Pag-IBIG Foreclosed Properties (April 2025) Online Public Auction/ Negotiated Sale Listings [Part 1]

March 31, 2025 – Here’s my first compilation of Pag-IBIG foreclosed properties for April 2025, the latest listings/schedules for 1st/2nd Online Public Auction and negotiated Sale have been added. Details below.

Here are updated listings/schedules of Pag-ibig acquired assets for sale

Table of Contents

Pag-IBIG Foreclosed Properties For Sale (April 2025)

Browse all Pag-IBIG foreclosed properties/acquired assets in “easy to search” database:

Note: The foreclosed real estate database allows you to quickly search for foreclosed properties from ALL tranches/batches.

==> Click for all Pag-IBIG acquired assets/ foreclosed properties inside our database

The source of this compilation of acquired assets is from Pag-IBIG’s official website.

If you prefer to see properties per batch/tranche, see tabulated list below.

NCR Branch Schedules/Listings – List of Tranches/Batches

Tabulated below are all the Tranches/Batches as scheduled under Pag-IBIG’s NCR branch.

April 2025

Bid/Offer acceptance
period/details
Property list /
Guidelines
Locations# of properties
MARCH 31 to April 4, 2025
โ–ช๏ธ NCR Branch
โ–ช๏ธ First Online Public Auction
โ–ช๏ธ Tranche OPA1510021
โ–ช๏ธ No Discount


Note:
When you go to Pag-IBIG's website,
you need to go to the OPA1510021 list
to view pictures and submit bids
(The "Submit Offer" button will only
appear during the period of
acceptance of offers).
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Pampanga
โ–ช๏ธ Rizal
59
April 07-11, 2025
โ–ช๏ธ NCR Branch
โ–ช๏ธ First Online Public Auction
โ–ช๏ธ Tranche OPA1510022
โ–ช๏ธ No Discount


Note:
When you go to Pag-IBIG's website,
you need to go to the OPA1510022 list
to view pictures and submit bids
(The "Submit Offer" button will only
appear during the period of
acceptance of offers).
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Pampanga
โ–ช๏ธ Rizal
200
MARCH 31 to April 4, 2025
โ–ช๏ธ NCR Branch
โ–ช๏ธ 2nd Online Public Auction
โ–ช๏ธ Tranche OPA1520020
โ–ช๏ธ With Discount


Note:
When you go to Pag-IBIG's website,
you need to go to the OPA1520020 list
to view pictures and submit bids
(The "Submit Offer" button will only
appear during the period of
acceptance of offers).
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Rizal
150
April 7-11, 2025
โ–ช๏ธ NCR Branch
โ–ช๏ธ 2nd Online Public Auction
โ–ช๏ธ Tranche OPA1520021
โ–ช๏ธ With Discount


Note:
When you go to Pag-IBIG's website,
you need to go to the OPA1520021 list
to view pictures and submit bids
(The "Submit Offer" button will only
appear during the period of
acceptance of offers).
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Rizal
150
April 7-11, 2025
โ–ช๏ธ NCR Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 15254


Note:
When you go to Pag-IBIG's website,
you need to go to the 15254 list
to view pictures. Submission of
offers is still through previous
manual process (see guidelines).
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Pampanga
โ–ช๏ธ Rizal
500
MARCH 31 to April 4, 2025
โ–ช๏ธ NCR Branch
โ–ช๏ธ Negotiated Sale
โ–ช๏ธ Batch # 15253


Note:
When you go to Pag-IBIG's website,
you need to go to the 15253 list
to view pictures. Submission of
offers is still through previous
manual process (see guidelines).
โ–ช๏ธ Batangas
โ–ช๏ธ Bulacan
โ–ช๏ธ Cavite
โ–ช๏ธ Laguna
โ–ช๏ธ Metro Manila
โ–ช๏ธ Pampanga
โ–ช๏ธ Rizal
500
Total: 1559

The deletion of listings from March is ongoing.

How about Provincial Schedules/Listings?

To view the latest provincial schedules/listings, just go to pag-IBIG’s website: https://www.pagibigfundservices.com/OnlinePublicAuction/

Online Public Auction – Buying Foreclosed Properties Just Got Easier!

Pag-IBIG has officially launched the Online Public Auction (OPA) for their foreclosed properties/acquired assets.

This means there is now a more convenient way to submit bids/offers, no need to visit their branches or send via courier.

Please take note of the updated buying procedure in the Invitation To Bid/Guidelines for each tranche.

More info about the Pag-IBIG Online Public Auction system/platform can be found here:

=> Pag-IBIG Online Public Auction – Everything You Need To Know

By the way, With Pag-IBIG’s Online Public Auction system/platform, you have to go to their website to submit an offer/bid. Which is why I added a button that links to Pag-IBIG’s website, with instructions.

~Jay Castillo~

How can I find Pagibig house and lots, condos, vacant lots, etc?

Here’s a handy list for easy reference:

To quickly find the types of properties you prefer, you can use “keywords” when you search our foreclosed properties database.

For example, the keywords “pagibig” and “house” will find all pagibig properties with the word “house” in their listing descriptions. This will also include rowhouses, townhouses, house and lots, etc. Click here to see the search results for pagibig+house.

For condos, simply use “pagibig” and “condo”. Click here to see search results for condos.

For Vacant lots, you will have to use “lot only” as this is the term often used by pag-IBIG. Click here to see the search results for lot only.

You can then filter according to your preferred location(s).

I’ll share a video tutorial when I have time.

How to participate in a Pag-IBIG Online Public Auction for acquired assets

Here’s a quick overview/summary of the buying process via Online Public Auction:

1. View the list of Pag-IBIG foreclosed properties for sale included in the auction and identify the property or properties you are interested in. Take note of the PROPERTY NUMBER.

2. Do your due diligence. When you find a property that you are interested in, you need to do a reasonable amount of due diligence (property inspection to see extent of repairs needed, check if there are any illegal occupants, checking the titles/tax declarations for any problems, etc.). Always keep in mind that foreclosed properties are for sale on an “As-is, where-is” basis.

4. Register for the Online Public Auction – Bidders are required to register online on this page (also includes requirements):

==> https://www.pagibigfundservices.com/OnlinePublicAuction/Registration/RequirementsView

For more info, you may visit my article Pag-IBIG Online Public Auction – Everything You Need To Know (So Far)

5. Submit sealed bid – As of February 2025, there are 2 ways bidders can submit their bids online:

  1. Go to Pag-IBIGโ€™s official website: https://www.pagibigfundservices.com/OnlinePublicAuction/ and go to the tranche with your target property. Search for your target property using the PROPERTY NUMBER of your target property as listed above and then click the โ€œSubmit Offerโ€ button and follow instructions. Bidders can only submit bids during the duration of acceptance of bids (The “Submit Offer” button will NOT be available before/after the period of acceptance of offers)
  2. Go to Pag-IBIG’s Property Finder Page: https://www.pagibigfundservices.com/OnlinePublicAuction/ListofProperties/PropertyFinder. In the drop-down under “Search By”, choose ROPA ID and enter the PROPERTY NUMBER of your target property as listed above and click the “Search” button. You will see details of your target property with the โ€œSubmit Offerโ€ button. Click the โ€œSubmit Offerโ€ button and follow instructions. Bidders can only submit bids during the duration of acceptance of bids (The “Submit Offer” button will NOT be available before/after the period of acceptance of offers).

6. Opening of sealed bids shall be done as per schedule. The results of the sealed public auction shall be released and posted at Pag-IBIG’s official website. Winning bidders shall also be notified via email and SMS.

7. Winning Bidders Payment of Bid Bond – As per guidelines: “The winning bidder shall be required to pay a DOWNPAYMENT equivalent to five percent (5%) of the BID OFFER, which shall be paid within five (5) working days from the receipt of notification. It shall be in Philippine Currency and may be in the form of cash or manager’s check payable to Pag-lBIG Fund.”

Reminder: What you see above is just a quick summary. The exact step-by-step instructions are inside the guidelines as released by Pag-IBIG for each auction, which you can download above.

How to Buy Pag-IBIG Acquired Assets for Negotiated Sale

Note: The procedure for buying via negotiated sale is through the old manual submission process. See details below.

To explain the details, I uploaded a step-by-step video tutorial in youtube, see below to watch:

Step-by-step tutorial video

Click to watch video in Youtube ==> How to buy/avail Pag-IBIG acquired assets/foreclosed properties under negotiated sale (Step-by-step tutorial)

Step-By-Step guidelines

To view the latest step by step guidelines from Pag-IBIG, see them all at this page:

Summary from Pag-IBIG’s website:

“1. The list of the properties for negotiated sale may be viewed at Pag-IBIG Fund website. Please take note of the Publication Batch No., Start/End Time and Date of Acceptance of Offer.

2. Interested buyers are encouraged to inspect their desired property/ies to purchase prior to submission of offer/s.

3. On the scheduled date of submission of offer, buyer shall register at the acquired asset frontline counter servicing at the start of the acceptance period.

4. Buyer must accomplish and submit an Offer to Purchase indicating the preferred mode of sale and payment in a sealed envelope. Then drop in a designated drop box.

5. Dropping of sealed envelope in a drop box is according to scheduled date.

6. Cut off time for submission of offer/s is at 5:00p.m. After cut off time, registration of buyers shall be closed.

7. NO more offers shall be accepted from unregistered buyers after the cut-off time and date.

8. The opening of sealed envelopes shall be done on the date, time and place stated in the Invitation to Submit Offer to Purchase

RESERVATION FEE SHALL BE ACCEPTED ONCE DECLARED AS THE HIGHEST PURCHASE OFFEROR OR WINNING BUYER.โ€

For more details kindly call at 8-654-1398/8-654-1032 or visit us at 2nd Flr. Acquired Asset Counter Servicing at JELP Bldg., Shaw Blvd., Mandaluyong City”

Important reminders for interested buyers

1. Pagibig does not accept reservations thru Real Estate Brokers/Agents

This was announced in Pag-IBIG’s website last September 30, 2019, and I noticed they also removed their list of accredited real estate brokers. They advice interested buyers to coordinate directly with the Acquired Asset Management Group or with the nearest Housing Hubs. Be very careful with real estate brokers/agents who are selling Pag-IBIG foreclosed properties, they are not authorized and you might end up getting scammed! Refer to article below for more info.

2. Pag-IBIG foreclosed properties are all for sale on an “as-is, where-is” basis

3. A big number of properties on the listings are occupied.

In summary, we do not recommend buying occupied properties, even if they can have big discounts.

Also, if you buy an occupied property, there is a risk that the occupant will cannibalize/vandalize the property, just like this one: Occupied Pag-IBIG acquired asset cannibalized/vandalized by ex-owner

4. Do your due diligence before submitting a bid/offer.

To guide you with your due diligence, you may refer to our article “31 Questions you need to ask when inquiring about foreclosed properties

5. Check for new Erratum/Announcements.

Please refer to the notice from Pag-IBIG:

“Interested parties are encouraged to visit Pag-IBIG’s website, https://pagibigfund.gov.ph/acquiredassets.html five (5) days prior the actual opening of bid offers, to check whether there is any erratum posted on the list of properties posted under the sealed public auction/negotiated sale.”

What are Pag-IBIG Acquired Assets?

Pag-IBIG acquired assets are properties that were repossessed by Pag-IBIG because the property owner (who financed the purchase through a housing loan from Pag-IBIG) was not able to pay their monthly amortizations for at least 3 consecutive months.

Typically, non-payment would trigger the foreclosure process.

If the borrower is unable to catch-up with payments (or is unable to restructure the loan), the property will end up in a foreclosure auction that shall be conducted by the Sheriff at the City/Municipal hall where the property is located.

The lending institution (Pag-IBIG or HDMF in this case) will end up as the winner of the foreclosure auction by default if there are no other bidders, and the redemption period begins once the certificate of sale is annotated on the title.

The redemption period (1 year for individuals, 90 days for corporations) gives the borrower a chance to redeem the property, where they have to make a full payment before the redemption period ends.

If the borrower is unable to redeem the property, then the property will end up as a Pag-IBIG acquired asset or foreclosed property and they can proceed with transfer of ownership from the borrower to Pag-IBIG.

This transfer of ownership is often referred to as the “consolidation”, which can take a long time, depending on the completeness of the documents and other requirements (for example, payment of real estate taxes, etc.) needed for the transfer of ownership.

Frequently Asked Questions (FAQ)

1. How to avail Pag-IBIG acquired assets? How to buy via auction/ negotiated sale?

You can refer to the video and text summaries above. You can also read the bidding guidelines/invitation to bid for more detailed information, please download a copy from the table of schedules above (with red download buttons).

Note: Each schedule/listing of properties for auction/negotiated sale will have its own guidelines/invitation to bid, which also contains the list of properties for sale.

2. Can I get Pag-IBIG financing for Pag-IBIG foreclosed properties/acquired assets?

As a general rule, you can finance the purchase of Pag-IBIG foreclosed properties/acquired assets through a Pag-IBIG loan. This applies to buying via public auction and negotiated sale. Details are included within the guidelines for each tranche/publication batch. If you have questions, contact Pag-IBIG directly through the contact details specified in each of the listings above.

3. Where/how can I find a Pag-IBIG foreclosed property that is not on any current list/schedule?

It might be included in an upcoming schedule/listing. It’s also possible that it is not yet for sale (Ex. The property needs to be appraised, the redemption period has not yet lapsed, etc). It is also possible that it was already sold in past schedules. Please call Pag-IBIG directly to inquire. I highly suggest that you call the designated contact person(s) in other listings/schedules for the same location of the property/ies you are interested in.

4. Can you help us find Pag-IBIG foreclosed properties within my preferred location/city/village/budget, etc?

We can no longer give assistance as brokers because Pag-IBIG no longer allows brokers/agents to sell their properties effective September 30, 2019.

However, I created a tool so you can find properties easily and “Do It Yourself”.

You can search our foreclosed properties database where you can quickly find properties in your preferred location (search for the city, subdivision, village, condo name, etc). You can even filter to only include properties withing your target price-range/budget, and also exclude properties that have illegal occupants as indicated in the listings from Pag-IBIG.

5. What does it mean if a Pag-IBIG acquired asset is “OCCUPIED”?

An “Occupied” status/remark means the foreclosed property has illegal occupants, and the buyer will have to eject the occupants. We also received feedback that some properties that are listed as unoccupied can turn out to be occupied.

Here are additional info for your reference:

1. Bad things can happen if you buy properties with illegal occupants. Don’t believe me? Watch this video to see what can happen: Why we don’t recommend buying foreclosed properties that are occupied (even if they are cheap)

2. How to avoid foreclosed properties that are tagged as “occupied” – This is now easy with our “Foreclosed Properties Database”. Here’s a step-by-step on how to do this: How To Exclude Occupied Foreclosed Properties When Searching Our Foreclosed Real Estate Database

If you find out that a property is occupied, my advice is to forget about that property and move-on to other available properties that are not occupied.

6. Who do I contact to inquire for Pag-IBIG foreclosed properties?

Please contact Pag-IBIG directly through their designated contact person(s) for each schedule/listing of properties for public auction/negotiated sale. The contact person(s)/contact details can be found inside the listing/bidding guidelines above, and also within the details for properties inside our database.

7. Can I buy Pag-IBIG foreclosed properties that were not sold during a previously scheduled public auction/negotiated sale?

Yes you may, but you have to check if a property is really still available and was not sold during a previous schedule (you have to contact Pag-IBIG directly to check). To give you an idea, here’s what can happen to properties that are not sold (This is based on Pag-IBIG circular 428):

1. If a property is not sold sold during the 1st auction, it will be included in a 2nd auction (you have to check each new schedule/listing to see if your target property is included).

2. If a property is not sold during the 2nd auction, it will be included in another schedule/list of properties under negotiated sale.

3. If a property is not sold under a schedule/listing via negotiated sale, it will be included in another schedule/listing of properties under negotiated sale. They repeat this until it a property gets sold.

8. Can I sell Pag-IBIG foreclosed properties as a real estate broker/sales person?

No, Pag-IBIG no longer allows accredited licensed real estate brokers to sell their foreclosed properties as announced on their official website last September 30, 2019. Details are explained here: Real Estate Brokers/Salesperson are not allowed to sell Pag-IBIG properties

9. Can you please check if a Pag-IBIG foreclosed property from an old list/schedule is still available?

Only Pag-IBIG has information if a property is still available and was not sold in previous listings/schedules of auctions and negotiated sale. Please contact Pag-IBIG directly to check if a property from an old listing/schedule is still available. I highly suggest that you call the designated contact person as indicated in the old schedule/listing.

10. What are the requirements to buy Pag-IBIG foreclosed properties?

To get a complete list of requirements, please refer to the guidelines which you can download above (those in red buttons).

11. We live in a property that is now a Pag-IBIG acquired asset/foreclosed property, can we buy it/apply for it?

Pag-IBIG can give occupants of their acquired assets a chance to purchase the property. They call this a “Direct Purchase”. Here are the details as quoted from Pag-IBIG circular 428:

“IV. DIRECT PURCHASE FOR OCCUPIED UNITS

1. Direct Purchase shall refer to the purchase of the acquired assets by the present occupant.

2. The Fund shall issue an Invitation to Purchase (ITP) to the present occupant offering him/her the option to purchase outright the acquired asset or to lease the property with option to purchase later.

3. The present occupant shall submit an Offer to Purchase (OTP) indicating his chosen mode of payment, and pay the non-refundable reservation fee. Said reservation fee shall be forfeited in favor of the Fund in case the buyer did not pursue the sale transaction, or his application is denied for reasons attributable to him. The OTP shall be valid for a period of thirty (30) calendar days.

4. The selling price of the subject acquired asset shall be based on its latest appraised value.

5. No discount shall be granted under direct purchase.

6. Once an offer has been made, the buyer must comply with the terms and conditions of the chosen mode of payment under Item VI.1 of this Guidelines within the prescribed period from payment of the reservation fee.

7. If the occupant fails to submit an OTP within the prescribed period from receipt of the Invitation to Purchase, Pag-lBIG Fund may initiate the eviction proceedings.”

Link to Pag-IBIG Circular No. 428 – Omnibus Guidelines on the Sale of Pag-IBIG Fund Real and Other Properties Acquired: https://www.pagibigfund.gov.ph/document/pdf/circulars/housing/Circular%20No.%20428%20-%20Omnibus%20Guidelines%20on%20the%20Sale%20of%20Pag-IBIG%20Fund%20Real%20and%20Other%20Properties%20Acquired.pdf

12. What does it mean if Pag-IBIG acquired asset’s title is “FOR CONSOLIDATION”?

When a Pag-IBIG foreclosed property’s title (TCT/CCT) is “FOR CONSOLIDATION”, it means it is still under the name of the former owner/original borrower and Pag-IBIG has not yet finished the transfer of the title to them.

The process of transferring the title of a foreclosed property/acquired asset to Pag-IBIG is called “CONSOLIDATION” and it can take a long time depending on the completeness of the documents required for the transfer of the title.

Read: Pag-IBIG Acquired Assets: For Title Consolidation Meaning (Safe To Buy?)

13. What is the difference between Pag-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES?

PAG-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES are the same. These properties are also referred to as ROPA (Real and Other Properties Acquired). They can also be referred to as pagibigfund acquired assets

14. What does “TCT under abatement” mean? Is it safe to buy?

The BIR has an โ€œAbatement Programโ€ where the taxpayer (HDMF in this case) can apply for the reduction or cancellation of taxes, penalties, and/or interest. This process can take a long time and will affect the consolidation of the title. This is the reason for the following disclosure in the affected listings:

“TCT UNDER DEVELOPER OR UNDER ABATEMENT MAY TAKE SEVERAL YEARS (MORE OR LESS 5 YEARS) FOR TCT TO BE CONSOLIDATED IN THE NAME OF THE FUND”

Since the consolidation of the title will take a long time, this can make it difficult to transfer the ownership if you decide to sell the property. To avoid complications with title transfer to your buyer, you will have to wait for the title consolidation to finish.

Got more questions? Please read:

If you have more questions with regard to the buying process, please read the bidding guidelines first. Most questions already have answers in the files because they have instructions, forms for bidders, and contact details of Pag-IBIG. You may download the guidelines per publication batch from the table above (the red buttons).

If you want to inquire about a property, please contact Pag-IBIG directly as this helps ensure that you get the details you want faster, Pag-IBIG contact info are included in the guidelines for each publication batch.

Pag-IBIG contact details

If you are interested in any of the Pag-IBIG foreclosed properties in the listings above, please contact Pag-IBIG DIRECTLY! You should contact the person-in-charge as written in the bidding/negotiated sale guidelines.

You may also call Pag-IBIG’s Hotline:

Pag-IBIG FUND HOTLINE:

  • 8-724-4244 (8-Pag-IBIG) – 24/7 Call Center operation

Full disclosure: Nothing to disclose. We are not accredited real estate brokers of Pag-IBIG. We are posting this as a public service announcement for those who have been asking for updated listings of foreclosed properties from Pag-IBIG.

References

  1. Pag-IBIG official website. Pag-IBIG Fund. As retrieved on March 27, 2025, 10:15 am
  2. Steps to Purchase Acquired Assets. Pag-IBIG Fund. As retrieved on July 15, 2020
  3. Pag-IBIG official website. Pag-IBIG Fund. As retrieved on September 30, 2019
  4. Jay Castillo. Why we donโ€™t recommend buying foreclosed properties that are occupied (even if they are cheap). ForeclosurePhilippines.com. Last retrieved on February 16, 2018

Search for more foreclosed properties in our database…

You can also search from over 30,000 foreclosed properties in our database.

This includes other banks and lending institutions that have foreclosed properties for sale.

Use this to quickly search for all foreclosed properties in a subdivision, village, condominium project, city, etc.

==> Click for advanced foreclosed properties search

All locations with foreclosed properties by Province/City

You can also browse all locations within the Philippines with foreclosed properties available from ALL banks/lending institutions inside our database, grouped by Province/ City, on this page:

==> Click to browse all foreclosed property locations

Note: The “Foreclosed Properties Database” is a work in progress. If you have comments/ suggestions, please do let me know by leaving a comment below.

FREE CHECKLIST: IDENTIFY AND AVOID PROBLEMATIC FORECLOSED PROPERTIES BY DOING PROPER DUE DILIGENCE!
Avoid losing money, wasted time and effort caused by buying foreclosed properties that have too many problems, with our free 60-item Property Due Diligence Checklist. Grab your free copy now.
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692 thoughts on “Pag-IBIG Foreclosed Properties (April 2025) Online Public Auction/ Negotiated Sale Listings [Part 1]”

  1. ngyon ko lng po nalaman na nag karoon pala ng selling ng foreclosed properties nung feb..pwede papo ba mag avail?..or meron pa rin po ba?thanks

  2. NICA LIM-PLATILLA

    hi po pwede pong magtanong kung sinong nanalo sa bidding last october 28, 2018. meron po bang listahan ng mga kasama dun? isa po kasi ko sa nagtry na offer to bid.

    1. Sabi po sa guidelines, si Pag-IBIG daw ang mag rerelease ng listahan ng winning bidders sa website nila.

  3. Orlando Corrales

    Sir, meron po ako gustong bilhing property, kausap ko noon ang may ari, pero halos 20 yrs nang bakante at hindi na makontak ang dating me ari, pero hindi pa din pinapabid, ilan beses nko nagpunta sa Mandaluyong at palaging sagot skin ay “antayin nyo I post”, ilan beses ndin meron nagpuntang taga pag ibig at ganun din ang sagot “ipo post npo yan” Ano po ba dapat kong gawin? Malapit nko magretiro wala pdin akong makitang linaw tungkol dito?

  4. Maylene Paglinawan

    Good afternoon po, gusto ko po malaman regarding sa bidding, as almost 3 months na kami nagaantay na magopen for bidding ung prospect naming Bahay sa Bulacan, Phase 6A blk 101 Lot 3, Las Palmas Subd. Caypombo Sta Maria Bulacan. Until now sinasabihan kami ng d pa daw xama s group lists ng ibibidding eh tagal na ung Bahay na foreclosed, then ang nakikinabang lang eh ung mga manok at aso na inaalagaan ng kapitbahay, in short walang nakatira at di napapansin ng PAGIBIG YUN. Kung meron ng clients na interested sa isang lot bakit kelngan pang pag antayin ng matagal. Kelangan pa na magpabalik balik ng client s office nio sa Manila para lang malaman na d pa xa kasali s bididng. Yes, we are always checking it sa online but hanggang kelan magaantay if available n nman yung lot, anu pa po bang proseso ang inaantay. Sa nakikita q ang bagal ng proseso nio. Baka nman po magawan n ng paraan n masama s bididng ngaun December.

  5. Sumali po kmi nung nov. 6, 2019 ng bidding sa pag ibig calamba hub at ask nmin kng pwd b 5% lng ang bid bond? Hnd dw pwd. Pro nung sept. 30, 2019 pa my post na binaba na sa 5% ang bid bond…

  6. Amor Manlapas

    Hello po, ask q lang po sana ung property s villa corazon indang cavite matagal q n po kcng inaantay nd p rin po napapasama s list un po kc ung gusto qng makuha….thankz po

  7. Sir saan po puwde magtanong sa bangko central acquired assist dto la publacion san jose delmonte bulacan

  8. Hernalyn Hechanova Cabadsan

    Pahingi po list ng foreclosed dito po san marino city dasmariรฑas
    cavite.thnx po

  9. Liezel Jean Salinas Bustillos

    Hi, if you join with bidding po ba if you are the winner, are you paying it will with full cash or you can pay it as monthly payment for years ?

  10. hello sir! sir paano po ang process ng foreclosed properties?ilang months po for turn over if wala po problem ang property n gusto i acquire?thank you and hoping for an answer.

  11. Gilbert Allerite

    hi sir ask kulang po kung pina pa bidding rin po ba mga Items, nila tulad ng mga Assets IT Systems, aircon lahat po ng mga gamet ng mag mag sara,

  12. Hello po, ask ko lang paano po mag avail ng forclose units? mga steps na gagawin to avail. Maraming salamat po.

  13. hi po.. sir jay.. gud pm po. Pwede po bang malaman un foreclosed na house thru pag-ibig within carissa 3a, bgry kaypian, san jose del monte ,bulacan..
    gusto ko po sana gamitin un pag-ibig ko for housing loan… thank u po…

  14. Arthuro Guimba

    Dear sir,
    Nais ko pong malaman kung pwede ba, mag pareserve ng properties under negotiated sale sa list of properties under pag -ibig foreclosed properties for auction?
    thank you.

  15. Good day sir, Ask ko lng po kung pede po bang mag pareserve ng property under negotiated sale sa list of pag-ibig foreclosed properties for auction.?
    Thank you..

  16. Good eve po ask ko lang po nangungupahan po kase ako ngaun dito somewhere in Rodriguez Rizal. Now ko lang po nalaman na ang inuupahan ko pala matagal na po palang forclose may nagpunta po na Pag-Ibig dito sa bahay. Ang sabi po pumunta po kami ng Pag-Ibig. Actually di ko po kaya magbid ng ganung halaga even 10% ng value ng unit pero gusto ko po itong makuha both me and my husband was a member of Pag-Ibig and is very active for how many years. Parehas po kaming may kakayahang magbayad if ever ng magiging monthly payment. Kindly please help me kung ano po pwde naming gawin para mapasa sa amin na po ng tuluyan itong bahay na aming tinitirhan ngaun. Thanks po!

  17. Yang09728484 Yang

    HI Po Sir Jay,

    Avid reader po ako dito and ang dami ko pong natutunan, btw nagsisideline po ako as realty estate agent, ang tanon ko po ay ganto. May client po ako na gusto bumili ng lot somewhere in cebu city, yung ksama ko po sa realty my kakilala po sya na may binibentang lupa bali corporation po, meron 1k+ sqm meron din 4k+ sqm, ngayun po sa 4k+aqm lot may iba pong broker ang may hawak, sa 1k+ naman po ay yun kakilala ng ksama ko ang may hawak. Yung client ko gusto nyang bilhin yun 5k+ na lot, tanong po. May habol ba kame sa broker ng 4k+sqm kung sakaling mabenta, may makukuha ba kame? pano po ang sistema ng hatian sa sale namin, since yun buyer is yung client ko. Sabi ng kasama ko automatic dw na kalahati ang makukuha ng broker na yun give na 3% ng sale ang ibibigay ng owner. swerte naman nya, may batas ba tayo dito?

    Thanks po,
    Yang

    1. Editorial Staff

      Hi Yang, thank you! Regarding your question, palagi namang depende sa usapan yan, walang automatic. Wala din sa batas kung paano ang hatian comm. Ang meron lang ay ang tinatawag na “standard industry practice”. Based sa details, sa tingin ko dapat mag share kayo at si broker ng 4k na lote, since kayo ang may buyer, siya naman ang broker ng owner/seller. Pag-usapan niyo na lang kung paano ang percentage ng hatian. Usually, depende yan sa share sa trabaho na gagawin for the closing of the sale, payment of taxes,transfer of title, etc.

  18. Hi Sir Jay, if our target property location wasn’t posted yet for bidding can we reserve it at PAGIBIG ahead even without its presence sa bidding? We have a constant communication with the original owner kase. Actually, they weren’t living there anymore and at the same time not updated with their payments to PAG-IBIG. And the owner said, that we can get it at PAG-IBIG because they have no interest living there anymore.

    1. Would there be a bigger chance if the original owner will just transfer the ownership to us? So there will be no bidding anymore? Safe na samin talaga mappunta.
    2. Will their pending payments automatically shouldered to us?

    Thanks!

    1. Hi Rea,

      Based on past similar transactions, the only way to do this is come up with an agreement with Pag-IBIG, the original owner, and you, where all parties agree that you will assume the mortgage loan and make it current. This means you will have to pay for any arrears/pending payments , and you will have to pass Pag-IBIG’s loan application process (unless you will pay in full).

    2. Ask ko lng po pag nag bid po kailngan may show money na hindi babba sa amount ng i bid ..i mean may show money during ng auction?

  19. Hello,may mga documents po ba na dapat dalhin sa auction?at may mga forms din po ba na dapat mafill up? Saan po kukuha ng forms kung sakali?

    1. Hi Kenna, yes po, nakalista po sa bidding guidelines ang mga forms at show money na dapat dala niyo during the auction. Makikita niyo yung bidding guidelines sa taas (yung red buttons).

  20. Imelda mendoza

    Good evening sir tanong q lng po regarding s bahay ng asawa q n 2 yrs n po d nahuhulugan anu po b pwd nmin gawin Pr mtuloy ang byad kz nagpunta n po asawa q s pag ibig ang sabi po hintyin n lng po daw s bidding n until now wl nmn po kz lgi q check s pag ibig foreclosed po. Thank u

    1. Sorry to hear your situation Ms. Imelda, suggestion ko po magtanong din kayo sa legal department nila, baka kasi sila na naghahandle ng account niyo. Mas maganda kung mahabol niyo before the bidding. Pag sa bidding kasi, maraming ibang pwedeng mag bid at baka hindi kayo ang manalo.

  21. Alejo Jr. Samson Espina

    Hi Sir Jay Castillo. Good day!

    Pag-IBIG Foreclosed Property (Town House) in Loremar Crestview Homes โ€“ Blk- 03 Lot-11 โ€“ Brgy. San Roque (Pob.), City of Antipolo, Rizal โ€“ For Auction on 11-Oct-2018 (801518050818129) No Discount
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    by Editorial Staff
    Published: September 30, 2018 (4 days ago)
    PHP732,600.00

    CategoryReal Estate / Foreclosed Properties
    LocationRizalAntipolo City
    Property ID801518050818129
    Lot Area (sqm)60.00
    Floor Area (sqm)47.20

    ASk ko lang po sana kung paano ang process kapag bidding? Thank you po.

    Alejo Espina Jr. (from Antipolo)

    1. Sorry for the late reply, pero yung nasa bidding guidelines na po ang step-by-step. Pwede niyo po i-download sa taas (red buttons)

  22. hi Sir, panu po malalaman if sold out n yung units, twice na kasi ng punta yung father ko sa manila pra iverify kaso pgdatin dun sold out ndaw pero d2 sa online hindi nman xa updated… still unoccupied lng yung nklagay

    1. Hi Jaucee,

      Una, if scheduled for auction, dapat available pa up to the day of the auction.

      Pansin ko masipag si Pagibig magsabi through their notices before the auction if hindi na kasama sa bidding ang isang property.

      If yung pinunta ng tatay niyo ay kasama sa auction, pero biglang sabi eh sold na kahit hindi pa tapos yung auction, hindi naman tama yon.

      Sayang naman pagod at gastos para sa pag followup ni tatay. ๐Ÿ™

      Baka naman po for negotiated sale na yung property? Tama po ba?

      Pag negotiated sale kasi, sabi sa Pagibig website, weekly sila nag u-update.
      Para po hindi masayang ang pagpunta ng tatay niyo, suggestion ko po ay tumawag muna sa Pagibig para sure (nasa bidding guidelines yung contact number). Again, siguraduhin niyo na hindi pa tapos yung auction.

  23. hi po.. nakareciv po ako ng foreclose ng bahay namin.. pero kami pa rin po nakatira hanggang ngayon.. april 27 narecivr ko ang letter may 17 ako pumunta pag ibig para ipareserve sa name ng asawa ko.. hindi na daw pwede kasi lumampas na ako ng 15 calendar days. pano po kaya ito? wait ko nalang daw maipost at mag bid ako.. sino po kaya pwede ko kausapin na direct na tao sa pag ibig about dito.

  24. Mariah crystal

    Good day poh sir.. Ask ko lang poh kc nagrent kmi ngaun sa tinirahan nmin ngaun foreclose n pla since 2014 pinunthan kmi ng pag ibig n foreclose na daw.. Ngayon sir gusto bumalik ang may ari pwede bng hndi kmi aalis kc gusto nmin aplyan ung bhay kc sbi ng pag ibig wla n dw syang krpatan nong pumunta kmi ng pag ibig dpat sasaloin nmin sir.. Pero ngayon gusto nya kming paalisi

    1. Jay Castillo

      Hi Mariah, sa pagkakatanda ko sa orientation dati ni Pagibig for real estate brokers, may chance ang occupants ng property na bumili nito. Makipag ugnayan napo kayo directly sa Pagibig para sigurado.

  25. Hi sir ask ko lng po.. San po makikita yung mga forclose n house dito sa calamba laguna? Gusto po sana namin kumuha para hindi n po kami nangugupahan..

  26. Estelito L. Mazaredo

    Ask lang po, 3 na bahay na hinuhulugan ko sa pag ibig, isa sa akin nakapangalan, isa sa misis ko at isa sa anak kong lalaki, ang tanong ko po ay kung pwede kong ibili ang isa ko pang anak na babae na nakapaghulog la siya sa pag ibig contribution for one year only because she just started her work last May 2018 she is 23 years old. thanks

    1. Jay Castillo

      Bale kung kaya pa po ng inyong capacity to pay ang dalawang property loan (yung unang nakapangalan sa inyo plus yung sa anak ninyong babae), dapat pwede po.

  27. rosalie benamira

    can i see the available house in.lot in ..phase 7 extraordinary homes mamatid cabuyao laguna.its so hard to fiend the listing here.thank you.

  28. Anjie Articulo

    Good day po sir Jay.. Ask ko lang po.. Paanu po malalaman kung available pa po yung property sa pag ibig bidding po.. Paanu din po malalaman kung nakuha na po xa.. Gusto ko po kc mgbidding sa pag ibig hindi ko lang po alam kung available pa po ba yung property na gusto ko.. Slmat po sa sasagot po

    1. Good day Anjie. Pag bidding, siguradong available pa/wala pang nakakakuha sa isang property na included sa bidding, until matapos yung bidding sa date of bidding, unless may ilabas ang pagibig na erratum na nagsasabi na sold na pala yung isang property.

      Pag tapos na yung bidding, check mo dun sa properties for negotiated sale (visit: http://www.pagibigfund.gov.ph/AA/search.aspx ), at pag nahanap mo dun, tawag ka sa Pagibig para malaman kung may nag submit na ng offer. Goodluck!

  29. rolando mayores jr.

    foreclosed in lucena city
    if there is pwede mo ba kaming bigyan ng contact person:
    thanks a lot

  30. May tanong lang po pano po mag avail ng foreclosed properties sa pag ibig ano unang gawin at may babayaran paba ako sana may sasagot salamat po

    1. Jay Castillo

      Nasa instruction for bidders po ang buong processo at step-by-step, yung downloadable pdf files po sa taas (red buttons)

      1. hi sir jay

        good morning

        ask lng po ako regarding po sa pagibig housing load sa Mabuhay homes 2000 binangonan rizal
        may isa po kasing property na gusto kung bilhin pero i always call the pagibig bidding section wala pa raw po sa list nila for CI pa raw po pero may nkalagay na po sa front ng property na any concern please call pagibig.

        ask ko lng po pwde ko po kayang mag down na aq para po sa akin na mismo iyong property baka po kasi may ibang mkakuha

  31. Anu po dapat kong expect kapag may nakalagay ng “For Title Consolidation”? Lahat kasi ng malapit dito samin puro po ganon. Gusto ko lang po malaman kung magkaka additional problem ba or okay lang kapag may ganon?

    1. Jay Castillo

      Ibig po sabihin hindi pa nalipat sa pangalan ng pagibig yung titulo. So matatagalan din po ang pagilipat sa pangalan ninyo from Pagibig. Hindi naman po isyu yon kung wala kayong balak na ibenta agad yung property.

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