
Pag-IBIG FUND HOTLINE:
- 8-724-4244 (8-Pag-IBIG) – 24/7 Call Center operation
Full disclosure: Nothing to disclose. We are not accredited real estate brokers of Pag-IBIG. We are posting this as a public service announcement for those who have been asking for updated listings of foreclosed properties from Pag-IBIG.
References
- Pag-IBIG official website. Pag-IBIG Fund. As retrieved on April 6, 2025
- Steps to Purchase Acquired Assets. Pag-IBIG Fund. As retrieved on July 15, 2020
- Pag-IBIG official website. Pag-IBIG Fund. As retrieved on September 30, 2019
- Jay Castillo. Why we don’t recommend buying foreclosed properties that are occupied (even if they are cheap). ForeclosurePhilippines.com. Last retrieved on February 16, 2018
Search for more foreclosed properties in our database…
You can also search from over 30,000 foreclosed properties in our database.
This includes other banks and lending institutions that have foreclosed properties for sale.
Use this to quickly search for all foreclosed properties in a subdivision, village, condominium project, city, etc.
==> Click for advanced foreclosed properties search
All locations with foreclosed properties by Province/City
You can also browse all locations within the Philippines with foreclosed properties available from ALL banks/lending institutions inside our database, grouped by Province/ City, on this page:
==> Click to browse all foreclosed property locations
Note: The “Foreclosed Properties Database” is a work in progress. If you have comments/ suggestions, please do let me know by leaving a comment below.
Hi THERE, paano po malalaman if ung house na tinitirhan mo ay forclose na? willing naman po kasi ako aplyan
dito po ang area namin sa Trece Martires Cavite- executive Sbdv II
Hi Sir Jay
Tanung lang po kasi bago lang din po ako , may plano po ako kumuha under bank financing pero kung mas mura itong acquired assets sa pag ibig, Pwede po ba ako kumuha na payable monthly? Yan po bang mga bidding na yan dapat may dala kana agad na pera pambid, Hindi ba pwedeng kumuha lang nang acquired asset na pwede bayaran monthly after paying the processing fee and reservation fee of 3k? (provided na approved na ang loan sa pag ibig) mga less than a million lang po kase kaya ko sana hulugan na bahay at lupa. Salamat po
Sir naghahanap po ako ng commercial dita sta.Rosa Laguna.malapit sa rotonda.baka may alam po kayo.kc may nakapagsabi s akin n may n foreclosed po doon sa PDIC nagsara n po un sampaguita loan bank.sa San Pedro Laguna ,ang humawak n po daw PDIC.pwede po bang malaman.thanks.God bless
Good day po gusto ko sana mag avail ng house and lot na for close pano po at magkano kelangan na cash out para mkapag avail
Hello..gusto ko lang po itanong kung for open na po ito has na tntrhan namen kc nkktanggap na kme ng for closure..blk9 lt 13 crystalville cabuyao laguna..blak po kc namen e apply sa pag ibig..thanks po
tanong ko lang po sir jay, san ko po malalaman kung wala pong nag bid sa property na gusto ko, di po kasi kami nakasali sa bidding ng april 20 .. salamat po
Good day sir wala po bang foreclosed sa camella springville garden 2 molino 3 po? And my bakanteng bahay po kasi sa tapat namin garden 2 po kami blk 4 lot 1 poinsettia st. Corner petunia. Un tapat namin corner din po..
SIR MERON PO SANA AKO IPA KONSULTA. TUMAWAG PO KASI SI PAG-IBIG SABI KAILANGAN DAW BAYARAN YUNG DELAYED PAYMENTS 5MONTHS NAPO SABI KOPO SA MAY 2017 FULL PAYMENT KO SABI NILA DINA DAW PWEDE DAPAT ITONG APRIL DAW DAPAT BAYARAN AT MAY SINASABI CYANG NASA PARANG ATTORNEY DAW ATA YUNG DESISYON. TAMA PO BA YUN? O TALAGANG FORECLOSED NAPO YUNG BAHAY? NAKAPANGALAN LANG PO SAKIN KASI YUNG BAHAY NA KINUHA NG ATE KO AT HINDI NA PALA NYA NABAYARAN MULA NOVEMBER 2016. BABAYARAN KO PARIN DAW PO BA YUNG 5MONTHS? SABI PO NUNG TAGA PAG IBIG NA TUMAWAG KUKUNIN DAW NILA SA PAG-IBIG CONTRIBUTIONS KO YUNG 5MONTHS NA WALANG HULOG KAHIT HINDI NA ITULOY ANG PAG BABAYAD. TAMA PO BA YUN SIR JAY? NAG SABI PO AKO NA BABAYARAN KO LAHAT SANA BY MONTH OF MAY LAHAT HINDI DAW PO PWEDE DAPAT ITONG MONTH LANG DAW PWEDE. THANK YOU PO
meron po ba kau foreclosed dito Deca homes..brgy. San Felipe Naga City Camarines Sur?
Hello Sir Jay,
My friend is interested to bid kaya lang natapos na yung schedule ng bidding sa property na gusto niya, saan po ba naming pwede iinquire if may nanalo na or pwede pa ba siyang makahabol? Salamat
GooD pm ask ko lng pwede ko b I monthly ung for closed n house since pag ibig member ako.kumbaga sasaluhin ko ung bayad since for closed n sa pag ibig.sa las palmas po caypombo
Hi sir, may foreclosed house pa dito sa southern heights san pedro laguna? Balak ko po kc bumili…if ever po na meron ano po pwede requirements para makabili ng bahay…maraming salamat po
Good day sir,
May balak sana akong kumuwa ng for closure n bahay dito sa marilao kaso wala akong idea or alam kung pano gagawin san ko ba malalaman yung mga kailangang gawin para maka avail ng forclosure na bahay. Saan ko din po malalaman kung saan may available na for closure dito sa villa roma marilao. Paano din po ang pagbabayad nun? Monthly din po ba ito. Salamat po
Good day Sir,
May balak sana ako sumali sa bidding process ng pag ibig to acquire house, but i have no money here in my pocket. I only have salary to be pay monthly as a recommend. What should i do? please advice. thank you.
Sorry Nicolas but “nothing down” is not possible with Pag-IBIG, you just have to save up for it. I won’t recommend borrowing for the downpayment
sir jay tanong ko lang po pag sumali po ba ako sa bidding yung 10% ng amount n ibid ko is bbayaran agad pag ikaw yung nakuha?
Hi Sir, Panu po mag avail ng pag ibig housing loan if andto po ako sa UAE, panu po ang first process na dapat kong gawin, I am hoping for the positive response from your end.
Good day po ako po ay taga davao.about po sa lugar namin.yung katabi naming bahay is forclosed napo undwr na po daw siya PDIC.ang location po namin sa Blk22 lot 11 Makar Rosalina 3 Talomo District,Davao City.Gusto ko malaman saan po pwede i apply para makuha nmin yung bakante
good day sir tanong ko lang kung possible po bang i transfer namin yong home loan namin under BDO UNIBANK kasi kami tapos nagka problema kami with the bank so yong property namin is running for close na by next year april 2018 gusto sana namin na i avail na lang yong sa pag ibig po possible po kaya yun sir.
gud am po sir meron po ba forclose along cabuyao or starosa sa halagang 2k plus? tnx po
ask ko po sana kung paano namin makuha itong nasa katabi nmin na unit. na forclose na po pero di pa lumalabas sa pag ibig. worried kmi bka bigla na lng makuha ng iba ng di nmin alam. paano po ba ang maari naming gawin para sure po na kmi mkakuha. ty po
mcc wellington place phase12 blk108 lot13 pasong camachile-2 general trias cavite .my nkapaskil forclose confirmation lng if still available?
Good afternoon!
Any tip po, kung merong for bidding na unit sa Solar Townhomes, Bagumbong Caloocan City?
Salamat po
Pano po ba bumili ng properties dito sir baka pwede nyo ako matulungan
HI GOOD PM PO SIR,
nakita ko sa Acacia Homes Subd, Dasmarinas city, foreclosed na po iton yong Blk-7 Lot-11 Acacia Homes Subd. burol III Dasmarinas city. Hindi ko ma contact ang acquired asset.. matutulongan nyo po ba ako. Edith Gajo 5314931
Mga taga pag ibig sagutin nyo din mga katanungan nila po pls
Gud morning sir, anu po ibig sabihin ng title consolidation? Thanks.
good day po sir! may unit na po ako. ung katabi ko pong bahay ay my nakalagay na pagibig property na po at more than one year na noong nag start ung auction sa bahay. gusto ko po sana kunin ung unit na nasa tabi ng bahay ko. pero noong nagpunta ako sa pag ibig mandaluyong d pa dw maayos ung turn over ng unit. pero po sa developer po acquired na dw ng pag ibig ung unit.. d naman po nakalagay sa negotiated sale ung unit. maaari po kayang may nakabili na nitong unit
good am Mr. Jay, ask ko lan po nakabili po ako ng forclosure yun title po nakatrnsfer n s bank, nun sheneriff na po yun property at binakuran na bigla po may naghabol ang claim po ng oppositon ay mali daw po yun lote n binakuran n banko pr iturnover sa akin pero lumalabas po sa surveyor n issue ng court eh tama po pero may hawak din po sila na plan na nasasabi na d daw po dun kundi sa unahan pa ng property..ipapatransfer n po s akin yun title at naghahabol po yun opposition at dadalhin nya daw po sa korte, ano po ang karapat dapat n surveyor s property na makaksiguro na tama nga ang lote n binakuran natatakot po ako n baka mali kami at sya ang tama,,,at anu po ba makukuha ko n assurance s banko kung mangyari man ang ganun sa pagkakataon n nsalin n sa akin ang title …?please advise
hello goodmorning sir jay ask.lng po bgo lng kmi nghuhulog s pagibig ofw kmi magasawa pero gusto nmin kmuha ng lote dto sa mga inooffer paano po kami mkkpagavail salamt po
Good day! Sir Jay Castillo, ppano po kung nsa list for auction / acquired assets. tapos pinuntahan po nmin yung location at may nakatira p sa unit. Pag-ibig po b ang magpapaalis s nakatira?
hindi po kau po medyo mhirap po kapag occupied ang property na gusto nyong bilhin
Hi Sir Jay! Ask ko lang po opinion ninyo. Nakapag-reserved na po ako at nakapag-submit ng requirements sa PAG-IBIG at nabigyan na ako ng Confirmation Of Sale doc, as per stated sa doc na ito, I was able to meet their requirements sa property na gusto ko (including financial capacity to pay my mortgage), then ang sabi is for me to follow-up after 2 months. May tendency pa po ba na ma-disapproved ang housing loan ko kung sakaling na-meet ko naman ang mga requirements nila? They we’re asking kung gusto ko maglagay ng co-borrower dahil kung sakali nasa P900K ang ilo-loan ko. Pero nagsisimula pa lang mag-work ang mga kapatid ko kaya di pa sila qualified same with my parents na hindi member ng PAG-IBIG. But if ever po we have means to pay naman in advance dahil po sa ipon namin at sa ibang property na kasalukuyang ibinebenta din namin. Thanks!
Good day sir tanong klang may binebentang bahay.pero hindi pa cia tapos sa pag ibig.pwede kbang i apply sa pag ibig para ako na ang mag tuloy.kung baga parang ipapasalo ng may ari.
meron po ba kau foreclosed dito sa alta tierra homes..brgy. olaes gma cavite?
Sir tanong klang may binebentang bahay pero hindi pa po tapos sa pag ibig ibig kung baga ipapasalo lang.pwede kbang ipasok sa pag ibig.para ako na ang mag tuloy. Pwede po ba yun
Good Day Sir, Magtatanong lang po kung pano at kelan ko pwedeng malaman na available na yung forclosed unit for reservation? Gaano katagal normally ipinopost ng Pag ibig sa website kung na tatakan yun house nung February 8, 2017? Kasi nagpunta ako ng pag ibig, ang sabi, kailangan ko pa daw hintayin ng ma upload sa website ang unit.
nicole shane,
sir ask ko lng po kung pwede na po ba pumunta sa pag ibig kahit wala sked ng auction para maipareserve na po ung naka auction na property?napuntahan ko na po ung property at unoccupied po..thanks
for bidding ba lahat sir means pataasan ng prisyo kung cnu masmataas sya mkkuha
I’ve been calling your contact number 422-3000 local 5124 amd 6546566 since 9am today but no answer when ringing but sometime busy! i am interested with one of your foreclosed property in cavite. my contact number is 5313081 or 09088965993
thank you
Sir jay may housinb loan po ako sa pag ibig nakuha ko po eto 2011 pa pero sa ngaun po ay mahigit 1 year ko na po d nuhulugan at nacancel na daw po ang cotract to sell at nasa acquired asset na daw po nung dec 2016 po. Nanghihinayang po ako sa nahulog ko kaya po gusto ko talaga makuha ulit sa ngayon po ay dito pa kami nakatira Pero sabi po ng acquired ay maghintay po ako ng letter. Ask ko po kung gaano po katagal ang pagprocess nun sa acguired at masasama na po ba sa auction ang property. Nais ko po makuha ulit sir jaym ano po gagawin ko. Saka ang inaalala ko po baka po bigla nalng po pumunta dito sa bahay ang pag ibig at paalisin kami, pwede ba yu .please help po. God bless po.
ang alam ko 3 beses kayong padadalhan ng sulat,medyo matagal may taon pero meron din mabilis lang at bibigyan kayo ng pagkakataon na mabayaran sa loob ng 1 taon last chance yun kumbaga,kapag di ninyo nabayaran saka pa lang ibibidding bahay nyo at wag kang mag alala di yun ora mismo at kung may asawa ka at member ng pag ibig pwede syang lumaban sa bidding,kung kaya ng cash or 1 year to pay mas mainam para walang gaanong requirements,kung tuluyang di nyo makuha ulit bahay nyo ang magpapaalis sa inyo eh yung bagong may ari
better to go to mandaluyong pag ibig para ma verify mo ung status ng lote and incase bring all the documents para ma owned mo ulit to continue mabayaran ang bahay.
Goodpm Sir…I have a question lng po,kpg ntapos napo ba yung auction/bidding day yung property na gusto mo ibid hindi naba pwede ibidd?
Dapat pwede pa po pero negotiated sale na po siya, hindi na bidding.
mas maganda po ba kapag negotiated sale na po yong property? Thanks
Ask ko lng po paano po kung ung monthy payment sa pag-ibig is 4k paano po kung hnd mbyarn ng buo every month ano pong mangyayari??
Sa pagkakaalam ko po mafoforeclose napo yung property pag hindi nakabayad ng 3 consecutive months. Yun po kasi nakalagay sa monthly billing statement ko.
Hi po ask ko lang po kung meron pa po bang available na unit or lot sa my Country meadow gen.trias.
Good day! Ask ko lang kung paano yung process sa negotiated sale? Salamat
Hi sir! Hope you can help us- matagal na po kaming hindi nakakahulog sa pag ibig, more than 12 months na po at nakareceived na po kami ng final deman letter sa pag ibig due this month. Kaya napag desisyonan po namin na ibenta na lng ang unit at ipasalo ang loan para naman kahit papano eh may makabalik sa mga hulog namin. Ang problema po, natatakot po kami na ibenta ang unit kasi sabi nung pinsan namin niloloko lng daw po kami nung agent – nagkukunyari lng daw po yun na may bibili at ang totoo ay inaantay lng nila ma forclose ang properties namin kasi mas mura daw po na maibebenta ng pag ibig ang properties compare po sa dating contract price nito. Tanong ko lng po kng totoo po ba na ibebenta ng pag ibig yung properties sa mas murang halaga, mas mura nung time na nabili namin yung unit? Thank you po!
Sorry po to hear your situation, kung kinakabahan na kayo sa agente, suggestion ko po hanap na kayo ng ibang agent. Kumuha po kayo ng licensed real estate broker para hindi kayo mangamba at mabenta ang property niyo ng maayos. Depende po ang pricing sa appraisal at sa loan amount na kailangan mabawi ng pag-ibig, so pwede pong mas mura nila mabenta, pwede din na mas mahal kung mataas ang appraisal..
hi san located property nyo?
Hi Mr. Jay, inquire lang, what if babayaran ng cash yng foreclosed na unit, may discount ba? ilang percent?, salamat
Depende po sa auction, usually meron pong discount pag cash, paki-check na lang po yung invitation to bid kung saan andun yung gusto niyong property. Salamat!
sir. tanong ko lang po pwesi parion po ba ako makakuha ng bahay kahit hindi na ako nakakapaghulog sa pag ibig kasi andito po ako sa abroad?
Sa pagkakaalam ko po, pwede kayo mag-lumpsum ng contributions. Suggestion ko po pag nagbakasyon kayo at nauwi dito sa Pinas, mag-attend kayo ng seminar ng pagibig para maverify kung ilang contributions ang kailangan niyo.
sir, tanong ko lang po gusto ko kumuha ng bahay dito po kasi ako sa abroad member po ako lastyear sa pag ibig now po hindi na po ako nakakapag hulog kasi dito sa po ako sa abroad pwedi parin po ba ako makakuha ng bahay..
SIR JAY malolocate ba kung cnu nakaacquired ng foreclosed lot kung tax declaration lng ang copy ko? tnx in advance
Yes Hawk, punta ka sa tax mapping sa city hall/munisipio, based sa tax dec, mapapakita nila sa inyo location nung property. Sabihin niyo lang na kailangan niyo for due diligence.
good day sir jayson nalocate ko na exact location and nagrequest ako updated sa RD ctc title lumabas palmera homes inc. pinutahan ko yung address n nkalagay sa tiltle wala na nagpunta ko camella/palmera homes inc marketing para iverify kung nasa kanila record ang sabi wala daw , paano kaya mahahanap kung sino talaga nagavail ng units , occupants na kasi ako may improvements na rin nagbayad ako ng amilyar kahit hindi pko real owner at monthly dues sa homeowners gusto ko lang malaman kung sino may ari …ano po ba magandang gawin ko sir para maayus ko ..sana matulungan moko sir kung anung govt agency ang pwede kong malapitan..thanxs in advance sir ..
sir nakakuha ko updated sa ctc title sa rd ang sabi sa akin yun na raw may ari ang palmera homes inc. updated wala daw kc annotated wala pa daw nakabili palmera pa rin ang owner ,nagpunta ko sa camella/ palmera office pinakita ko tax dec wala daw record sa kanila, anong govt agency na pwede akong matulungan , gusto ko kc ivail sa pag ibig loan kaya lang hindi ko malocate real owner ..occupants na po ako sir sa property gusto kasi maging legal occupants nako sir pakitulungan ako.. thanks in advance sir jay..
Good evening Hawk, kung sa tax dec. at title ay nakaindicate na Palmera Homes ang owner, malamang sila nga ang owner. Ano po sabi nila sa camella/palmera office? Hindi nila alam kung sila ang owner?
Sir good day
Ask ko lang po if i want to sell my unit na nasa gen trias cavite pero may balance pa cya sa pagibig amounting to 100k as of today(updated po ang monthly amortization). Paano po ang proseso if in case ibebenta ko na ang unit? Posible po ba mabenta ko un then babayaran ko ang natitirang balance then ililipat na sa bumili ng unit ang name ng title?
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Hi Mr. Jay.
May gusto po kaming bahay kaya itinawag namin to last december 2016 sa pag ibig.sabi nila hindi pa daw po pwede bilhin dahil inaantay pa ma total forclosed at ipopost sa auction to.. kahapon january 31 nag check ako sa bid list.Yung bahay po na nagustuhan namin ay nasa list ng January 11,2017 bid.Pwede papo ba kami mag pasa ng bid ngayon.. pano po ba malalaman kung may nanalo na sa bahay na yun.. salamat po
Hi Camille, check niyo po kung nakasama na yung property sa list nila na for negotiated sale. Usually dun napupunta ang hindi nabenta sa auction. Pag andun yung property, pwede pa kayo magpasa ng bid. Eto po yung list nila ng properties for negotiated sale: http://www.pagibigfund.gov.ph/aa/search.aspx
Sir medyo naguguluhan lang po ako. Ano po and difference ng properties na kasama sa public auctions than properties under negotiated sale. Ano po ang mas advantageous between sa kanila. For negotiated sale po ba pwede na ko di umattend ng auction and will coordinate with pag-ibig thru phone? I’m working po kasi and medyo mahirap um-absent to attend the auction. Thank you
Hy Lyreen, usually po kasi pag hindi nabenta sa auction, tsaka nila isasama sa list ng under negotiated sale. Mas malaki po ang chance na available pa ang property sa public auction, yung unsold lang ang natitira para sa under negotiated sale.
Gusto ko po sana makabili ng fore close property lalo na yung nsa bidding pwede po ba sa ofw na naandito sa ibang bansa?
Hindi ko po marerecommend na bumili kayo ng property na hindi niyo mismo nakikita. Suggestion ko po bumili na lang kayo pag uwi niyo
Sir very useful yung website nyo. Minor comment lang – kung possible paki-lagay na lang sa gilid lahat ng ads or paki-ayos yung layout kasi nakakalito, medyo makalat tignan, pag first time viewer nakakalito kung alin yung ads at alin yung totoong contents, ang sakit sa mata. Thank you! More power!
Thank you Jun for the feedback, tinanggal ko na po yung malaking advertisement na minsan biglang sinasakop yung buong page. Salamat uli!
SIR JAY KMI NMN PO KC NGYON ANG NKA TIRA DUN EH….KYA PO GUSTO PO SANA NMIN MAG ASAWA NA MAG PA TULOY NG PAG BAYAD NG BHAY KAHIT MALIIT LANG PO ANG MONTHLY OK LANG PO SMIN