“Amilyar” or Real Property Tax (RPT) in the Philippines is a tax that owners of real property need to pay every year. If you don’t pay, the local government unit (LGU) can include your property in their next tax delinquent properties auction. Details below.
Table of Contents
Amilyar Meaning And Etymology
“Amilyar” comes from the Tagalog word amilyaramyento which means “buwis sa lupa” or property tax. Amilyaramyento was borrowed from the Spanish term amillaramiento meaning tax assessment or register of assessed assets. Introduced during the Spanish colonial period, amilyar remains important today because non-payment can lead to penalties, interest, and foreclosure.
The legal basis for amilyar is inside Title II of the Local Government Code (Republic Act No. 7160). This annual tax accrues on January 1st, and it is a superior* lien which means it takes precedence over other liens, mortgage, or encumbrance of any kind whatsoever, and shall be extinguished only upon payment of the delinquent tax.
*Note: I believe this is the reason why banks/Pag-IBIG require housing loan borrowers to submit receipts as proof of payment for amilyar/RPT every year. More on this below.
The implementing rules and regulations of R. A. 7160 can be found here.
If you have prior years’ delinquencies, interests, and penalties, your RPT payment shall first be applied to them. Once they are settled, your tax payment may be credited for the current period.
Here’s a video that discusses amilyar:
Importance of Amilyar or Real Property Tax (RPT)
As a homeowner, You would not want your property to end up in a tax delinquent property auction right?
Which is why you should pay for amilyar/ Real property tax or RPT.
More about tax delinquent property auctions below.
Tax delinquent property auctions
Non-payment can actually lead to an investment opportunity where real estate investors buy tax-delinquent real properties by participating in auctions held by LGU’s.
Tax foreclosure auctions are held by virtue of sections 260 and 263 of RA 7160 otherwise known as the Local Government Code of 1991.
Buying tax delinquent properties is one of the many ways one can buy properties at low prices.
We also publish schedules and lists of tax-delinquent real properties of different cities – they are classified under the category tax-delinquent properties.
In the past, we have discussed what happens during these LGU auctions. You may want to read them should you be interested in this type of investment:
- Marikina Public Auction of Tax-Delinquent Real Properties (one of our very first posts)
- Four tips for investors who plan to invest in tax-delinquent real properties in Quezon City
- 9 lessons learned from the real property tax foreclosure auction sale in Quezon City
Who should pay Amilyar / Real Property Taxes?
The owner or administrator of the property should pay for amilyar / real propert tax.
We often get this question:
“Hi Jay/Cherry, should I pay amilyar/RPT even if my property is not yet fully paid?”
Yes, even if a property is not yet fully paid (you either bought through installment or through a real estate mortgage loan and you still have an unpaid balance), you already have to pay.
Sometimes, landlords will require their tenants to pay for the amilyar/RPT. If you are renting a property, better check your lease contract to be sure.
Where to pay
To pay for amilyar/ RPT, simply go to the City or municipal treasurer’s office where your property is located.
When to pay
If you choose to pay for one whole year, the payment is due on or before January 31. If the basic RPT and the additional tax accruing to the Special Education Fund (SEF) are paid in advance, the sanggunian concerned may grant a discount not exceeding twenty percent (20%) of the annual tax due. Jay wrote about the discount on RPT recently in his post How To Get A 20% Discount on Real Property Taxes.
If you choose to pay in installments, the four quarterly installments shall be due on or before the last day of each quarter, namely: March 31, June 30, September 30, and December 31.
In case of failure to pay the basic RPT and other taxes when due, the interest at the rate of two percent (2%) per month shall be imposed on the unpaid amount, until fully paid. The maximum number of months is thirty-six (36) months, so effectively, the maximum interest rate is seventy-two percent (72%).
What to bring when paying amilyar
You need to present a copy of your tax declarations. Make sure to bring the tax declarations for land and or improvements as applicable to your property.
How to compute for amilyar or real property tax (RPT)?
Here’s a formula for RPT:
|
RPT = RPT Rate x Assessed Value |
Here’s a sample computation
Data:
Actual use of property: Residential
Location: City within Metro Manila
FMV per assessor’s officer (based on Tax Declaration):
Land – P350,000
Improvement – P350,000
Assessment Level for Land: 20%
Assessment Level for Improvement: 20%
Note: The assessment levels are fixed through ordinances of the Sangguniang Panlalawigan, Sangguniang Panglungsod, or the Sangguniang Pambayan of the municipality within the Metro Manila area. We will be using the maximum rates for sample computation purposes.
Computation:
Assessed Value of Land = P350,000 x 20% = P70,000
Assessed Value of Improvement = P350,000 x 20% = P70,000
Basic Real Property Tax for Land and Improvement
= (P70,000 + P70,000) x 2% = P2,800
Special Education Fund (SEF) for Land and Improvement = (P70,000 + P70,000) x 1% = P1,400
If you simply want to know how much is your amilyar, just get a statement of account or SOA at the City or municipal treasurer’s office.
What are the RPT rates?
Maximum RPT rates
|
Coverage |
RPT rate |
| Cities and Municipalities within Metro Manila |
2% |
| Provinces |
1% |
How to compute for Special Education Fund (SEF)
In addition to the basic RPT, the LGU’s may levy and collect an annual tax of one percent (1%) of the assessed value, which shall accrued exclusively to the Special Education Fund (SEF).
How to compute Assessed Value in the Philippines?
Assessed value is basically the property’s fair market value multiplied by its assessment level.
|
Assessed Value = Fair Market Value x Assessment Level |
What is Fair Market Value?
Sec. 199 (l) of the LGC defines “Fair Market Value” as the price at which a property may be sold by a seller who is not compelled to sell and bought by a buyer who is not compelled to buy. In practice, however, the Fair Market Value is based on the assessment of the municipal or city assessor as written in the Real Property Tax Declaration (Land and Improvement).
What is assessment level?
The Assessment Level shall be fixed through ordinances of the Sangguniang Panlalawigan, Sangguniang Panglungsod, or the Sangguniang Pambayan of the municipality within the Metro Manila area.
To get this data, look for the tax Ordinance of the city or municipality where your property is located.
Maximum Assessment Level Rates
The following are maximum rates for the assessment levels of different types of real property in the Philippines
I. Land
|
Class |
Assessment Level |
| Residential |
20% |
| Timberland |
20% |
| Agricultural |
40% |
| Commercial |
50% |
| Industrial |
50% |
| Mineral |
50% |
II. Building and Other Structures
- Residential
|
FMV Over |
But Not Over |
Assessment Level |
|
0.00 |
175,000.00 |
0% |
|
175,000.00 |
300,000.00 |
10% |
|
300,000.00 |
500,000.00 |
20% |
|
500,000.00 |
750,000.00 |
25% |
|
750,000.00 |
1,000,000.00 |
30% |
|
1,000,000.00 |
2,000,000.00 |
35% |
|
2,000,000.00 |
5,000,000.00 |
40% |
|
5,000,000.00 |
10,000,000.00 |
50% |
|
10,000,000.00 |
60% |
–
2. Agricultural
|
FMV Over |
But Not Over |
Assessment Level |
|
300,000.00 |
25% | |
|
300,000.00 |
500,000.00 |
30% |
|
500,000.00 |
750,000.00 |
35% |
|
750,000.00 |
1,000,000.00 |
40% |
|
1,000,000.00 |
2,000,000.00 |
45% |
|
2,000,000.00 |
50% |
–
3. Commercial/Industrial
|
FMV Over |
But Not Over |
Assessment Level |
|
300,000.00 |
30% | |
|
300,000.00 |
500,000.00 |
35% |
|
500,000.00 |
750,000.00 |
40% |
|
750,000.00 |
1,000,000.00 |
50% |
|
1,000,000.00 |
2,000,000.00 |
60% |
|
2,000,000.00 |
5,000,000.00 |
70% |
|
5,000,000.00 |
10,000,000.00 |
75% |
|
10,000,000.00 |
80% |
–
4. Timberland
|
FMV Over |
But Not Over |
Assessment Level |
|
300,000.00 |
45% | |
|
300,000.00 |
500,000.00 |
50% |
|
500,000.00 |
750,000.00 |
55% |
|
750,000.00 |
1,000,000.00 |
60% |
|
1,000,000.00 |
2,000,000.00 |
65% |
|
2,000,000.00 |
70% |
–
II. Machineries
|
Class |
Assessment Level |
| Agricultural |
40% |
| Residential |
50% |
| Commercial |
80% |
| Industrial |
80% |
Special Classes of Real Property
All lands, buildings, and other improvements thereon actually, directly and exclusively used for hospitals, cultural, or scientific purposes, and those owned and used by local water districts, and government-owned or controlled corporations rendering essential public services in the supply and distribution of water and/or generation and transmission of electric power
What are the assessment levels for special classes of real property?
|
Actual Use |
Assessment Level |
| Cultural |
15% |
| Scientific |
15% |
| Hospital |
15% |
| Local water districts |
10% |
| Government-owned or controlled corporations engaged in the supply and distribution of water and/or generation and transmission of electric power |
10% |
What is Ad Valorem Tax on Idle Lands?
In addition to the basic RPT, the LGU’s may collect ad valorem tax on idle lands.
The maximum idle lands tax is 5% of the assessed value of the property.
What are Idle Lands?
1. Agricultural lands more than one (1) hectare in area, suitable for cultivation, dairying, inland fishery, and other agricultural uses, ½ of which remain uncultivated or unimproved.
- Exceptions
i. Lands planted to permanent or perennial crops with at least 50 trees to a hectare; and
ii. Lands used for grazing purposes (Note: put goats or cows on your property).
2. Lands Other than Agricultural, located in a city or municipality, more than 1,000 sqm. in area, ½ of which remain unutilized or unimproved
3. Residential lots in subdivisions, regardless of land area
Frequently Asked Questions about Amilyar/RPT
Q: What is the deadline for property tax payment in the Philippines?
A: The deadline for the payment of real property tax is typically by the end of the first quarter of each year. It may vary slightly depending on the guidelines set by the LGU. Late charges and penalties may be applied if you miss the deadline.
Q: How do I pay my real property tax?
A: The payment process is simple. You can pay real property tax at a physical payment center such as your city hall or proceed to your LGU’s online payment portals, if available. You will need to present your latest real property tax receipt and if you are a new owner, you will also need a copy of your property title.
Q: Do I need to declare my real property?
A: Yes, as a property owner, it is your duty to make a declaration of real property for taxation purposes. It is the basis for the assessment of the property for taxation purposes under the Real Property Tax Code.
Q: Are there any discounts or exemptions for property tax?
A: Yes, there are specific tax exemptions provided by the local government code. These may include, but not limited to, farms, fish ponds, and charitable institutions. Also, you can avail of discounts if you pay early.
Q: What happens if I have already paid my real property tax but lost my official receipt?
A: If you have already paid your property tax but lost the official receipt, you can request a duplicate from the city government office. The city hall can verify the payment based on their records and issue a replacement receipt.
Note: As mentioned above, banks/Pag-IBIG require housing loan borrowers to submit receipts as proof of payment for amilyar/RPT every year.
Q: Can a real estate broker help with paying property taxes?
A: Yes, a real estate broker can assist you in paying your real property taxes. They are very familiar with the process and can guide you through the necessary steps, required documents to bring, and making the actual payment.
~~~
Do you have any questions, comments or reactions? Just let me know by leaving a comment below, thanks!
~~~
Cherry Vi M. Saldua-Castillo
Real Estate Broker, Lawyer, and CPA
PRC Real Estate Broker License No. 3187
PRC CPA License No. 0102054
Roll of Attorneys No. 55239
Text by Jay Castillo and Cherry Castillo. Copyright © 2008 – 2024 All rights reserved.
Full disclosure: Nothing to disclose.
Image courtesy: of renjith krishnan / FreeDigitalPhotos
Hi po magbabayad po ako ng tax ko para sa buong taon ng 2018 .210 square meter vacant po na lupa .pero ang siningil po sa akin nasa 4,344.48 peso ..
good day po.
yon pong dating 1.500 na binabayaran po nmin sa amilyar noong di pa po totally paid ang house and lot na kinuha namin sa banko.ngayong nasa amin na po ang title 4,800 na po ang sinisingil samin.normal po ba yon? first time po sana nmin magbabayad ng amilyar n naka transfer na ang name namin s titulo.
Hi Ely,
Double check niyo po yung mga tax declaration (land and improvement) na nasa pangalan niyo, at yung hindi pa nalilipat sa inyo. Baka po may discrepancy (for example, maliit ang floor area dun sa lumang TD for improvement). Pag ganun po kasi, at na-correct na ng city assessor, mas lalaki na po ang amilyar niyo.
Posible din po na nag increase na ng fair market values and/or zonal values sa lugar niyo kaya tataas din ang RPT, pero dapat may notice kayong nareceive, unless dun pa sa banko dineliver kasi nga ongoing pa yung paglipat ng tax declarations.
Wala nmn po kaming notice na natanggap.at may mga nabago nga po s bago compare s lumang tax declaration.
May paraan po ba para nmn bumaba ang amilyar nmin? Sa ngayon may work p kami ang iniisp ko po yun future kung kakayanin b nmin na mabayaran pa yearly ang amilyar.
good day po’
pwde ko ask,pag ang assement value ko sa house is mahigit 2M,tama po ba to ang bayad sa tax ko sa whole year ko is 16,thousand mahigit?ang laki naman kasi at groud floor lng ang house.Municipal yong lugar namin dito sa probinsya.
thanks po
Pwede po ba maclassify yung property (land & bldg) used for outpatient clinic (catering ofw and walk-in patients) under special class of real property instead of commercial?
Hi. I came across the Real Property Tax Code posted on the website of ChanRobles. The assessment levels for buildings (residential purpose) stated there is different from the table here. It was written there that the corresponding assessment level for those with market value of 500,000 and above is at 80%. However, the table here says that for residential buildings with market values of 500,000 – 750,000, the assessment level is only at 25%. May I know what is the difference? Thank you
Hi. I came across the Real Property Tax Code posted on the website of ChanRobles. The assessment levels for buildings (residential purpose) stated there is different from the table here. It was written there that the corresponding assessment level for those with market value of 500,000 and above is at 80%. However, the table here says that for residential buildings with market values of 500,000 – 750,000, the assessment level is only at 25%. May I know what is the difference? Thank you
Hi Mohamed, in my opinion, it should be the owner.
Hello Camille, as far as I know, real property taxes for common areas are included with the association dues, and the condo corp will make the payment.
Pwede po kasi kahit sino magbayad ng amilyar, pero hindi po yun ang basehan kung sino may-ari. Yung nakapangalan pa rin sa titulo ang rightful owner, unless may valid na kasunduan na ibinenta na ng owner sa ibang tao.
Good am,
First time payer ko po ng RPT. Ask ko lang sana kung anung mga requirements kelangan ko dalhin para makabayad ng RPT?
Hi Mark,
Kung may photocopy ka ng tax declaration(s) for land and improvement (whichever are applicable), pwede na yon. Punta ka sa real property tax section, ipakita mo yung tax declaration para bigyan ka ng statement of account, tapos pwede ka na magbayad.
Kung wala kang copy ng tax declaration, pero alam mo address ng property, punta ka sa city assessor/city treasurer’s office para makahingi ng certified true copy ng tax dec, around Php100 ang bayad, make sure yung property na nasa tax dec ay yung tamang property (check the owner’s name, size of property, etc).
Since October na, tanong mo na din kung may discount kung mag early payment ka for next year. Goodluck!
Hi, ask ko lng po kc yung tita ko gusto nya sa kanya daw ang lupa namin ksi siya daw ang nagbayad ng tax. Paano yun? sa kanya mapupunta or pwede nya kunin anytime kasi siya nagbayd ng tax without us knowing it?
Hello Sir. What is the procedure for paying RPT on common areas in condos? Who should pay, the owner or the administrator? Thank you!
Hello.. Would the administrator of the real property name be mentioned in the tax declaration or the owner?
Greetings Sir Jay, naka bili po ako ng Agricultural land last 2010..more or less 6 has. advance 1-2 yrs payment po ako sa land tax ko.. last 2014 nag build po ako ng residential building with building permit na po… ask ko lang po? may karapatan ba ang treasury ofc na pasukin ang bahay ko upang i rate nila kung magkakano ang dapat kung i tax sa kanila? may babayaran pa po ba ako na tax sa bahay ko gayong Agricultural land po un? salamat po from T’Boli South Cotabato po.
Yes po, may karapatan sila mag-inspect ng property niyo, lalu na at may improvents na bago. Actual use po kasi ang basis ng real property tax.
Yes po, basta kayo na po ang nakikinabang sa property, kayo na dapat magbabayad ng amilyar at MRI.
Yung titulo po, xerox lang po ang mabibigay sa inyo ng developer kasi ibibigay nila sa Pag-IBIG yung original dahil sa Pag-IBIG naka-mortgage yung property. Ibibigay po yonm sa inyo pag fully paid na kayo. Good day po!
Hi, nakaforfeit po ang lupa namin since 2009 and according sa city hall naka auction daw po ito. May chance or way po ba na maredeem pa namin ang lupa? Kaya po pala di kami nagbayad before ay dahil nasabihan ang tita ko noon sa cityhall na magdodouble payment daw dahil may nagbabayad. Eventually nalaman po namin na nagkamali ng sukat yung may ari ng katabi naming lupa. Tinatry po namin ayusin ngayon pero ang sabi po hintayin nalang namin ang bidding next year. Hndi po ba possible na bayaran nalng namin yung any tax and charges?
Mas mahirap po kasi kausap ang LGU (siyempre marami po kayong kakausapin, etc), pero pwede niyo i-try makipag negotiate sa kanila.
Hello, tanung lang po sana ako tungkol sa tax declaration . May binibenta po kasi samin na lupa. Ito po ay sa parte ng silang cavite at ito po ay 618 sqm. Gusto po sana naming bilihin at tayuan nang anim na simpleng bahay. Gusto po sana namin malaman paano po ba ang bayaran ng tax sa ganung sitwasyon.
Good day Sir Jay
I bought House and Lot in a Subd. in MAY 2015.
January 2017 I decided to transfer my financing from In-House to Pag-ibig. During the Loan process, one of the requirement is the Latest Real Property Tax receipt for House and Lot. but since it was January my available receipt was dated for 2016. So I paid the Real Property TAx for 2017. The Loan was taken out in favor of the Developer. Binigay na ni pag-ibig yung Cheque kay Developer. Pero sinisingil pa din ako ni developer ng bayad sa Real Property Tax for 2015 and 2016 ….at pati MRI ay sinisingil din.
My questions are..
1. Legal po ba at tama na singilin sakin yung Real Property Tax at MRI para sa mga nakalipas na taon bago nalipat yung title sa name ko?
2. Tama po ba na Xerox copy lang ng Title ang binibigay sakin ng developer samantalang nagbayad na sa kanila c PAg-Ibig?
Thank you sir Jay
Hi Sir Jay, ask ko lang po kung ano po maadvice nyo regarding sa problem ng father ko. Ang family po kasi ng father ko owns a 12hectare agricultural land in Butuan, ng na deceased ang lola ko, ang title ng lupa ay napunta sa panganay na kapatid ng father ko dahil that time ang father ko at other siblings nya ay wala pa sa legal age. Fast track, since then nasa tito ko ang titulo pero nung na deceased na sya napagkasunduan ng mga kapatid nya na kunin na ang titulo at kung ano na ang pweding gawin para pagpartehan sana ang lupa. So umuwi ang papa sa Butuan, kaya lang marami ng nagsquat sa land nila including na ang isang INC church. At napagalaman nila na na repossessed na pala ito ng government (DAR) at naauction na dahil naging delinquent pala sa pagbayad ng taxes for almost 30yrs. Certain efforts na rin daw ang nagawa ng government para matunton ang dating may ari pero di natatanggap ng tito ko ang mga notice kasi lahat silang magkakapatid ay nandito sa manila. Ano po kaya ang dapat naming gawin, kasi nung nacheck po namin sa registry of deeds sa municipality ng Butuan malinis pa rin po ang titulo at wala pang partitions, pero nung ipinunta nila sa DAR at chineck yung map ng land may mga partitions na at nakapangalan pa sa mga nagsquat. Pwedi pa po ba naming mahabol na makuha ulit ang lupa sa DAR at bayaran na lang ang years of delinquency sa taxes total malinis pa ang original title sa registry of deeds? Ano po kaya ang possibilities na manalo kami sa process na to? Naway matulungan nyo kami lalo na sa mga legalities at rights namin. Maraming salamat po.
Hi Ms. Cha Cha,
Really sorry to hear your situation. Yung major concern po kasi yung na-auction na po yung property dahil tax delinquent siya.
Sa unang tingin, ang nakikita ko pong pag-asa ay kung nagumpisa ba yung redemption period o hindi. Kasi kung hindi, dapat at least ma-honor yon. Nabanggit ko po yon kasi base sa info niyo, malinis pa yung titulo, so ang assumption ko ay walang naka-annotate na certificate of sale for the tax delinquent property auction. Usually po kasi, nag uumpisa ang redemption period pag na-annotate na yung certificate of sale sa titulo. Alamin niyo din po kung kelan na auction.
Suggestion ko po, hanap napo kayo ng abogado na pwede kayo i-assist, umpisahan niyo muna dun sa right to redeem, kasi yung ang una kong napansin, pati na din kung nasunod lahat ng steps na nakalagay sa Section 260 and 263 of the Local Government Code of 1991: https://www.foreclosurephilippines.com/ra-7160-local-government-code-of-1991-section-260-and-263/
Thank you Sir Jay sa response. Kelangan po naming i-check din muna sa DAR kung bakit nila napartition na ang lupa na di nalalaman ng papa ko. Normal procedure po ba yun bago nila i-auction or partition? yun po kasi ang sabi ng mga kamag anakan namin na nakasquat sa lupa, may option kasi sa kanila ang DAR na since matagal na raw sila nakasquat dun ay maaring sila na daw ang magbayad sa tax delinquency sa parte ng lupa at magproceed sa pag award sa lupa in favor sa kanila, meron po ba talagang ganun? Maaari po ba talagang maiaaward sa kanila ang lupa sa pagbayad lang nung tax delinquency ng parte ng lupa? Di po ba dapat as whole yung pagbayad at hindi per partition?
You’re welocme po. Pareho tayo ng pagkakaintindi na dapat buo, kaya nagtataka ako at bakit meron nang partition. Pero kung umpisa pa lang ay hindi na sila sumunod sa tamang procedure, baka pwedeng ma-balewala lahat nung ginawa nilang partitioning. Paki check na lang po sa abogado para sigurado.
Maraming salamat sir, babalik po ako sa inyo pag may progress na po ang pag aayos namin tungkol sa lupa.
You’re welcome and good luck po!
Hi Sir, kapag po ba naforfeit at naauction na ang lupa pede pa namin i-redeem?
Ang case naman po namin 2009 pa po naforfeit. Ngayon po sana namin balak ayusin kasi may isang agent po na gusto kami bayaran at paalisin kasi may nagmamay ari daw po ng lupa. Nang subukan po namin i-verify sa minisipyo ang lolo ko lang po ang may record na may bayad ng tax ng lupa. Ang sabi naman po ng tita ko na nagbabayad dati, bago pa maforfeit, sinabi ng munisipyo na hindi namin pwede bayaran kasi magdo-double payment. Nalaman po namin ngaun lang na nagkamali lang po ng sukat yung kabilang party na nagsasabi sa kanila. Ayon po ang dahilan kaya hndi namin nabayaran at dahil nadin hindi po marunong lumaban noon ang tita ko. Ang sabi po samin ng munisipyo hindi ndaw po namin pede bayaran at maghintay nalang po kami ng auction next year. May pede pa po ba kaming gawin considering na hndi naman po namin gustong hindi bayaran yun dati.
Hi sir, pede po ba i-redeem ang forfeited at na-auction na lupa?
Ang samin po 2009 sya na forfeit. Ngayon po namin sana gusyo ayusin kasi may isang agent na gusto kami bayaran at paalisin na kasi may iba daw po may ari ng lupa. Nung i-verify po namin sa munisipyo ang sabi yung lolo ko lang po ang may nakarecord na bayad ng tax. Bago po kasi maforfeit ang lupa binabayaran ng tita ko palagi pero biglang sinabi ng munisipyo na magdo-double payment daw po kasi may nagbabayad na nun. Ngayon po nalaman namin at may paper kami na nagsasabi na nagkamali lang ng sukat yung kabilang party. Tinanong po namin sa munisipyo kung magkano dapat namin bayaran pero ang sabi po maghintay nalang kami ng auction next year at di na pede bayaran. Wala na po ba talaga kami magagawa considering na ginusto nman po talaga namin magbayad? Di lang po talaga ma-alam ang tita ko at hinayaan nalang nya noon. Ngayon po kasi may factory na gusto bumili ng lupa namin. Iniisip lang po namin na kung sakaling auction ang mangyari, matalo po kami dahil kaya nila magbayad ng mas malaki. Meron po bang any kind of priority for the previous owner?
Tama po kayo, baka mahihirapan kayo manalo sa auction dahil marami kayong kalaban. Huwag niyo na po hintayin yung auction.
Since hindi pa na-auction, at lalu na’t kayo ang nakatira, eh dapat i-entertain nila kayo dahil pwede pa kayo magbayad up to the the day before the auction. Ganun po ang laging nilalagay sa notice for auction ng tax delinquent properties, basta before the auction, pwede pa magbayad.
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Hi I want to know whether undervaluing the house that I bought can affect the future resale
Value.
I bought a property for 6 milyon and the seller
wants to under value it for 3.2 milyon for the
sake of paying less capital gains.
But int final deeds of sale my broker and seller
agreed to put the actual sale price.
DOES REAL PROPERTY TAX INCLUDES THE MACHINE.? OUR COMPANY IS RENTING THE BUILDING. AND WE HAVE MACHINES (LABORATORY &DIAGNOSTIC CLINIC
Hi, I am planning to buy a parcel of land with concrete improvements (fence, gate, garage, store, temporary toilet and septic tank). The seller has the following documents: deed of absolute sale between her as buyer (hereinafter referred to as “latest owner”) and the seller (hereinafter referred to as “second owner”) The latest owner also has the deed of absolute sale between the second owner and the “original owner”. She also has the declaration of real property which is under the name of the original owner. The original owner is already dead while the second owner is still alive. There is no title to the land. Is it safe to purchase the said land? If i purchase it, how will i process the land title to my name and what are the taxes and other costs that i have to pay? Thanks.
Nag Pagawa po kasi ako ng House Hanggang 3rd Floor kailangan ko po ba Mag Bayad ng Tax kung Mataas ang Bahay ko ?
Hi, I bought a land in antipolo and it was paid in 2012 but I haven’t been paying a property tax eversince I bought the land. I am in abroad and nobody could pay it for me. I didn’t know I have to pay property tax until 2 years ago. Is there anything I could do to save the property?
Something went wrong i think ,a friend of mine buys a piece of unregistered land less than a 100 sq.meter he shoulders the capital gain tax documentary tax. the CDR of onett officer requires my friend the ff:any title of the property (how could there be it’s unregistered )2.estate tax clearance of the decease owner who owned hundreds of properties .the assessors office is hesitant to give for it cost him a lot of money and the administrator said they don’t have the copy of said papers because it was already handed by representative of HEIRS (decease )to somebody to do the registration to all who bought. who in return ask 10.thousands each client.my friend is old and poor he’s almost there what should be his best remedy.thanks
Hi my father(deceased) bought a land/lot long time ago and we have been paying the real property tax under my father’s name but our neighbor(a close friend of the previous owner) said that it was not properly transferred to my father’s name …. im confused … we are paying real property taxes under our father’s name already but why is she saying that it was not properly transferred??? is she wrong? or is there something wrong with the transferring of the title/lot??
Hi what are the taxes to be paid when you bought a lot from a corporation?
The condo unit I bought was turned over to me and mortgaged to the bank last September 2015. The developer has not transferred the unit to my name until now. Who should pay for the Real Estate Tax and what do I, if it should be me, show the CIty Treasurer’s office for this? Thank you.
Are privately owned lots in a cemetery or memorial park subject to real property tax? Thanks
i will appreciate so much if my question will be answered.
my grandfather is an only child, he died when my mom was still 8 years old. then my grand mother marry another man and stay in another province. after that my grandfather cousins took advantage to a hectare of coconut plantation that my grand father owned.my mother now is already 43 years old. she wants the land back. actually we have the original title of the land under the name of my grand father. my mother’s problem is: the tax of the land is unpaid like 35 years now. what is the best thing to do? what will happen to that land? thanks.
Hi Jhem, i am not a property expert but I do have properties and inherited properties as well.
It is better your mom checks the status of the land on the municipality where it is registered to see if it was not acquired by the government yet (baka pwede nyo pa bayaran ang taxes).
Given the land is still under your grand father’s name, was your mom the only child? if yes, she need to prepare an extra judicial settlement para ma transfer ang property under her name. She needs to have this prepared by a lawyer.
Hello. Just wanna ask. I have a buyer of my house, the fmv of building is 158k only. But the buyer need the tax receipt for building imp. But I don’t have any of it just a tax receipt of land only. Does the tax receipt for imp is needed? I don’t have any. I send her all my documents
Hi miss Cherry, What are the things to be done when you want to transfer real property tax bill from the old owner to the new owner? thanks in advance
HI Ms. Cherry ask ko lang. yung binayaran na rpt sa qc hall dapat ba same na amount sa naka declare sa lra?
hi please help me out po i think your the right person to ask: 1, my dad died 10 years ago and his death cert addressed was in Bacolod, for .the past years we were paying the RPT here in Bocaue Bulacan )where the property is located)… 2013 my mom(co-owner) left country and entrusted the land title (original)/owners copy) to my auntie, NOW unfortunately the bag where our land titles are place was snatched/lost. in short the land title was literally lost. to go further we already have the affidavid and everything from the RDO.
= at present i have the certified true coppy of the title,,
QUESTION: 1,- where can i pay the RPT since my dad died in bacolod and address at death cert is in bacolod will i pay it there or i can pay it here in our place, and IAM paying it in brhalf of my mom POA is provided po..
2: do we have an online payment for the real property tax in philippines?
3: the last tax paid was last of 2013 pa po. if the total assesed value po is 37,580 nung 2013… mag kano na po babayaran ko if ill pay before JUNE 30 2015…?
4. and paano po ako makakakuha ulit ng owners copy original ng land title po.? and how much po pag kuha nun? ako na po kc nag lalakad ng papers and ngguluhan ako sa mga sinasabi sa rdo po eh.. pls help me po my : email address is [email protected] , contact 09102000339 thanks po and am looking forward ….
Hi Ma’am Cherry, nagpa compute po ako this june 3 sa city hall of las piñas req the real property tax. Our total lot area is 235sqm. Since may Amnesty ngayon sa las piñas i grab the opportunity to pay our tax from 2010 to 2015. Our Ass. Value is 51,000… supposedly i need to pay the tax in the amount of 21,745.54 since it has amnesty i only need to pay 8,226.44 our discount is around 13k but this computation is only for land only.. since we have amnesty here in las piñas i want to declare the improvements although its sounds like a new house because of the word improvements but our house is already a 30 year old house with sawali a wood type 2nd floor and never been repaired ever since, so here’s the issue ma’am because of the amnesty i only need to pay again only from 2013 to 2015, so one of their representative came to our house to measure the improvement and take picture of our old house etc etc… if im not mistaken it was june 5 or june 6, 2015. Then he ask for payments for the picture and blue prints etc.. inshort i gave him 1k. Then he gave his number… then i should communicate with him before going to the city hall if the computation for the improvement are done, he said. But he said i can check him on wednesday that was june 10, i came in there and simply answer me that his not yet done with the computation. Week past, june 15 i start texting him, he didn’t reply. I texted him again june 17 and no answer, then i go there june 18 and ask him if the computation is done he said not yet maybe next week. I called him yesterday june 24 and he answered he said i can go there in the afternoon, so that he can discuss about the computation in order for me not to get shock about the outcome, i had a bad feeling… so i came at around 4pm in the afternoon. He said i should wait then i wait an about 1 hour then i approach him because its getting late and i’ve been waiting for him more an hour, then we talk… i thought he will show me the final computation but he simply show me a computation in a piece of paper then he start computing in a not detailed way nor explaining it to me then come up in a total of 45,000 (i was shock in the amount of our old house) i start asking questions, how much per sqr meter, how much will i pay for the succeeding years? Then he answered 9 pesos per sqr although still lots of formula etc he said. Then he followed it by question of, can you afford to pay 45,000? Then i simply answered NO, then he said okay, ill make it 35,000 including the tax clearance, tax receipt etc etc.. our house is not maximizing the whole lot area. Our duplex only occupying 1/4 of our lot and old wood type 2nd floor, and at the side we have 3 bedroom measuring approx 1st room: 16 to 18sqr, 2nd room: 6 to 10sqr and 3rd room: 9 to 12sqr.. and 1 laundry area approx 12 to 14sqr… is it possible that our house improvements will cost 35,000? Or is it that person who assess me is just making money or simply a sample of fixer or mandurugas? If he is a trickster who should i talk to and where? should i go for 2nd opinion? I believe his making a delaying tactics to me because the last day of payment for the amnesty is on june 30, 2015 only.
Your immediate response is highly appreciated… thank you and best regards.
hello good morning,
just wanna ask about the payment of rpt and sef
we pay rpt 2,100
and sef 2,100
total 4,200
just want to know mam if the rpt and sef are same amount we need to pay.?
thnks..
Good day Atty. Castillo. Are road lots in a subdivision tax exempt?
If real property taxes has not been paid for period of 25 year ,and the government never filed any action to collect, is there a remedy available for the tax payer to lessen the burden of paying the tax due for 25ywat
If i alre
Lady paid to the municipal treasurer, are they going to give me tax clearance certificate?
how do we compute penalties for non-payment of real property tax?
Hello Atty! I have a question. We have a residential property in quezon city and pay minimal estate tax yearly. We will be opening a small coffee shop in a portion of our property (small community coffee shop only) and are worried our estate tax will balloon! What can we expect from the conversion of our property from residential to commercial? Usually how big is the increase? We will not utilize our whole property but just a small portion. Thank you! Hoping for your advice.
Hi,
Do we still need to pay the realty tax while still in pag-ibig housing loan? and when it will start?
thanks….
Hi Cherry, we finished constructing the house in a subdivision late last year and we got the occupancy permit already also late last year. Is it then automatic that when I pay my RPT this year, the building/improvement will be added? Or should I still inform the city officials about it when I pay my RPT?
I am learning a lot from your posts maam. Thank you so much. Maam which is more accurate regarding size of idle lands: at least 1 hectare? or more than 1 hectare”?
May i ask if the dental chair of the dentist subject to real property tax: machinery, when dental clinic is exempted to secure mayor’s permit?
Hi Rico
are gaming slot machines of a casino considered real properties for tax purposes?
Good evening,
ask ko lang po kung dapat na ba akong magbayad ng tax kahit na di pa ako tapos sa paghuhulog sa kinuha kong bahay at lupa kasi wala pa akong titulo? salamat
Hi! I have just completed paying for a residential lot and as of December 2014, I have initiated the process of transfer of ownership through the real estate agency. The rep of the real estate agency gave us a breakdown of transfer-related fees (i.e. transfer tax, transfer fee, doc stamps, etc) and instructed us to wait for further advice as to when they will finish the papers and we can settle the fees.
Just this month, however, I received a letter from the real estate agency containing instructions from the Project Owner (the real estate agency is just their marketing partner) that I need to pay the Real Property Tax that the project owner shouldered from 2008 (the year I started monthly amortization) until 2015. The said amount was not in the breakdown of fees provided by the agent and turns out to be on top of it. I was further told that the transfer of title will not proceed until I pay the said eight years’ worth of RPT.
My question is, am I really supposed to pay the RPT for all the years I was still paying off the monthly amortization? Thanks in advance for taking time with my question. This is my first time to purchase real estate and need some advice. 🙂
Hi. I would like to ask if the realty tax i am paying in my condo admin is the same real property tax? I own a condo and i am paying realty tax every year. Do i have to pay real property tax to the treasurer’s office of the city hall?
HI all,
I am just wondering the land where we have our house is still a common land among the remaining heirs..
There is also a separate payment taxes for the land.
Would it be right for us not to pay for the land and pay only for the building… If yes, how would it be computed..
The assessed FM value is 580,000..
Please advise..